Shen Qiqi's heart sank, and she immediately realized that something was wrong.

She walked quickly to the door, pushed it open and saw Uncle Lu talking loudly to several onlookers in the yard: "These people just love to daydream. Clothing business? How much money can they make? Don't let them not even have food to eat by then!" Captain Zhao's face suddenly darkened. He glared at Uncle Lu and said sternly: "Uncle Lu, what are you doing?" Uncle Lu's face changed slightly when he saw Captain Zhao, but he still said stubbornly: "Captain Zhao, I'm telling the truth. Who in our village can pull off this clothing business?" Shen Qiqi was furious, but she knew that she couldn't act impulsively at this time.

She took a deep breath and said in a firm and calm voice: "Uncle Er, if you feel it is unreliable, you don't have to come to help, but please don't say anything in the village that affects us. We have made up our minds and don't care about other people's cold words." Uncle Lu sneered: "Okay, okay, you just wait and see!" Shen Qiqi looked at Uncle Lu's departing back, and a chill rose in her heart.

She turned to look at the people in the room, her eyes flashing with determination: "Everyone, don't worry, I won't let Second Uncle's gossip affect our plan. We must speed up fundraising and can't delay any longer." Lu Qing held Shen Qiqi's hand tightly, his eyes full of support: "Wife, I have confidence with you here!"

Shen Qiqi didn't have time to waste. She quickly sorted out her mood, pulled Lu Qing and walked out.

"Let's go to the bank in town to apply for a loan!" Her voice was firm and resolute.

Lu Qing followed closely behind, an atmosphere of worry emanating from him, but he didn't say much, just nodded firmly.

The two hurried to the bank in the town. The bank's door looked particularly solemn in the sunlight, but also revealed a hint of desolation.

Shen Qiqi's heartbeat quickened, and a tense atmosphere filled the air around her.

She took a deep breath, pushed open the door and walked into the bank lobby. What greeted her was the familiar smell of a bank, a mixture of paper and ink.

Lu Qing followed closely behind, his eyes filled with nervousness and anticipation.

They walked straight to the counter and faced a middle-aged man, Wang, a bank employee.

Bank clerk Wang raised his head, his eyes behind his glasses stern. He looked at Shen Qiqi and Lu Qing with a hint of doubt in his tone: "Are you here to apply for a loan?"

Shen Qiqi nodded, her tone firm: "Yes, we have a clothing business project and need some start-up capital."

Bank clerk Wang took the document handed over by Shen Qiqi and read it carefully.

Shen Qiqi stood aside, nervousness spreading in her heart.

She could hear her own heartbeat and feel the sweat dripping down her forehead.

Lu Qing held her hand tightly, giving her silent support.

Bank clerk Wang held the documents and kept shaking his head: "Your project... is very risky. The clothing market is not stable in this era. Have you considered the market acceptance?" There was obvious distrust in his voice.

Shen Qiqi answered patiently: "We have conducted detailed market research and identified the target customer group. We are confident that this project will be successful."

Wang, the bank clerk, still shook his head. "Your plan looks good, but it lacks actual collateral. Without sufficient asset security, we can't easily lend money."

Shen Qiqi's heart sank, but she didn't give up and said firmly: "We can provide our family's land and house as collateral, do you think it's okay?"

Wang, the bank clerk, hesitated for a moment, then shook his head. "The value of your land and house is limited and insufficient to cover your loan amount. We need more collateral."

Shen Qiqi gritted her teeth, her mind blank. She looked at Lu Qing, "

Wang Bank's staff looked at them sternly: "I hope you can prepare as soon as possible. We are not waiting for anyone here."

Shen Qiqi nodded and turned to leave.

Lu Qing held her hand tightly, and the two of them walked out of the bank door with firm steps, facing the dazzling sunlight, but their hearts were filled with unknown shadows.

Walking out of the bank, the dazzling sunlight made Shen Qiqi dizzy.

She held her forehead, took a deep breath, and tried to calm herself down.

"What should I do? Bank clerk Wang is even stingier than a miser. I've spent all my money, but he still won't budge!"

Lu Qing frowned and punched the tree trunk next to him, causing leaves to fall.

"I'm so angry! This doesn't work, and that doesn't work. Is our plan going to be ruined?" He scratched his hair in annoyance, his tone full of helplessness.

Shen Qiqi looked at Lu Qing's anxious look and calmed down instead.

She gently patted the back of Lu Qing's hand and said soothingly, "Don't worry, there will always be a way out. Let's think of a solution." Her eyes rolled and she suddenly thought of something. "Oh, right? I haven't got the market research and risk assessment report I did earlier! Maybe it will come in handy!"

As she spoke, Shen Qiqi quickly took out a thick stack of documents from her bag, turned around and walked towards the bank with confidence.

"Let's go back and have a good talk with Bank Employee Wang!"

Lu Qing looked at Shen Qiqi's fighting spirit, and a glimmer of hope ignited in his heart.

He quickly caught up with Shen Qiqi, and the two returned to the bank lobby.

Wang, a bank employee, saw the two people coming back and asked, "Do you have anything else to do?"

Shen Qiqi ignored the indifferent attitude of Wang Bank staff, but handed over the documents in her hand and said in a firm tone: "Manager Wang, this is the market research and risk assessment report we made, please take a look."

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