"Items below the level of immortal artifacts cannot be brought into the upper realm when ascending from the lower realm."

"Most cultivators who come to the Upper Realm are penniless."

"To enter the Tianzhou Continent from the Creation God Pillar, you need to pay 100,000 Immortal Crystals."

"Even if a terrestrial immortal didn't eat or drink and mined for 24 hours a day, it would take him ten years to earn 100,000 immortal crystals."

"You think having 100,000 immortal crystals is enough? There are even more places to spend money once you get to the Tianzhou Continent!"

"That's why some ascendants have come to terms with it and decided to stay at the Creation Pillar and relax... The cost of living here is much lower than on the Tianzhou Continent."

Yang Fan was dumbfounded.

Is this... a setup orchestrated by capital?

Holy crap!

Sure enough, wherever there are people, there are capitalists!

Yang Fan glanced at his pockets and felt that Wei Yang's comment, "Your pockets are cleaner than your face," was a veiled criticism of him!

"In Spirit City, is there no other source of immortal crystals besides mining?"

Yang Fan refused to give up.

In the lower realm, he was at least at the pinnacle of the pyramid, a super tycoon revered by billions.

Having just ascended to the upper realm, he's now a lowly nobody.

This change in identity made him depressed.

No wonder many old monsters, who could clearly transcend tribulations and ascend to immortality, choose to suppress their cultivation level and live in the lower realms.

Coming to this upper realm... it's not about enjoying yourself, it's about being treated like a beast of burden, doing backbreaking labor.

"have!"

"what else?"

"Lu Xian Loan!"

"Taking out loans?"

Yang Fan's eyes widened in shock!

Damn it... He now strongly suspects that this high-ranking figure from the upper realm is a capitalist who transmigrated from Earth!

The whole thing about taking out loans has popped up!

Then.

He suddenly remembered that the celestial slaves he had encountered in the lower realm were a group of celestial loan slaves who were heavily in debt.

"right!"

"Besides Luxian Loan?"

"You can also join the Covenant and become a Covenant Hunter."

"mercenary?"

Yang Fan was dumbfounded again.

"It's about the same thing, just given a more sophisticated name."

"..."

Yang Fan was completely dumbfounded.

Previously, Yang Fan had thought that he might experience some discomfort due to the unfamiliar environment when he first arrived in the Upper Realm.

From what we can see now, the lifestyle here is not fundamentally different from that in the lower realm.

After finishing his conversation with Wei Yang, Yang Fan walked along the wide streets of Lingcheng.

"Handsome, want to get your hair washed?"

"Hey sir, need accommodation? We offer all-inclusive services."

"Brother, are you new to Lingcheng? Want a small loan? The interest is extremely low, and you only need to pledge a small organ as collateral."

Along both sides of the street, all sorts of people were frantically trying to get close to him.

Some people run hair salons, while others lend money.

What shocked Yang Fan the most was that the loan was secured by his own organs.

And that accommodation, offering a complete service, is that legitimate?

After taking a walk around.

Yang Fan decided to go to the Star Alliance and register as a Star Alliance Hunter.

Mining is impossible.

As for taking out loans... we haven't reached that point yet.

Although he was confident in his strength, he didn't want to be chased by a group of immortals as soon as he arrived in Spirit City.

On the way to the Star Alliance, Yang Fan checked his own attribute panel.

It seems his earlier worries were completely unnecessary.

His system is still running.

Name: Yang Fan

[Realm Level: Mid-stage Earth Immortal]

[Spiritual Root: Void Spiritual Root (Absorbed Twice)]

[Bloodline: Ancient Emperor Bloodline (100% Purity)]

[Physique: Chaotic Dao Body]

[Soul: SSS+ level]

[Domain: Ultimate Sword Domain (Level 12)]

[Inner Techniques: Divine Puppet Technique (Special Technique, Perfected), Thousand Faces Technique (Special Technique, Perfected)]

Martial Arts: Nine Netherworld Heaven-Shaking Slash (Divine Power, Proficient), Primordial Earth-Splitting Step (Divine Power, Proficient), Eternal Floating Pagoda Finger (Divine Power, Proficient)

[Magic Treasures: Heaven-Shattering Ancient Sword, Soul-Gathering Bell, White Emperor Pagoda, Human Emperor Banner]

[Origin: 46000]