Chen Dong was not wrong.

These days, $5 million is not a small sum for any major bank.

in addition!

Chen Dong had also considered that handing over $5 million to the bank was like throwing hot buns to a dog—it was a joke that they would sit idly by and do nothing.

Believe it or not, the day after Chen Dong's loan was approved, when he went to repay the loan and wanted the $5 million he had mortgaged back, the bank would find all sorts of excuses.

They tell you that the bank is in trouble and that the foreign exchange has been handed over to the government, and so on.

In short, you either get RMB after the exchange rate, or you just wait.

It's really hard to say how long it will take. A year, two years, or even longer—who knows?

Its purpose is to obtain foreign exchange.

Chen Dong never considered that he would have to pay back the US dollars after the $5 million was due. Wouldn't RMB be better?

Keep in mind that in just four years, the RMB will depreciate significantly against the USD. At that time, not only will the bank interest earned over the past few years be fully offset, but you will also be able to exchange for nearly ten million RMB more.

"Brother Li, let me be frank, if China Construction Bank can't make a decision, I'll have to look for other banks."

The words had barely left his mouth.

Li Aiguo immediately became anxious and said, "Brother Chen, don't worry, let's talk this out. Give me some time, I'll think of a solution."

Upon hearing this...

Chen Dong smiled slightly and said, "Brother Li, the truth is already out in the open. Let's put it another way."

"If I take $5 million and exchange it for RMB at a bank, how long would it take you?"

"I'm afraid it won't take more than half a day, right?"

this!!!

That's the logic, but...?

Li Aiguo always felt that Chen Dong had led him astray.

But Chen Dong's words weren't without merit.

The country is in dire need of foreign exchange, which has become a political task. Not to mention that the branch cannot come up with so much cash all at once.

Aren't there other sister units? Do you think we'd let this easy prize slip away?

It seems like last time?

Li Aiguo's eyes widened.

No wonder!

So that's what he was saying to shut himself up.

When Chen Dong exchanged $1 million last time, Li Aiguo mobilized the resources of his brother units and raised the funds in a very short time.

He eventually managed to secure the $1 million, but in doing so, he incurred favors from several other people.

certainly!

Chen Dong was just using a metaphor; he meant taking out a $5 million cash mortgage loan.

"Brother Li, to tell you the truth, I have to go back to Hong Kong tomorrow night. There are other important things waiting for me."

"If this matter is not resolved by tomorrow, we will have to wait until next time."

threaten!

Li Aiguo isn't stupid. He's almost 50 years old. Would he not understand the underlying meaning in Chen Dong's words?

What do you mean by "let's meet up next time"? Next time my ass!

If there's still no result by tomorrow, he's certain that Chen Dong will go to other banks.

If his peers found out that Li Aiguo had let a cooked duck escape, he would become the biggest joke in the industry.

For the time being, Li Aiguo could only endure Chen Dong's threats, and not only that, he had to greet them with a smile.

no way.

The bait Chen Dong offered was incredibly tempting.

A risk-free loan of 23 million RMB—this single transaction alone could meet the branch's six-month target.

Not to mention, there will also be credit business and supermarket cash flow at that time.

Glug!

Thinking about all this, Li Aiguo secretly swallowed.

He was determined to win over Chen Dong, this money-giving boy, no matter what.

"Brother Chen, give me some time. I'll go back and gather the other team members as soon as possible to finalize this matter."

"I'll let you know as soon as I have the results, what do you think?"

Li Aiguo was caught off guard.

time!

He needs time to do these things now, but that's also where his conflict with Chen Dong lies.

"Brother Li!"

Upon hearing this, Chen Dong sighed and said, "Let me give you some advice."

“You think our conflict lies in time, but I don’t think so. I think the problem lies in cash.”

"cash?"

Li Aiguo asked in surprise, as he genuinely did not understand what Chen Dong was trying to say.

Chen Dong nodded and continued, "Brother Li, you may have fallen into a misconception."

"To put it simply, when a bank loan is disbursed, the funds are deposited into the borrower's account, right?"

Li Aiguo nodded. That was indeed the bank's operating procedure. Was there something wrong with it?

"puff!"

Chen Dong chuckled, "Brother Li, this is the blind spot. Let's review the whole incident."

"What am I going to do with this 23 million RMB that I borrowed from the bank?"

"Buy shops!"

“Brother Li is right,” Chen Dong continued. “Since this money is for buying shops, I want the result, not the process. Your Construction Bank can talk to the shop developers directly.”

"Furthermore, it's unlikely that HSBC will be able to withdraw $5 million in cash in the short term."

As he said this, Chen Dong glanced at Ma Guoliang.

The latter nodded and said, "Mr. Chen, to withdraw this much cash, you need to make an appointment three days in advance."

Upon hearing this...

Chen Dong turned to look at Li Aiguo and continued.

“Brother Li, you heard it too. The problem is actually very simple. I issue a cash check to your China Construction Bank, and your China Construction Bank takes the check to HSBC for confirmation.”

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