Broke Anyway, Who Cares About Credit Scores Now?

"Xiao Fan, sign this inheritance agreement, otherwise it will affect your credit score." Zhang Fan looked at the inheritance agreement before him. In his previous life, he signed this very ...

Sign Chapter 1, otherwise it will negatively impact your credit score.

"Now, a breaking news report: Zhang Fan, the only son of Wanfu Group, who was sentenced to life imprisonment for multiple crimes including coercion, kidnapping, organized crime, illegal detention, issuing false invoices, and refusing to comply with his sentence, died in prison after choking on water."

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"Xiao Fan, sign it. Otherwise, it will damage your credit score. You won't be able to get loans, take civil service exams, or have your family members in politics for three generations. You need to protect your credit score."

"Xiao Fan, listen to your aunt. If you sign, I'll arrange your wedding right away. Trust me, I'll definitely help you revive the company and make it shine again."

Zhang Fan suddenly looked up and stared intently at the middle-aged woman in the business suit in front of him, his eyes fixed on her like a hungry wolf eyeing its prey.

I've actually been reborn? Reborn back to the moment when Aunt Liu forced me to sign the inheritance agreement!

In his past life, his parents fell off a cliff during a trip and their bodies were never found. Aunt Liu, the person his parents trusted most, actually dug a huge pit for him!

She secretly transferred all the company's assets and then colluded with other villains to take out huge loans in the company's name, leaving the entire large group heavily indebted.

Before him lay an inheritance agreement. If he signed it, he would be responsible for everything in the company. In his past life, he had trusted her and signed the agreement. Then she took him to see the vicious Liu Wanqing. The wicked mother and daughter put on a good show, framing him for forcing them, and he was eventually sent to prison.

Heaven has eyes! It has allowed me to be reborn at this moment.

"Xiao Fan, what are you laughing at? Once you sign, you can call me Mom. Don't worry, your parents are gone, but you still have me and Wan Qing."

Liu Yan was just frightened by Zhang Fan's wolf-like gaze.

"The group needs someone to take charge now. You are the only heir to the group. Once you sign, everything in the group will be yours."

Liu Yan smiled slightly. This signature was necessary; once it was signed, the plan would continue.

Such a big hole definitely needs someone to carry it.

“Auntie, my parents are gone, and I have no great ambitions. You can have the company if you want it; I will issue a statement renouncing my inheritance rights.”

Zhang Fan smiled slightly, which made Liu Yan's face turn cold.

"Xiao Fan, if you don't inherit the business, how will you give Wan Qing a bright future? How can you face the huge company your parents left you? How can you face their life's work?"

Liu Yan was just waiting for her prey to take the bait. She had secretly planned everything, and now all that was missing was the inheritance.

Only after inheritance will someone fill in the pits you dug in secret; if you give up inheritance, everything will be exposed.

"Even if you don't consider yourself, you have to consider your future. If your credit score is bad, your future will be ruined."

Liu Yan patiently and earnestly tried to persuade her.

Zhang Fan sneered inwardly, "You're going to ruin me, and you're worried about my credit score?"

"Aunt Liu, I've made up my mind."

Zhang Fan smiled.

Liu Yan was furious and could only try to control her emotions. It seemed she would have to let her daughter take the lead.

This kid's a bit clueless.

"Auntie, there's traffic outside the south gate, let's go through the north gate instead."

Zhang Fan watched Liu Yan leave with a cold expression and kindly offered a reminder.

Liu Yan knew this was true. When she came from the south, the road was blocked, and she was extremely anxious. Now that she was in a hurry to get back, she would definitely take the north gate.

He walked out, got into a Cayenne, and drove away.

Not signing? That's absolutely unacceptable!

He doesn't even care about credit scores? What's wrong with this kid today?

It feels a bit strange.

There was no traffic jam going through the north gate, but after driving for a short while, something went wrong. The car seemed to have a flat tire. There was a dark culvert there, and it looked like quite a few people lived inside.

Liu Yan got out of the car and kicked the front tire. "Which bastard put nails on the ground?"

Damn it!

I was hoping to get back quickly to discuss a solution, but what happened?

As a result, someone put nails in the tire and punctured it. Just as Liu Yan was about to make a phone call, she seemed to sense a strange look from someone.

Greedy eyes were all around as a group of ragged, starving beggars approached.

“If you help me push the car out, I’ll give you each a hundred yuan.”

Liu Yan pointed at the group of people with her head held high.

They're just a bunch of beggars; giving them a hundred yuan is already showing them respect.

However, their eyes seemed filled with greed, and they weren't really after the hundred yuan.

His gaze seemed to wander over his chest and body.

Liu Yan took out her phone, about to make a call for help, but just then, a pair of dirty hands covered Liu Yan's lips, and the crowd surged.

Shop.

Zhang Fan naturally knew what kind of people were in the north, but it would be a huge idiot not to avenge such despicable people.

You've already been reborn, why aren't you taking revenge?

Now let her experience the joy; the real show is just beginning.

In my past life, I died timid and submissive; this time, I'm going to live life to the fullest!

"Brother Fan, Brother Fan."

A tall man, over 1.9 meters tall, rushed into the shop, carrying a snakeskin bag in one hand.

Zhang Fan glanced over and saw that it was filled with cash.

wrong!

Zhang Fan rubbed his eyes, wondering how he could see through the snakeskin bag and see that it contained cash.

Hallucination.

"Brother Fan, you have to pull yourself together."

Liu Tiezhu easily tossed the two snakeskin bags onto the ground.

"Tiezhu, what is this?"

Liu Tiezhu's parents work as cleaners at their own company. His parents are in poor health and have always taken care of them. Liu Tiezhu is also considered their childhood friend.

“I heard that your parents had an accident and the company needs money. Look at how high the property prices are in Binhai now. I guess the prices will definitely drop. So I persuaded my parents and all the relatives to sell the house and rent a place to live. We can buy it back when the prices drop.”

"This is the money for the house. We need to sell our house urgently, and we don't have much money. Brother Fan, you can take this money first. Am I smart?"

Liu Tiezhu looked at Zhang Fan with a smug expression.

Zhang Fan was stunned by what he was said, then got up and walked over. At over 1.8 meters tall, he still looked a bit short next to Liu Tiezhu. This Tiezhu...

Zhang Fan reached out and patted Liu Tiezhu on the shoulder: "Tiezhu, stay away from your relatives in the future, and don't contact them anymore."

If I remember correctly, properties near the coast will see a surge in price.

The house has already been sold, so it's impossible to buy it back now.

What should I say about him?

What a fool?

move?

"Okay, I'll listen to you, Brother Fan. Don't worry, you still have me."

Liu Tiezhu pounded his chest as he spoke.

"With you here, I really have no worries."

Zhang Fan felt a mix of amusement and exasperation, but was mostly moved.

I just saw that there was cash inside the snakeskin bag, and now that I've opened it, there is indeed cash inside.

Can you see through things with your own eyes?