"I dare!" Zhou Chuhan answered without hesitation.

She didn't just speak carelessly; she thought it over.

The system appeared suddenly. As the host, she was quite frightened at first and wanted to get rid of it.

But as time passed, her thoughts slowly changed - Yun Luo appearing in front of her was simply a godsend!

Doing business in partnership with her cousin was a test of the waters. In the early days, she was cautious and always kept a wait-and-see attitude.

However, a year later, the investment was a huge success. She tasted the sweetness and couldn't wait to make more.

As for Yun Luo’s statement that “80% of lottery winners will fall back into poverty within two to three years after receiving the prize,” Zhou Chuhan didn’t take it to heart at all.

She naturally thought that she had good self-control and would never be like other people who became so happy after becoming rich overnight that they lost their minds.

on the other hand……

Any investment involves risk.

Taking stocks as an example, people often say "one win, two draws, and seven losses." This means that in the stock market, only 10% of people can make money.

Zhou Chuhan thought that once she made a lot of money under the guidance of the system, she would immediately deposit all the money into the bank!

I continue to work in a state-owned enterprise, earning several thousand yuan a month, and the most important thing is that the company pays for my social security.

In this way, you can live a life without worries.

Therefore, for Zhou Chuhan, everything is ready, except for the system's guidance and help him make a fortune.

But I don't know what's wrong with this system. It speaks vaguely and leaves it to the host to decide everything it does.

Zhou Chuhan had been holding a lot of anger in his heart for a long time, but he didn't let it out until today.

Hearing Yun Luo ask, "Do you really dare to do what I say?"

Zhou Chuhan thought to himself, I’ve been waiting for you to say this for a year.

So she responded quickly, even a little impatiently.

Hearing this, Yun Luo told the host, "If it were me, I wouldn't invest a single cent."

Zhou Chuhan, "..."

The host was speechless for a long while.

She was thinking about a question: did the system really think so, or was it deliberately making trouble for her because it was angry?

10% annualized return! How much higher than a bank deposit!

What’s more, it is raised by state-owned enterprises, so the risk is extremely low, and it is no different from money falling from the sky.

She thinks it’s fine to invest 30%-70%. But not participating?

Zhou Chuhan felt that either he was crazy or the system was crazy.

"Why?" she asked.

The corner of the man in the suit's mouth curled up in a mocking arc, "You said you didn't understand the principle, and the risk didn't match your tolerance, but you dared to do exactly what I said? How come you regretted it in less than a moment after you said it?"

Zhou Chuhan said with a stiff upper lip, "I think sometimes it's worth listening to the reasons and just taking them as a reference."

"It's too late." Yun Luo disappeared, and the voice echoed in his mind, "I have given the advice. It is up to the host to decide whether to follow it or not."

Zhou Chuhan frowned and remained silent.

**

A few days later, the state-owned enterprise officially began to raise funds.

The workers were scrambling to pay the money, as if whoever got the money would win.

There were also people queuing, whispering and discussing in low voices.

"I took out all my wife's money! A total of 50,000!" one person said proudly.

A person next to him showed an annoyed look on his face, "My family just bought a house, and I only have 20,000 yuan on hand, which is too little."

Behind me, the female comrade who was about to retire was very dissatisfied, "What kind of crappy rule is this? The purchase limit for each person is 200,000 yuan! What can we do with such a small amount of money? A limit of 500,000 yuan is more appropriate..."

Hearing this, the two young men who had spoken before fell silent at the same time and dared not speak again.

There were not enough people, so Zhou Chuhan was drafted into the army to help with the registration.

An acquaintance saw her and said, "Xiao Zhou, how much do you plan to buy?"

"I won't participate." Zhou Chuhan's expression was stiff. "Not long ago, my family borrowed money to buy a house, and our savings were used up. Now we can't take out any spare money."

This is of course a lie.

In fact, at this moment, there is nearly 200,000 yuan in the bank card, which is deposited for six months and can be withdrawn at any time. However, the system said not to invest, and she weighed it again and again and decided to do it.

"What a shame." The acquaintance sighed, "The interest is 10% every year! If you miss this opportunity, you may have to wait until the next time."

Zhou Chuhan murmured, "Yeah, what a pity."

As I speak, my heart bleeds.

Fundraising by state-owned enterprises is safe but has high interest rates, so it would be a pity to miss it.

She could only tell herself that the cooked food business she and her cousin were partnering in could net 200% profit every year, which was a huge profit. If she made a few more investments under the guidance of the system and saved 500,000 yuan in one go, her life would be secure.

When the funds are sufficient, it will not be too late to participate in the unit's fundraising.

**

Time flies, and three months have passed in a flash.

The delicatessen remains the same, providing 12,000-13,000 in dividends each month, which is steadily increasing.

The salary is stable, the part-time job is satisfactory, and everything is peaceful and harmonious.

The only drawback was that since that day, the system had never given her any more popular science information.

When asked if there are any good investment projects recently, the answer is just two words: "No."

Asked what should be done, the answer is even simpler, just one word, "Wait."

As time went by, Zhou Chuhan became more and more suspicious, wondering if the system was angry with him.

Seeing his colleagues who participated in the unit's fundraising happy every day, happily calculating how much interest they could get and what items they could buy after a year, Zhou Chuhan felt both regretful and envious - if he had known that the system was unreliable, he would have used most of the funds to participate in state-owned enterprise fundraising!

Now, we have large amounts of money in our hands, but we can only watch it shrink and depreciate every year.

