Chapter 88 Exclusive New House in Jinjiang

The necklace is plain in design, without much embellishment, and even a bit tacky, but it is very substantial. To be precise, it is a thick gold chain with two heavy pendants hanging from it, exuding a sense of extravagance. Just by looking at it, you can tell how heavy it would be to wear around your neck.

"This gift is far too valuable!" Su Ruyi was startled.

Xiao Hui did make some money during this period thanks to her connections, but it wasn't a long time, and she still had to attend classes at the beginning, plus she invested in a housekeeping company, so the money she had was very limited.

This gold chain was still a relatively large expense for her.

Su Ruyi helped her only because she saw that the girl was ambitious, so she lent a hand; she didn't do much.

No matter how busy Xiaohui is, she will always drop what she's doing to help whenever she needs her, and she'll continue to help even if Xiaohui refuses.

Su Ruyi felt that her usual performance had already made her feel that lending a hand was well worth it, so this gift was a bit too much for her.

Xiao Hui ignored him and directly stuffed the gold chain into Su Ruyi's hand.

"Sister Ruyi, without you, I wouldn't be where I am today. This is nothing. Just wait for me to earn more money in the future, and I'll buy you a car!"

Xiao Hui spoke with great arrogance; who would have thought that just over half a year ago, she had to carefully calculate every penny she spent?

She was born in a rural area, in a remote mountain valley. When she was a child, she had to walk a long way to school. Many people in the village had never seen a car. The first time she rode in a car was after she was admitted to a vocational school. The fare was saved up by the villagers.

Who would have thought they'd dare to make such boastful claims now?

Buying a car is an absolute luxury in this day and age; houses in many places aren't even that expensive.

For some reason, Xiao Hui just blurted those words out.

This might also be due to Su Ruyi's consistently calm attitude towards cars, often telling them that with development, cars will definitely become cheaper and cheaper in the future.

More than anything, she was full of hope for the future and felt that she would definitely have the ability in her lifetime. Although it was somewhat exaggerated, she did not think it was completely impossible.

Seeing Xiao Hui's spirited expression, Su Ruyi didn't refuse anymore.

"Okay, I'll accept this gift. I'll be waiting for the day you send me the car."

Xiao Hui's gift wasn't the most expensive one present. Li Mei gave Su Ruyi a 21-inch color TV, which, although made in China, still cost over two thousand yuan.

Li Mei's stall is now thriving. Although it's just a small stall, it makes a considerable profit every day, and she now has a lot of savings.

Giving Su Ruyi such a large gift is not only to express gratitude to her, but also to thank Ms. Su Ying for her help and care in the past.

The sisters Wang Huizhen and Wang Huiting prepared their own gifts. Wang Huiting had to go to school and didn't dare to relax during the winter break, so she didn't have much time to earn money. However, since the family's situation was better than before, she didn't touch the money she had earned before, but bought Su Ruyi a pair of pearl earrings.

Wang Huiting said somewhat embarrassedly, "I'm not as capable as Sister Xiaohui, so I can only give these little trinkets."

"It's beautiful, I love it." Su Ruyi took it and put it on. "Doesn't it suit me perfectly?"

Wang Huizhen gave Su Ruyi a rice cooker. The first thing she bought after earning money was also a rice cooker, only much cheaper than this one.

She worked at Su Ruyi's store during her holidays and earned a lot of money, so she wanted to express her gratitude in this way.

Without this connection, it would be very difficult for Wang Huizhen to find work. There are far more job seekers than available jobs, so there is no need for short-term workers like her. Therefore, she is very grateful.

Everyone else had also prepared thoughtful gifts, mostly practical ones. Lu Ting went the extra mile, gifting Su Ruyi a washing machine and air conditioner, effectively providing all the appliances she needed so she wouldn't have to buy any more. Others, like Cao Fei and Xu Dazhi, were unsure what to give and simply gave large red envelopes.

Su Ruyi didn't stand on ceremony with everyone and happily accepted them all.

There were many people, so three tables were set up, and the children had their own table.

Fortunately, Su Ruyi's dining room and living room were large enough to accommodate it.

The house, which had seemed quite spacious before, now felt very crowded and no longer felt deserted; it was quite lively.

After finishing her meal, Su Ruyi didn't need to clean up herself. There were too many diligent people present who helped clean up in no time, so she didn't even have to wait for the hourly worker to come and help the next day.

After Xiao Hui opened a housekeeping company, Su Ruyi asked her to help find suitable hourly workers to come up and clean, and occasionally help with cooking, because she didn't want to do anything herself at all.

Since many people had come from out of town and there weren't enough rooms in the house, Su Ruyi arranged for everyone to stay in two other apartments. Because these were also being used as show flats, the bedding and other amenities were all provided and had been cleaned beforehand, so everyone could move in immediately.

"It's so nice to live in such a big house," Li Mei exclaimed, feeling quite envious.

Today, she not only visited several of Su Ruyi's houses, but also saw several of Lu Ting's houses. The different styles and feelings made Li Mei realize that houses could be like this.

Although Li Mei's current house is very small, it was once the envy of many people.

Having lived there for so long, she had developed an attachment to the place. But seeing a better house, especially after hearing Su Ruyi's description of its ingenious design, she couldn't help but have other thoughts.

