Chapter 178

In the stock market, there is a metaphysics called "every eight will fall, every nine will rise."

1998 was no exception.

The Asian financial crisis in 1997 continued to have an impact until 1998. During those two years, the stock market continued to fall, and countless investors lost their families and lives.

It wasn't until 1999 that the stock market experienced a big boom.

But in such a stock market crash, not all stocks fell. Because of the severe floods in 1998, stocks related to water conservancy were all on the rise, such as the Three Gorges Water Conservancy. In addition, due to the introduction of wireless communication technology, most of the technology stocks that year also rose. The most famous one, which even people who don’t trade stocks in later generations basically know, is Yike stock.

Among them, an electronic technology company achieved the highest annual growth rate of 308%.

Floods are natural disasters. She cannot fight against the disasters of nature or change it just by relying on her personal abilities. Even experienced farmers like Uncle Jiang have been doing flood prevention work since last year after seeing the abnormal weather this year. In terms of crop planting, they have increased the planting of sweet potatoes and wheat, and of course, rice. Otherwise, would so many farmlands be left idle? Thanks to river embankments and dams, flood control there is much better now than it was decades ago.

As long as the water level does not exceed the river embankment or dam, no matter how heavy the rainfall is, it will not affect the farmland on either side of the dam.

However, Jiang Ning decided to buy some clothes and food to donate to his hometown and the disaster-stricken areas.

The reason why they wanted to do this personally was because their hometown had been hit by disasters several times. In fact, the supplies donated from all over the country had never been distributed to the real victims. As soon as the supplies arrived in the town, they were snatched away by the schools and the people in the town. In fact, they were not the disaster-stricken group. The real disaster-stricken group were the farmers in the town who truly relied on farmland to feed their families.

She still remembered that in her previous life, when she lived in an off-campus dormitory, a girl from the town who shared the same room with her proudly talked about the scene when she was a child snatching disaster relief supplies. Everyone rushed to grab the supplies from the big truck, and whoever grabbed the first one got the supplies. She showed off her fighting ability and said that her mother took her to snatch several sets of school bags and clothes donated by kind people.

Jiang Ning couldn't help feeling sad when he thought about how he had once been in the dark night, when the captain of the boat was electrocuted after hitting an electric wire and fell into a raging flood, the sad cries of fear all over the boat, the miserable cries of the captain's wife for help, and the many people who stood on their own waterproof platform in a daze, looking at the endless flood that submerged all the farmland.

Her hometown is just a microcosm of the larger environment. Other places that have been hit harder by the disaster may have victims in even worse situations than her hometown, and the so-called disaster relief work may be even more inadequate.

Thinking of this, she suppressed the bad images in her memory, and after opening the account, she started buying the stocks she wanted.

Of course, she is not an expert in stock trading, but she has just read all these data reports.

People usually don't count the stocks with small gains. Basically, the data that are counted are the highest in history. Jiang Ning writes and reads books after work. Writing is her only way to release her emotions, and reading is her spiritual food. No matter how busy or tired she is at work, she will never stop reading for half an hour before going to bed.

Just like the lyrics of the song "Silence is Golden" that accompanied me through countless days and nights over the years, many spiritual deficiencies can be broadened and enriched in one's spiritual world by reading various books.

Currently, this electronics company has not yet been listed. Jiang Ning took action at this time to accumulate original funds for next year's stock market boom and the subsequent floods.

The funds she currently has may seem like a lot in the eyes of ordinary people, but compared to the overall market environment, it is just a drop in the bucket.

Jiang Ning understood better than anyone that no matter what you do or what industry you are in, if you want to develop, you need money. Otherwise, Mr. Xu, a real estate tycoon in his previous life, would not have had to meet with so many provincial and municipal party committee leaders.

The sixth day of the Lunar New Year was also the day when the stock exchange was open for business. The people at the stock exchange had not expected that, after the stock market crash last year when many stockholders jumped off buildings, someone would dare to open an account at this time and jump into this deep pit. They could not help but confirm with her again and again, "Do you really want to open an account?"

Jiang Ning also confirmed with him again and again: "Yes, please help me open an account."

In order to prevent herself, like a butterfly, from accidentally flapping her wings and causing a storm she was unaware of, she did not put all her money into one stock like she would in gambling, but instead diversified her investments into the ten stocks with the best performance in the year.

Jiang Ning studied liberal arts, so why do you think she can learn it just by looking at it? Because her memory was good enough, the books she read were messy and miscellaneous, but that book just happened to record the ten stocks with the best performance in the year, not one more.

And that year, all the stocks added up were less than two hundred. Among these two hundred stocks, it was extremely easy for her to find the ten stocks that were familiar to her. She even wrote down other stocks that appeared in the books she read at this time. It was not enough for her to remember them in her mind, she also kept a small notebook.

For example, she remembered that the A-share stock with the highest increase in the past 30 years had a total increase of more than 10,000%.

There are also several major wine companies that became famous in later generations, especially the one that was said to be the most expensive stock of the year.

She was not a person without courage. She copied the ready-made answer directly when it was put in front of her. If she was going to take a gamble, she might as well take a big one. In addition to keeping 20,000 yuan as a reserve, she invested all the existing funds in her hands and went to the bank to mortgage ten properties in Shanghai.

The popularity of "White Snake" during the winter vacation not only boosted the sales of "The Years I Was a White Snake Cultivating Immortality", but also her current "The Imperial Guards" and the already completed "The Song Dynasty", which also saw a surge in sales and brought her a lot of income.

If Jiang Guotai saw the money she invested in the stock market, he might question his life, because the money Jiang Ning invested in the stock market was more than the cash flow he had before.

