It's not a good idea to pay back the money late. Now that it's caused such a stir, it's naturally better for her reputation the sooner she pays it back.

Asking my mother for money would be the best option, but she just bought herself a villa last year and she has her own new family.

Tong Yanqi was a little hesitant.

Before Yu Wenzhi showed up, she was planning to borrow money from a friend, but now...

Otherwise, agree to Yu Wenzhi's proposal?

Yu Wenzhi must have proposed to use his watch worth two or three hundred thousand yuan as collateral because of the favor he had given him for saving his life or because he had a good impression of him.

If they agreed, the relationship between the two would become even more complicated, with one being the other's savior and the other being the other's creditor.

Generally speaking, if you want to date him, it is not appropriate to have this unnecessary relationship, which is not conducive to the development of your relationship.

But she is not an ordinary person.

Yu Wenzhi, a man who obviously has never been in a relationship and is a bit old-fashioned and gentlemanly, it is unknown how long it will take him to consider before he agrees to her confession.

With one more layer of relationship, I can look for him more and cultivate the relationship when I return to China, right?

Thinking of this, Tong Yanqi made the final decision: "Okay, I'll borrow one million from you."

As she spoke, she took off the pink ladies' watch on her hand and handed it to Yu Wenzhi.

A pledge is a form of security; the watch served as collateral for the one million yuan loan Tong Yanqi borrowed from Yu Wenzhi. If Tong Yanqi couldn't repay the loan when due, Yu Wenzhi could sell the watch and use the proceeds to repay the debt.

If Tong Yanqi successfully repays his debt when it matures, Yu Wenzhi will have to return the watch to Tong Yanqi.

But in the end, Tong Yanqi still got the advantage.

However, Tong Yanqi saw that the hand that Yu Wenzhi stretched out was white and slender, which was particularly eye-catching.

"Uh?" Tong Yanqi looked at him uncertainly, only to see Yu Wenzhi blink at her and shake his clenched left hand in signal.

Tong Yanqi had no choice but to put it on him as he was told. The size of the women's watch was a bit small, so the strap had to be stretched to its maximum to fit Yu Wenzhi's wrist.

It's worth mentioning that the pink women's watch looks good on Yu Wenzhi's fair wrist. The watch is small and exquisite, forming a contrast with the man's broad palm, which is quite impactful.

Yu Wenzhi waved his left hand, and the dial inlaid with diamonds sparkled under the light of the restaurant. His smile remained gentle: "It just so happens that I need a watch to tell time."

Tong Yanqi smiled politely and nodded.

I would have believed it if I hadn't seen you wearing a custom-made watch yesterday.

Yu Wenzhi stopped joking and asked seriously, "How are you going to deal with the online public opinion?"

"Just sue them directly. It just so happens that my friend can contact a professional team of lawyers." Tong Yanqi said indifferently.

"The trial is taking too long, which is bad for your reputation," Yu Wenzhi continued. "I suggest you record a video or livestream to clarify the situation. It's true that you owe money, but you can try to gain sympathy from netizens by playing the victim, thereby improving your image."

"Play the victim? How? Act like a spoiled child?" Tong Yanqi asked with some embarrassment. Although she often acted like a spoiled child with acquaintances, she had never acted like a spoiled child with strangers.

"Just state your situation truthfully." Yu Wenzhi paused. "If you mind, you can try a different strategy."

Playing pity to netizens was like reopening a wound that was almost healed, which would be difficult for most people to bear. Yu Wenzhi felt that his proposal was not well thought out.

"It's okay, that's it. I didn't expect you to know all this." Tong Yanqi accepted the suggestion frankly. For her, it seemed like it wouldn't be a bad idea to confide her troubles to the netizens?

"I own a small PR firm, so I know a little bit."