“Aunt Mei, why don’t you buy a house in the provincial capital too? Zhenzhen will definitely stay in the provincial capital in the future, and Tingting also wants to.”

Li Mei paused for a moment, then quickly shook her head: "Houses are too expensive, I can't afford them."

Li Mei has earned a lot of money now, and if she really grits her teeth, she can afford to buy a house. If she can't buy the house here with Su Ruyi, she can go to other places. Other places are not as expensive as the houses with Su Ruyi.

She doesn't lack housing right now, and she feels that her daughters' future housing should be the concern of their partners, so she hasn't thought about buying property.

Even with Su Ruyi as a role model, it was difficult to change Li Mei's mind. She felt that Su Ruyi was special and not a good reference.

Although she envied Su Ruyi for having such a beautiful house, she still couldn't bring herself to invest so much money at once.

Business at her stall is good right now, but nobody knows what the future holds. Many people are now following her example and setting up stalls, which has taken away a lot of customers. Although she is still making a lot of money, she can't help but worry. It's more reassuring to have money in hand.

Su Ruyi: "Money doesn't earn much interest in the bank. Houses will definitely become more and more expensive in the future. Even if you don't live in them, you can still consider them an investment. With a large influx of labor into cities, houses will become more and more expensive in the future. It's a safe investment. Whether you live in them yourself or wait for them to appreciate in value, it's a good choice."

Wang Huizhen couldn't help but say, "Mom, my eldest sister is right. Things are getting more and more expensive now. Money will depreciate if we just leave it sitting there. It's better to use it to buy a house."

Upon hearing this, Li Mei felt a pang of anxiety. She recalled the price surge that followed the previous "price challenge," and how one hundred yuan today was not the same as one hundred yuan ten years ago.

“I know buying a house is good, but if I buy a house, I won’t have any emergency money left.”

She still has too little money to buy a house, and her options are limited.

When Su Ruyi brought up the topic of loans, Li Mei was initially hesitant to accept it.

Su Ruyi didn't force her. She had already brought it up, so it was up to Li Mei to decide what she needed.

In the long run, real estate is indeed a worthwhile investment. However, if Li Mei wants to use her funds to open a shop, the return on investment may not be slower than buying a house. It's just that buying a house is more secure. As long as she doesn't encounter an unfinished building, she can make a profit without any risk.

Su Ruyi thought Li Mei would take a long time to consider, but to her surprise, the next day Li Mei told Su Ruyi that she had decided to buy an apartment, and that it would be in Su Ruyi's neighborhood, and that she was even planning to take out a loan to buy the apartment.

Su Ruyi was very surprised, not expecting Li Mei to have changed so much.

It's worth noting that the prices in this development are not cheap right now. Because the first and second phases sold well and the surrounding area has gradually developed, the third and fourth phases are now very popular and have not been affected by the current real estate downturn.

Li Mei looked at Wang Huizhen: "It was all this girl's idea."

Li Mei and Wang Huizhen slept together last night, and Wang Huizhen talked to Li Mei a lot.

Wang Huizhen studied in the provincial capital, which gave her access to more information, and she also went out to work whenever she had time, which allowed her to see the changes in the provincial capital more clearly.

She now has complete faith in Su Ruyi, and she thinks that Su Ruyi's special mention of it means that she has high hopes for her.

In addition, she really wanted her own room, so she discussed it with Li Mei. Li Mei would pay the down payment, and she would pay the mortgage later.

Wang Huizhen is now very confident in saying this. She is about to graduate, and Su Ruyi had mentioned to her a long time ago that she could work for her if she wanted, and the salary was very high.

Once you're more skilled, you can take on other jobs. Both Lu Ting and Su Ruyi have more than one business, and they all need someone to do the bookkeeping.

Besides her professional skills, Xiao Hui's housekeeping company also gave her more confidence. She believed that as long as she was diligent, making money would not be difficult.

It's hard to say how much more, but it's definitely enough to pay off the mortgage and support myself.

The mother and daughter talked all night, and Li Mei was finally persuaded.

Although Li Mei currently prefers to stay in the county, a place she is familiar with, she will come to the provincial capital in the future if her daughters are all there.

Two days after making the decision, Li Mei bought the house, still in a daze.

The third phase of the project has been topped out and sold out, but the developer actually has a few units left in hand.

Out of consideration for Lu Ting, the developer allocated one unit, which perfectly met Li Mei's needs, and the price was also very good, so Li Mei bought it directly.

The house is 150 square meters with four rooms, which is very spacious and can meet the needs of the mother and her three daughters, each with their own room.

Li Mei felt a little embarrassed because Su Ruyi's room was not available.

Although Su Ruyi has her own house, it has a different meaning for her parents' family to leave her a room.

Su Ruyi smiled and said, "We don't need to be so polite between us. I have a place to live. If I ever run into any trouble in the future, you can all support me."

It wasn't easy for Old Man Li and Grandma Sun to bring their two children to the provincial capital, so they weren't in a hurry to go home. Since Su Ruyi was busy herself, she had someone take the two elderly people and two children sightseeing in the provincial capital.

The two elderly people were fine, but the two children were very happy. They went to the zoo, amusement park, and other places that are not available in our small county town.

Just as they were preparing to leave, Li Yunyao received confirmation.

Author's Note: This writing is very difficult; I'm trying to get back into the flow. Update schedule will be irregular.