The three of them entered the shop. Qin Yan had come specifically to resolve the issue of bank equity, which was crucial to the future survival of the Qin family.

In this dog-eat-dog business world, only by making the necessary sacrifices can the Qin family's last remaining assets be preserved.

This sacrifice involves transferring some shares to those with powerful backers.

Only in this way can a solid barrier be built for the Qin family, preventing those greedy plunderers from devouring the Qin family's last assets.

Today, Qin Yan seemed to have stepped out of a painting, wearing an elegant blue dress. The hem of the dress swayed gently in the wind, like a blue lotus blooming in the morning light, exuding a unique charm.

Beside Qin Yan followed her best friend, dressed in a standard office lady suit. This friend was the chief lawyer of the law firm, and naturally, she was there as a witness.

Qin Yan's best friend to her right, on the other hand, seemed much more relaxed.

She was wearing a simple yet stylish dress and casually strolled around after walking in, though she still glanced at Zhang Fan out of the corner of her eye.

"Since the bank is going to be restructured, then give a portion of the shares to a river sand mining company, another portion to a steel production company, and the rest to individuals. That would be perfect."

"Your Qin family's shares will remain at seven percent. You don't need to make any investment. I will arrange the funds after the restructuring."

Zhang Fan has already provided a solution.

"Who did you contact? Although your plan sounds reasonable, it requires a powerful backer."

Qin Yan sat down and looked at the shop. The shop had been smashed by Zhong Jiahao and had not yet been restored.

Zhong Jiahao is still alive and well, which proves that this kid can't do anything to him.

The Qin family fell so quickly because they weren't strong enough and didn't have any powerful backing.

I can accept his conditions, but I also have to protect my only asset.

Does Li Fu count?

Zhang Fan knew he needed a powerful backer, but Qin Family Bank wasn't a large corporation, and it wasn't yet at the point where others would covet it.

Furthermore, opening a bank requires capital, which is real money, and most people are unwilling to do so.

Li Fu? Qin Yan nodded after hearing this, but he was still not as good as Huo Deguang.

Huo Deguang has brought the Qin family to jail; his younger brother is even serving a life sentence.

If Li Fu were useful, we wouldn't have had to wait until today.

It seems this kid hasn't found many capable people either.

That makes sense. He just escaped from the Wanfu Group mess, what kind of people could he possibly know?

If they really knew some important person, Wanfu Group wouldn't be in this situation.

"Let me take a look at the contract first."

The chief barrister next to him is looking at the contract.

Qin Yan was actually at a loss, and had no one left to trust.

This kid in front of me, I've already been pushed away by him, there's no need for him to keep ripping me off.

At least every time he tried to push her, she obediently complied without resisting.

"Many of the terms need to be negotiated."

Need to be discussed?

Zhang Fan looked at the chief lawyer.

"Then come to my room tonight to discuss it?"

One sentence made Qin Yan look over, and her best friend also realized what was going on.

"Yan Yan, contracts are no small matter. If there are any hidden traps, you'll suffer the consequences."

Suffer a loss?

Zhang Fan smiled.

"From now on, I'll be the one paying the majority of the investment, and if anyone suffers a loss, it'll be me. You can just lie there and do nothing. What loss could you possibly suffer?"

Zhang Fan's words seemed normal, but something was off about them.

I have a feeling he's implying something.

"Anyway, I've already said what I've said. There are legal risks involved that need to be considered."

The best friend looked at Qin Yan.

Qin Yan picked up the pen, signed her name directly on it, and then pressed her fingerprint.

There's no need for this guy to tamper with the contract to protect the bank; that's how everyone can make money.

The banks are now riddled with problems.

“Very good. When you get back, announce something: our bank will assume full responsibility for mortgage customers if the developer abandons the project. This will be written into the contract.”

Zhang Fan closed the contract. If he wanted to start a business, he definitely needed to obtain a financial license, as this bank would play a huge role in the future.

Qin Yan was taken aback. There are so many unfinished buildings now. If the banks have to bear the losses, won't they go bankrupt?

If even one developer runs into problems, the losses can be enormous.

What was this kid thinking?

While this method can attract customers, the risks are also enormous.

Who knows which housing development will end up unfinished? There are just too many unfinished buildings these days.

Many developers borrow money to finance a property development, only to abandon the project when it's time to sell the units.

"obedient."

Two words left Qin Yan speechless, all her questions stuck in her throat.

"We give small gifts to customers who deposit money with our bank. For a fixed deposit of 100 million yuan, we give a beauty pill. We do this every year."

Zhang Fan added another comment.

Beauty Elixir?

Is it a gift to customers who deposit 100 million in a fixed-term deposit?

this?

Does this kid have that many?

"What if you can't produce it then?"

Qin Yan looked at Zhang Fan.

"Just remember what I said."

Zhang Fan glanced at Qin Yan.

How can we attract deposits if we don't do these kinds of promotions?

Can high interest rates really stimulate the market?

When did Qin Family Bank become a private bank, instead of a state-owned bank?

State-owned banks have no problem with funding.

Only these small, local banks lack funds.

"Okay, is there a quantity limit?"

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