Chapter 313 Review Standards

A few minutes later, Shen Pianpian got the answer.

Ning Haoyu returned to the capital from Yungang at around nine in the morning. Someone took his passport and visa to the airport. He turned around and hurriedly boarded a flight to Zurich International Airport, landing at around seven-thirty in the evening of the capital.

Shen Pianpian suppressed his anxious and angry mood that made him want to kill someone, and began to carefully recall all the information about the money.

The money was originally deposited in my mother's account. After my mother passed away, it was automatically transferred to Xia Yunduan's name according to her will.

As the highest-level VIP customers of Zurich Bank, they all use sound wave passwords.

Without his own specific voice waves, he should not have the right to perform any operations on the funds. Moreover, Xia Yunduan did not leave any will to express that he wanted to leave the money to Ning Haoyu. How could he have the qualifications to withdraw the money?

Shen Pianxian frowned, and simply went online to check the official consultation phone number of Zurich Bank and answered an international long-distance call.

The call was quickly connected. Ignoring the official politeness, Shen Pianxian asked directly in English,

"If the owner of your highest-level VIP account dies, how can others access their funds?"

The customer service lady paused, checked whether this question was a routine one, and quickly answered,

"Generally speaking, our high-end VIP customers will have made a will regarding their account funds early on. In the event of death, all property in the account will be inherited by a designated person. However, if the user does not make a will, there are only two types of people who can inherit."

"The first is to have a recording of the householder's password."

"The second type is the legal heir of the household head. However, if there's no will specifically designating the legal heir, even the legal heir will need to undergo multiple levels of review by our bank before they can be eligible to inherit. These reviews will include whether the legal heir has a criminal record, mental illness, or antisocial personality disorder. Most importantly, we will carefully examine whether the legal heir had a good relationship with the household head. If the relationship was poor, or if they had even harmed the household head, then our bank will rule them ineligible to inherit."

Shen Pianpian listened carefully and continued to ask,

"Is this second type of review automatically performed by your bank?"

"No, the legal heir submits the application themselves. We'll verify it before we begin the review process, which will take several months. If the review is successful, the heir will need to come to the bank in person with their ID and information. After an in-person verification, they will become the new account holder."

No wonder Ning Haoyu didn't go to Zurich until now.

Shen Pianpian gritted his teeth slightly, suddenly remembered something, and asked hurriedly,

"So which of these two candidates is more qualified?"

"Of course it's the first one," the customer service lady smiled.

"This has been an unwritten rule in our bank for many years. The password is the highest standard for opening a user's safe, and everything else must take a back seat."

Hearing this, Shen Pianpian, who had been frowning, finally relaxed a little.

She looked ahead and smiled slowly.

"very good."

·

After hanging up the phone, Shen Pianpian started rushing to the airport immediately.

She has the password recording!

It was placed in a small safe in Xia Yunduan's bedroom in the Xia family's old house in Linhai City.

Shen Pianpian looked at his watch before getting on the plane.

It was six o'clock Imperial time, and it would take an hour for the plane to land in Linhai, and it would also take another hour for Ning Haoyu's plane to arrive at Zurich International Airport.

She had to get the recording and call the bank to decode it before Ning Haoyu arrived at the Zurich Bank to verify the documents and complete the transfer.

Otherwise, he could only watch Ning Haoyu pocket the money.

Shen Pianpian entered the first-class cabin, put on an eye mask and began to take a nap under the curious and suspicious gazes of some people.

Absolutely, I won't let you succeed.