As Chen Xihua and Chen Jinhua returned to the entrance of the family quarters and were about to go inside, Zhang Xiaolan also rode her bicycle to catch up with them in the county.

"Little Fifth Sister, Second Miss Chen, you rode so fast! When I got to the intersection, I saw you and Brother Jun's car just parting ways. I followed you all the way!" Actually, she did call out a few times, but perhaps her voice was a little soft, so Little Fifth Sister and Second Miss Chen couldn't hear her.

"Sister Xiaolan, why are you in such a hurry?" Chen Xihua saw Sister Xiaolan carrying a backpack, getting off her bicycle, her forehead and face covered in sweat, and she was still panting.

Chen Xihua quickly went forward and helped her park her bicycle.

"Little Fifth Sister, didn't Brother Jun just buy the clothes today? I came over to give you the money. I'm not comfortable leaving so much money on me!" Zhang Xiaolan explained, then took out the money. She had put it in a black bag at home before putting it in her schoolbag.

"Okay, thank you for your hard work, Sister Xiaolan. Do you have enough money for the workshop?" Chen Xihua casually took the money, held it and played with it, and asked.

“That’s enough, there’s still two thousand left. But, Little Sister Wu, when will the workers get their wages?” Zhang Xiaolan asked a little shyly, but she knew that the aunties and older women in the workshop were all waiting to get their wages, but it hadn’t even been a month yet.

“Okay, Sister Xiaolan, when you get back, settle their wages for the ten days or so last month. This month’s wages will be paid at the end of the month.” Chen Xihua herself had been a worker and looked forward to getting paid. They should have all seen the money today, so let’s pay them a portion first. She added, “From now on, wages will be paid on the last day of the month.”

"Okay, then, then the money isn't enough!" Zhang Xiaolan was a little annoyed. When she left, her grandfather told her to think carefully about what she needed to discuss with her younger sister, Xiao Wu, and not to rush things.

"It's alright, Sister Xiaolan. I'll leave you another 10,000 yuan. In the future, when you send me money, please budget for the workshop's operation and wages first, and then give me the rest. However, you need to keep an account book to record all the income and expenses. I can just look at your account book every month!"

As she spoke, Chen Xihua opened the black bag, counted out ten thousand yuan, and gave it to her. There was no one at the door at this time.

After thinking about it, Chen Xihua said a few more words, reminding Sister Xiaolan that Grandpa Zhang probably had also thought about keeping an account book, but she hadn't mentioned how to manage the money before, so he just let Sister Xiaolan do as she pleased and hurriedly sent all the money over.

“Yes, from the very beginning, my grandfather had me keep a ledger!” Zhang Xiaolan explained. Actually, her grandfather meant that the money didn’t need to be given to her younger sister, Xiao Wu, so quickly.

Since they have full authority over the workshop, they also need to manage the accounts. Little Sister Wu probably only wants to look at the ledgers and receive the final profit, rather than managing a large amount of ledgers for the workshop. Therefore, she is not a hands-off manager and still needs to help with the accounting.

"Then, Little Sister Wu, next time I'll just bring the workshop's ledger and the settled money to you, right?" Zhang Xiaolan asked somewhat uncertainly.

“Yes, Sister Xiaolan, it’s so good. With Grandpa Zhang and you here, I don’t have to worry about anything.” Chen Xihua said with a smile, thinking to herself that choosing Grandpa Zhang and Sister Xiaolan was a wise decision. Grandpa Zhang had been the village chief for more than ten years. Back when work points were still calculated, there was a set of algorithms for money. Keeping accounts was a normal thing for him, and she didn’t need to remind him.

The three talked for less than ten minutes at the entrance of the residential area before parting ways and going home!

When they got home, the eldest sister Chen Chunhua, the third sister Chen Meihua, and the sixth child were knitting bags in their room, preparing to make a new design. It was the fourth sister Chen Xiuhua's turn to cook dinner.

"Big sister, should I still let you deposit the money?" Chen Xihua asked a little guiltily.

Chen Chunhua laughed and said, "You don't have to deposit it for me! It's your money anyway!" But her threat was obvious! She meant, don't come to her for help in the future!

"Yes, I'll definitely deposit it for you!" Originally, Chen Xihua had brought back more than 30,000 yuan, and she impulsively thought about whether she should save some of the money so that she wouldn't have to ask her older sisters for money all the time.

Then I thought about it again and decided against it. If she really stole it, her eldest and fourth sisters would nag her for a long time, and it would be difficult for her to ask her eldest sister for help in the future!

I never imagined she'd end up like this, truly a working-class woman, worrying about money, finding it so hard to scrape together even a little pocket money. But she asks for a lot of pocket money; she wants to buy land and a house!

Before handing the money to her eldest sister Chen Chunhua, Chen Xihua hesitated for a long time, holding her hand up, before finally handing it over. She felt a little pained; her eldest and fourth sisters were getting more and more stingy, and it was too difficult to get the money she had saved for them out.

"Big sister, what are you planning to study in college?" Chen Xihua felt that her older sister's meticulous and earnest personality was actually suited for accounting. She was also worried that her older sister might choose accounting.

In fact, Chen Xihua both hoped and didn't want to. If her eldest sister studied accounting, she would definitely be the one to help manage the company's finances in the future. After all, if she wanted to establish a group company, she would need to hire a trustworthy person for the financial aspect!

But since my older sister manages the money, it's really difficult for her to spend it as she pleases.

"Accounting!" Chen Chunhua answered without hesitation. "I'll manage your money from now on, Fifth Sister, are you happy!"

In fact, Chen Chunhua had thought about it for a long time: whether to study accounting or business administration. Having lived with her fifth younger sister for more than five years, she had a rough idea that her sister was a troublemaker.

Fifth Sister won't stop at her current small workshop. She heard from Fourth Sister that Fifth Sister might have gone to check out other places recently, probably because she wants to do something else.

As a company grows larger, finance becomes increasingly important. High school teachers nowadays introduce the characteristics of various university majors, and she thinks accounting is a good field that could help her fifth sister!

"I'm so happy, so happy! I couldn't be happier. With you in charge, I can rest assured. Now, you can start practicing. Make a financial statement of all the money we've earned and spent over the past two years!" Chen Xihua said awkwardly, her words somewhat insincere.

Chen Xihua actually wanted to know how much net profit the workshop made. She had just roughly calculated it and found it to be around 32%!

For this first batch of goods, I initially put out 15,000 yuan, then took out another 10,000 yuan, totaling 25,000 yuan. Now I've gotten back over 33,000 yuan. For a small workshop, that's not bad! I made 8,000 yuan!

No, we should also deduct the cost of the women's handiwork for weaving bags, which is about 30% of their earnings. Then, we should give the women a share of the profits, which is six or seven hundred yuan each! I would get more than three thousand yuan.

At this time, it's a good income, but in a few years, this dividend won't be much!

Of course, she had already calculated the rent for the whole year, as well as the rent for the sewing machine, so the profit would be higher later!

Chen Xihua seemed to remember that at that time, the profit margin in the clothing industry could reach 50%! It was still necessary to expand production and open retail stores!

Fabric costs cannot be reduced; at 1.5 yuan per foot, it's more expensive than 1 yuan per foot, but we need to sell in the provincial capital, and the quality of the clothes is also very important if we want to build a long-term brand! Labor costs also cannot be reduced for the time being; we have to wait until we buy the electric sewing machines for the new production line!

Chen Xihua felt that her path to becoming a billionaire was a long one!