Chapter 71 The Abacus is Clinking

"If you don't pay it back within the stipulated time, you'll have to pay triple the compensation. Isn't that too much?"

Ruan Qian calculated the number in her mind.

She borrowed 25 yuan, so triple that is 3 times 25 yuan, which equals 75 yuan, right?

"Borrow 25 and return 75! Are you trying to rob me?"

"How could that be?"

Song Youyou looked at her leisurely and said slowly:

"Look carefully, you have to pay back the exact amount you borrowed. I don't even want the interest.

As for the three times mentioned above, that only applies to situations where debts are not repaid.

You are my former colleague and I know you well.

You are definitely not the kind of person who borrows money and then refuses to pay it back, making up all kinds of excuses to delay paying it back.

You said so, right?

Song Youyou's eyes were sincere, and Ruan Qian suddenly felt guilty and didn't dare to look her in the eye.

She really wanted to default on her debt.

All she wanted was to borrow the money first, and then every time Song Youyou asked her to pay it back, she would cry poor, act like a cheat, and act pitiful.

If necessary, they can even turn the tables and say that continuing to collect debts will drive them to death, thus controlling the direction of public opinion.

In short, just keep delaying the payment of the money until it is no longer paid back.

Even if she is forced to pay back the money in the end, she can delay it for a long time.

As far as she was concerned, she didn't suffer any loss at all.

But Ruan Qian hadn't expected Song Youyou to come up with such a shady clause as triple compensation for exceeding the time limit!

"What about this?"

"If triple compensation is to prevent defaulters, then why is this?"

Ruan Qian pointed at the long paragraph of characters on the IOU and read it out silently:

"Comrade Ruan Qian made a mistake at work and miscalculated the amount, causing losses to the Hua Bookstore. She is required to pay 13.67 yuan in compensation. Since she is currently short of money, she borrowed 25 yuan from Comrade Song Youyou to pay the full amount. She also promised to repay the money on time."

Ruan Qian was so confused that she looked up from the IOU and asked sincerely:

"It's just an IOU, does it need to be so detailed? I've never seen an IOU that clearly spells out the whole story."

"Oh yeah, and here below, they also asked me to fill in my home address, workplace, and even the school I graduated from!!"

Don't even tell her it's an IOU; she would believe it even if you told her it was an application to join the Party!

Song Youyou looked innocent: "Is there any problem filling these in?"

“Is everything okay???”

If she signed this kind of IOU, she wouldn't dare let anyone else know!

Not to mention the embarrassment, if her father saw the details, he would probably beat her to death.

After all, as a girl, she has been able to occupy a place in the family with six brothers and sisters and have a high status over the years, all thanks to her having a stable, decent and high-paying job, which makes her father very prestigious in the outside world.

So her father always told her to work hard and not lose her job.

"If you think there's a problem, then don't lend it to me. Just return the money to me."

"That won't work!"

Ruan Qian guarded the money tightly, as if she was afraid that she would snatch it away.

She still knows how to prioritize.

If she didn't borrow the money and settle the debt, her father would know that she made a mistake at work and was punished, and her good days would be over.

How can she let her family support her?

How to act arrogantly in front of your brothers and sisters?

I guess they will all come over to bully her, and her bad-tempered father will beat her up!

"I'll lend it to you! I'll just sign it!"

Ruan Qian signed and sealed it with a look of grievance, and looked at Song Youyou as if she was looking at Zhou Baopi.

"It's signed."

"Let me see."

Song Youyou looked at the information that needed to be written and her name signed, and nodded.

"Well written. I'll borrow some ink from my supervisor and you can put your fingerprint on it."

Ruan Qian: ...The last loophole for cheating has been blocked.

After Ruan Qian pressed her fingerprint with a look of resentment, Song Baozhu folded the IOU with satisfaction and carefully put it into her bag.

"Don't worry, if you can pay me back on time, I will never go to your house with the IOU to ask you for money, let alone your workplace or the school you graduated from."

Ruan Qian: “…”

She heard a naked threat.

The way to evade debt is blocked. It seems that she really needs to find a way to pay back the money within the next six months.

But she only has this little salary every month, and most of it has to be spent on her family. How can she pay it back?