Just at this time, the unit announced, "The first round of fundraising has ended, and the second round has officially begun."

It is still about raising funds for production and business activities.

The term is still three years, the interest rate is 10%, the interest is paid annually, and the principal and interest are repaid in the third year.

The purchase limit per person is still 200,000.

It is said that the company is preparing a big project and the funds required are quite astonishing, so it is raising funds again after the first round.

"Snap——" the string called reason suddenly broke.

Zhou Chuhan invested all his savings without even asking the system.

Glancing at all this, Yun Luo smiled silently: It sounds good, but in the end, you can't hold on.

**

A month passed.

Two months passed.

Three months have passed.

Four months passed and there was no movement in the system.

Zhou Chuhan was almost certain that the system had stopped working. She secretly thanked herself for being decisive, otherwise she would have only received a pitiful fixed deposit interest every year if she had believed in the system.

“Ding Dong.”

The phone rings, indicating that a new message has been received.

Zhou Chuhan checked and found that the delicatessen had made a profit of 8,600 this month. Compared to the peak period, it had fallen to only two-thirds.

You know, in the first month, even though we had no fame and no regular customers, the net profit was still 7,600.

"Why is it that the business gets worse the longer the store is open?" Zhou Chuhan was suspicious.

Almost instantly, a thought flashed through my mind.

She did not jump to conclusions, but went there in person after get off work to see the situation.

At 5:20 in the evening, Zhou Chuhan appeared at the entrance of the vegetable market.

The vegetable market was bustling with people, but the Haoweilai Delicatessen was deserted.

She frowned and took two steps forward.

There was only a young woman guarding the store, who was watching a video on her mobile phone with a very focused expression.

Zhou Chuhan knocked on the glass window, trying to get the other person's attention.

Unexpectedly, after knocking twice, the other party's eyes were glued to the phone screen, and the whole person was motionless.

Zhou Chuhan didn't know whether the man didn't hear him or heard him but ignored him, so he knocked twice more.

The young woman then stood up and said, "I'm here, what do you want to buy?"

"Half a pound of braised beef in soy sauce, and half a pound of sweet and sour pork ribs." While speaking, Zhou Chuhan looked at the other person inconspicuously.

A distant relative once said that his wife Liu Yongmei was willing to help Qian Yuchen, and she should be the one in front of him.

Unfortunately, we were too far apart and only met once when we got married. Now that I look at him carefully, I feel that he is very unfamiliar, like a complete stranger.

Seeing that the other party treated her as a normal customer, it was obvious that they had no idea who she was.

After thinking for a while, Liu Yongmei said, "It's ready. Here you go."

Zhou Chuhan took the lunch box and was immediately startled.

Half a pound of braised beef and half a pound of sweet and sour spareribs, together should be one pound. Why does the food box in my hand seem lighter?

She said nothing, picked up the plastic bag, and turned away calmly.

After walking a distance, Zhou Chuhan borrowed an electronic scale from someone, and then put the plastic bag on it to weigh it.

The electronic scale showed 450g, which was 50g less, or one-tenth. Moreover, if we weighed the plastic bag and the food box together, the actual weight would be even smaller than the number on the scale.

Zhou Chuhan was so angry that he picked up the lunch box and hurried back.

Before I even reached the door of the delicatessen, I saw Liu Yongmei opening the drawer and secretly putting the money into her pocket...

Zhou Chuhan's heart was shocked.

Suddenly, she realized why the other party did this.

I have to say, my cousin is very good at doing business. He remembers everything clearly, including how many kilograms of ingredients he bought, how much it cost, how many kilograms of finished products he made, how much he sold each day, and his daily net profit.

This makes it difficult to take action.

If you steal the money directly, you will find something wrong as long as you do the math.

It’s different if you’re short on weight.

He sold ninety kilograms of cooked food at the price of one hundred kilograms, and secretly put the extra money into his pocket, without anyone noticing.

A slight difference in weight is hard for a normal person to detect. Even if the problem is found later, it is difficult to explain once the goods leave the counter, and the customer can only blame himself for his bad luck.

But will customers still be willing to be cheated in the future after being cheated for no reason? No, they will just avoid it from now on.

Thinking of this, Zhou Chuhan suddenly realized.

No wonder my cousin complained several times that business had suddenly become difficult. The surrounding shops were still doing well, but the number of customers patronizing the delicatessen was decreasing.

It turned out there was a thief inside.

Zhou Chuhan wanted to inform his cousin immediately, but then he changed his mind and realized that to catch a thief, there must be evidence.

"It would have been better if I had recorded a video when I stole the money just now." Zhou Chuhan regretted himself.

But this person must be a repeat offender and will not stop easily.

After thinking about it, Zhou Chuhan decided to go to the vegetable market every day after get off work until he had evidence.

The author has something to say:

Featured Reviews

#Nothing can beat the sentence of "can't hold on"#

#Now is the best time to read this article#

#This is a good book. It is not a good read but you can really learn financial management knowledge#

**

Seeing a lot of people posting, I felt comforted.

What I fear most is that after I work so hard to write something, no one is willing to read it or learn from it...

**

Someone asked if there is any list of financial books that can be recommended.

In fact, there are hints in the text, but maybe you didn’t notice it.

Chapter 8, Zhao Qianqian searched the keyword "classic financial books" to expand her knowledge. (x.com is not omnipotent, but it is really useful. It has a lot of things you want and is easy to find.)

If you only read one book, you can read "Rich Dad, Rich Dad", which should be the easiest to understand.