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Out of courtesy, and considering that his belongings were being kept here, he naturally wanted to listen to what this female cultivator, who called herself a "salesperson," had to say about what a spirit stone loan was.

The speaker may not mean it, but the listener may take it seriously.

It was not the Taoist companion who was calculating how much interest he could earn on his savings in a year who was interested, but Chen Jie who was standing aside and was about to leave after seeing that the work was done.

After returning home, Shen Jie went into his own talisman-making room and couldn't calm down.

The spirit stone loan was like a gust of wind that suddenly blew and ruffled his already rippled heart.

I sat there all night without writing a single stroke.

The next morning, he found an excuse, left home in a hurry, and went to the money house.

It was still the same female cultivator, and still the same position, but the people who came were different, and the atmosphere was a little different as well.

"......These are our conditions. You can refer to them yourself. If you meet all the requirements, we can naturally lend you some money. However, you still have to think carefully. After all, these spirit stones need to be repaid. Otherwise, you may not be able to pay them back, which may cause unnecessary trouble."

Troubled?

His biggest concern now is that he has to build a foundation, which is out of reach.

What my Taoist friend said does make sense. In a few years, if I save up some money, I may have a chance.

But he is no longer at his peak, and his physical body is already declining. In a few years, I'm afraid the chances will be even lower.

Besides, who knows what the situation will be like in a few years.

It is said that there is a war going on on the edge of the Inland Sea. What if this suddenly appearing Sea Clan Temple cannot hold on?

When he went out, he deliberately glanced at the Sea Clan Temple headquarters nearby.

A new emperor appoints new ministers. Now he has the opportunity to borrow a sum of spirit stones. What if the Sea Clan Holy Hall is no longer in charge and the bank's business goes bankrupt? Will he never have another chance in this life?

Compared to his two children, he is more willing to believe in his present self. The future may indeed be bright, but the uncertainty is too great.

To be honest, if he took out all his current fortune, he could actually buy a Foundation Establishment Pill, which would help him save himself if he failed to break through.

But the capital for a comeback is gone.

The two children in the family were in need of resources at a time when resources were tight. In addition, his Taoist partner and his daily practice, as well as some distrust in his own talents, made him dare not take the gamble.

If he succeeds in building the foundation, naturally everything will not be a problem, but if he fails, he can't afford to lose.

Now that he had an opportunity, he thought about it seriously and realized that even if he failed to build his foundation, he could still make it up with his skills!

Moreover, he didn't need to spend too much of his own assets, it would just take some time.

Returning to his quiet room at home again, he unconsciously calculated with a talisman pen on a piece of yellow paper.

As the resident cultivator of Yingyuan Fairy Island, this requirement is 100% met. He is a native of this place, and his ancestors have been locals for generations!

It goes without saying that he has the ability to return spirit stones. A talisman master is a serious craftsman.

Stable residence. I’ve lived here for almost twenty years, but it’s still not stable?

Isn’t it a coincidence that he has a certain amount of deposits in a money house? Isn’t it a coincidence that he really has it, and it’s not a small amount!

......

He was satisfied with every single one of them, as if they were tailor-made for him.

In a trance, he seemed to wonder if the peaceful life was finally going to change, and if his luck had come, otherwise why would it be such a coincidence?

People are like this sometimes, always making up stories in their own minds or embellishing things to their own advantage.

In fact, I already had the answer in my heart, but I just wanted to find a reason that was both metaphysical and realistic to better convince myself.

Shen Jie began to think about what his situation would be like after he became a foundation-building person.

I can pay back these spiritual stones in one or two years, no, maybe half a year to a year. Then I can save up some spiritual stones to buy some methods of making talismans for building the foundation. I can make money even faster then!

What if the family moves to the fourth-level fairy city by then?

Or should we just develop slowly on Yingyuan Island?

This fourth-level fairy city has the charm of a fourth-level fairy city, and this Yingyuan Fairy Island has the advantages of Yingyuan Fairy Island. Oh, it’s really a happy trouble.

Thinking of this, Shen Jie couldn't help but smile faintly.

He did not tell this matter to his Taoist partner. After he succeeded in building the foundation, he wanted to give her a surprise and really told her about it. However, she did not necessarily agree. After more than 20 years of living together day and night, he knew her well. She just wanted a stable life and did not have such high expectations for building the foundation.

This kind of thing requires a huge price to pay and gambles on the future, and the Taoist partner will not agree to it.

Sometimes Chen Jie felt that Taoist companions were more like ordinary women, with a little cleverness but no great wisdom.

There is also a lot of caution.

It's right to be cautious, but being cautious all the time will make you miss a lot of things, not to mention that they are monks!

Shen Jie coaxed the bank's voucher into his hands, and then came to the bank with the voucher.

"I want a spiritual stone loan!"

For the first time, Shen Jie felt the excitement, the initial excitement of a practitioner, his heart pounding.

He reported all his information, and then provided certificates and other things. In order to ensure that he could obtain a larger quota, he also added various spiritual objects that he treasured and deposited them into the bank as collateral.

This is also the little trick that the kind-hearted "salesman" "secretly" told him.

"Are you sure you want to borrow the spirit stones?"

"Sure!"

"I need to explain to you that if these are used as collateral, your interest will be suspended!"

The things he currently has deposited in the bank are already valued at more than five thousand spirit stones, and the interest is also quite high.

But, compared to building the foundation, it’s better not to have it.

"Okay, let's pause!"

Just like that, when he came out of the bank, Shen Jie felt for the first time that his back was very strong.

There are twelve thousand spirit stones in the storage bag!

He felt that he might not have earned so many spirit stones in all these years of drawing talismans, and considering his usual expenses, he had never saved any!

In fact, his credit limit was 15,000 spirit stones, because his conditions not only met the requirements for a spirit stone loan, but were also far better than those of others.

The basic limit itself is very high, and coupled with his collateral of up to 5,000, 15,000 is a relatively reasonable number.

As for why he only received twelve thousand, it was because a month's interest of eighteen hundred spirit stones was collected in advance, and there was also a handling fee of twelve hundred spirit stones.

Well, it’s reasonable, at least Shen Jie thinks so.

He turned around and walked to the comprehensive store opened by the temple. He heard that small fairy islands like theirs all have this kind of comprehensive stores, while if it is on a big fairy island, there will be large shops of different types.

As a customer of the bank, you can get a discount when buying Foundation Establishment Pills here. It is said to be a top-grade pill from inland!

"Nine thousand spirit stones? Foundation-building pills from inland?"

At this moment, Shen Jie really wanted to praise the owner of the bank for giving him a huge surprise!

This price is 2,000 Spiritual Stones cheaper than other prices!!

"I want some more healing pills!"

He, Shen Jie, is now rich and powerful!