If they dare to mortgage hundreds of millions and are so confident, then we should definitely take a look.

To be honest, aside from a few national treasures that are worth hundreds of millions, these days only the Shen family's shrine has such value.

These days, not everyone is rich; hundreds of millions is considered an astronomical sum.

However, bank mortgages are different. If you want to borrow hundreds of millions, you need to have collateral, and the collateral will not easily depreciate.

Since the other party has brought out the raw stones, let's see what they are like.

This commercial bank is very important to us. We don't want to suffer huge losses right after we take over. That would be a huge loss for us.

The two people came out.

Before leaving, Qin Yan glanced inside again. It was indeed a bit strange that a woman had suddenly appeared there.

Isn't this always a bunch of grown men?

Zhang Fan sat in the passenger seat, his mind was occupied, but he had to finish his work first. He couldn't just do something in the car. Once he figured things out, he would definitely do something.

The car arrived at a safe deposit box in Binhai.

Anything that can get in here is definitely safe; who could steal anything from here?

This place contains many antique items. Of course, such large stones are still rare. Raw stones worth hundreds of millions of yuan would be measured in tons.

Qin Yan checked her phone, and after a while, a man with a large belly walked over carrying a briefcase.

The boss was accompanied by two scantily clad women.

"Mr. Zhu, this is a professional appraiser hired by our bank. They're here to examine your collateral. If there are no problems, the loan will be approved."

Qin Yan then introduced Zhang Fan's identity.

Professional appraiser?

Boss Zhu laughed heartily.

This pretty boy? He'd be more believable as Qin Yan's boyfriend.

"Let's go take a look."

Boss Zhu waved his hand and said, "Since this kid is an appraiser, let him take a good look at what's really good!"

The group continued forward, heading towards a large treasure vault.

Such a large stone naturally requires a large treasure vault.

After the password was successfully verified and the fingerprint was also confirmed to be correct, the door was opened only after the iris scan was completed.

Inside was a large stone covered with a red cloth, weighing at least five or six tons.

This is the jadeite rough stone that will be used as collateral.

Boss Zhu walked over and lifted it with one hand.

"Hurry up and get it identified, I'm very busy."

After saying that, he went off to flirt with two scantily clad women.

This was also the first time Qin Yan had seen the collateral in person.

We were originally going to find an appraiser, but since Zhang Fan came, we didn't need to, because he was also an appraiser.

Zhang Fan walked over, touched the texture, looked at the appearance, and calculated the size.

This stone is indeed a fine material. Several windows have already been cut into it, revealing that the quality of the jadeite has reached the high-ice level, and some of the openings even contain imperial green.

With materials of this caliber and quality, mortgaging them for 500 million would definitely not be a problem.

Looking at it with X-ray vision, this stone is at least of the icy type, and according to the current market price of icy jadeite, it is indeed worth about the same.

But since it's such a good thing, and you can make some money from it, why choose to operate through your own bank?

At first I thought there was something wrong with the stone, but now that I've come to see it for myself, there's nothing wrong with it, and it's definitely worth the price.

That raises a new question: where did the stone come from?

If it's stolen goods, then since Boss Zhu ran away with the money, the stones can't be considered bank property; they'll be taken away by others through various means.

Asking Boss Zhu is definitely not going to work; he certainly won't tell the truth.

"Hurry up, I'm in a rush."

Boss Zhu looked disgusted.

"The product itself is fine; we need to know where it came from."

Zhang Fan walked over.

"I got it from that business deal in Myanmar, and it's all here. How could there be a problem?"

Boss Zhu looked disdainful.

"Okay, take the documents out, and we'll process the loan right away."

Zhang Fan looked at Boss Zhu.

"No problem, let's go through the procedures. Everything is here. It will take three business days to retrieve it. You can approve it first. Once it's done here, you can put the stone wherever you want, or continue storing it here. I've paid for ten years of storage."

Boss Zhu's expression improved considerably.

"We need to take control of the goods."

Zhang Fan said with certainty.

What if I can't take my things with me?

This is a preservation institution; who knows what the rules are here?

The item itself may be fine, but that doesn't mean you can take it with you.

"Who are you? Why are you asking so many questions? Miss Qin, who is this? Are you the bank manager, or is it him?"

Boss Zhu was very dissatisfied.

"This is our bank's procedure."

Qin Yan explained.

"Damn it, can't I just not take out the loan?"

Boss Zhu immediately got angry.

"Get lost, damn it! There are so many rules. Other banks don't have so many rules. Do you really think you're the only ones who can get loans? People from other banks will be here right away."

Boss Zhu pointed angrily outside.

What could Zhang Fan say? It was hundreds of millions of yuan; he was a small bank and couldn't afford to lose.

What can we do now? We can only go back first.

Qin Yan wanted to explain, but seeing Zhang Fan walking away, she had no choice but to give up on this business deal.

Although he was the bank manager, he no longer had actual control over the bank.

The man in front is the one who actually controls the situation.

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