Because of the Asian financial crisis in 1997, the stocks she bought are currently at their lowest point in history. It is still the beginning of the year, and when the floods come from June to August, she does not expect these ten stocks to rise to the heights in the data sheet she looked at all at once. She just needs to keep rising until the best stock of the year is listed. She will take out the money and repay the bank mortgage loan. She will use part of it to buy disaster relief supplies, part of it can be invested in this stock, and part of it to continue buying Yike and a certain wine, and wait for 1999 to come.

The whole city was gloomy and rainy, but Jiang Ning's heart was full of hope.

At Jiang Ning's reminder, Jiang Bai took the passbook that he had kept against his chest to keep it warm and wanted to go to the store at the school gate. However, he felt a little disappointed as the school had not started yet and the street at the back door of the school was empty without a single person.

In this situation, it is definitely impossible to open a business. Just when I was about to go back, I suddenly remembered that my sister bought a house and two shops in the community behind the school last year.

He then thought that if he wanted to buy a shop, he might as well follow his sister and buy it together with her so that he would have someone to take care of him in the future. So he got up and walked towards the community behind the school.

This community is only separated from their school by a road. Although there is a formal back door, there are two small doors, each one person wide, in the middle of the wall that lead to the school. Entering through this small door is the boys' dormitory area.

He will have to stay in this school for another three and a half years, and buying a shop here will make it very convenient for him to go in and out.

Most of the community has been built, but because there is no one, it still looks very desolate. Jiang Bai was worried that there would be no one here, but he didn't expect that on the sixth day of the New Year, the place was already open for business.

Jiang Bai was the first guest to come after the New Year.

Upon learning that he was there to buy a shop, the salesperson immediately came up to him enthusiastically.

The reason why he was so enthusiastic was, of course, because of the impact of the Asian financial crisis last year, especially the Shanghai Stock Exchange, which is also the financial and commercial center of China and was also greatly affected by this stock market crash. The most direct impact on the real estate industry is that house prices have not fallen, but the number of people coming to buy houses and shops has dropped rapidly.

The big boss who developed their real estate project was also one of the people affected by the stock market crash. Even these bigwigs in the financial circle were the ones who were most affected. Those who became rich overnight were always the minority, and more people suffered heavy losses in this stock market crash.

The developers were eager to sell houses to recover funds, so the pressure on these low-level sales staff increased. When they heard that Jiang Bai wanted to buy a shop, they actively recommended it to Jiang Bai. When they learned that the two best and largest shops on this road so far had been bought by his sister, and that he wanted to buy a shop next to or nearby his sister, the sales staff immediately and enthusiastically took Jiang Bai to see the shop.

Jiang Bai himself is also a man of action. Once he made a decision and liked a property, he acted without any hesitation. He signed the contract quickly and was taken to the bank by the sales office staff to apply for a loan.

The people in the sales office had not seen the movie "White Snake". Nowadays, very few people can actually go to the cinema to watch movies. But the lady at the bank counter had seen "White Snake". Jiang Bai now dresses himself up like a walking clothes rack every day, showing off how good his clothes look from all angles. He has no concept of becoming "famous" and went to the bank with a bare face. Naturally, he was recognized by the lady at the bank counter, who then called their manager.

Because of Jiang Bai's identity as a movie actor, although his income source is not fixed, he is still recognized by the bank as a person with stable income. In addition, he also owns a house, so the loan review was approved in two days and Jiang Bai was granted the loan.

After all, the shop was a ready-made building. When Jiang Bai went to see it, he was very happy. After all, the ready-made things were there and he could see and touch them. Jiang Bai had already thought about opening a small restaurant here in the future. The school is full of students, so he should have no trouble opening a restaurant here.

As for the motorcycle repair shop or even the car repair shop he had originally planned to open, there were fertile fields and wasteland behind the community, and the surrounding roads were inaccessible. No outside cars drove here. If he opened a car repair shop here, he probably wouldn't even see a single car. A bicycle repair shop was more reliable than a car repair shop. After all, not every student in the university had a bicycle, but 80% of the students had bicycles.

Jiang Bai thought that if he could find a bicycle manufacturer, he could buy some bicycles and sell them in the shop like his sister did.

If you buy a car from him, he will provide four years of after-sales repairs. If you have enough money, you can also buy a few motorcycles in the store. Even if you can't sell them, it will be cool to ride them yourself, and you will feel good when you touch them every day.

Jiang Bai thought about his bright future days and was like a happy puppy, brimming with hope for the future. He paced back and forth in the shop, wishing he could hang up a bicycle repair sign immediately and make money quickly so that he could buy bicycles to sell.

At this point, he had completely forgotten that he had a duplex apartment waiting for him to take possession of.

He originally bought a pre-sale property, but due to the impact of the Asian financial crisis last year, the construction of this property was suspended for a period of time. This is also the reason why Manager Qian went out on his own last year.

Jiang Bai does not feel very real about the apartment he owns, for which he has to pay a huge mortgage of 500 yuan every month. He doesn't even think that he has another house. After all, when he bought this house, there was nothing on the construction site. It is really hard for people to feel like he is in the same situation.

It was not until the staff there called him to inform him to bring the contract and documents to apply for the property certificate that he realized that he still had an apartment. Because the person who contacted him was not Manager Qian who sold him the house, he was afraid that he had encountered a scammer, so he called Jiang Ning who had already returned to Beijing.

Jiang Ning called Manager Qian.

Manager Qian also wanted to take over the renovation work of Jiang Bai's house, so of course he enthusiastically took Jiang Bai to apply for the real estate certificate.

He had been doing this for several years and had become familiar with the people in all the related departments, but something still went wrong when he was processing the certificate.

Jiang Bai used all the money he had to pay the down payment for the shop, leaving him with no money to pay taxes.