No sleep all night.

Jin Shi thought about it all night and finally came up with a solution - cash out the credit card to repay the daily repayment amount! As for what to do next, he no longer cared too much.

So at daybreak, he went out with his credit card.

It was just that when he first entered the game, there were many NPCs on the streets who helped him cash out. But when he needed money urgently and needed to find someone, he couldn't find the target NPC.

After wandering around the commercial district for half an hour, he finally found his target!

Jin Shi strode forward and explained his purpose directly, "I need to cash out my credit card."

Unexpectedly, the man shook his head regretfully and said, "Brother, you are late."

"What do you mean?" Jin Shi's heart tightened.

"The economy is in recession right now, and every industry is short of money. Banks are checking very strictly, and it's impossible to cash out." The man spread his hands, looking helpless, "If you had come a day earlier, I could have helped you think of a solution. But now..."

The man kept shaking his head, meaning that he was helpless.

Jin Shi realized that something was wrong. In real life, even if there is an economic crisis, credit cards can be cashed out. Although robbing Peter to pay Paul is not a good thing, it can at least be used in an emergency.

However, this is a game. If the person in front of me is not lying, then the prohibition of cashing out after the 10th day of the game is probably a hard rule of the system.

Thinking of this, Jin Shi's face turned as dark as the bottom of a pot, and he felt that he was at the end of his rope.

After calming down, he asked, "If I can't cash out, can I continue to use my credit card to make purchases?"

Hearing this, the man's expression immediately became strange. He sighed and said earnestly, "Brother, listen to my advice. The economy is not good now, so take it easy. You have to pay back the money you owe. It's not like it's raining gold from the sky, so you can spend it as you like..."

Before he could finish his words, Jin Shi grabbed the other person by the collar and interrupted him angrily, "Stop talking nonsense and answer my question!"

If there were other solutions, he wouldn't have to resort to such desperate measures. Wasn't it because he was cornered and couldn't think of a solution?

The man was startled, and it took him a long time to come back to his senses. He answered with difficulty, "...You can pay with a credit card."

After getting the answer he needed, Jin Shi let go of the other person's collar and hurried to the drugstore - the medicines in his portable warehouse had been used up, and if he didn't swipe his card to stock up, his physical strength would be reduced to zero in less than four hours!

Jin Shi finally breathed a sigh of relief after using his credit card to buy medicine worth two thousand Bei. But not long after, his brows knitted together again. The debt was getting bigger and bigger, and he couldn't pay it back just by working!

After much thought, he felt that only stealing, robbery, kidnapping and other no-cost businesses could help him get out of his current predicament.

**

After breakfast, Zhong Rui calmly asked, "What are you going to do next?"

With money in your pocket, you will feel confident no matter what you do.

Su Han was a little distressed. "I have considered selling cheap lipsticks wholesale and setting up stalls, but now I don't think it's necessary."

During the economic crisis, there is a very interesting economic phenomenon called the "lipstick effect". This means that whenever the economy is bad, the sales of lipstick will rise sharply. The underlying principle is that economic recession will significantly reduce people's income. Under the premise of tight money, people still have a strong desire to consume, so they will turn to buy some cheaper goods.

In addition, people need to relax and relieve stress from time to time due to the huge burden of life. Therefore, when the economy is bad, the movie box office and game industry business are usually very hot.

However, in the current game, if the system is more ruthless, it will probably skip the middle stage and directly enter the late stage of the economic crisis, so that the residents can't afford to eat. In this case, it is hard to say whether the lipstick will sell well. In addition, my friend has a huge amount of money, so there is no need to take risks.

"How about we go to the trading market together? Then we can go to the casino and play a few games." Zhong Rui suggested.

Su Han glanced sideways, "Didn't you say that the portable storage is full? Is there still room for it?"

Zhong Rui answered seriously, "In the later stages of an economic crisis, asset prices will plummet. I had planned to buy some gold jewelry to stock up, so I reserved a spot." What if I continue to use this account when I try it out next time? It's always good to stock up on more goods.

Su Han was silent. She thought that next time, even if others continued to use the game characters, Zhong Rui would definitely change his account. With a warehouse full of supplies, what was the point of trying it out? He just crushed the dungeon!

After thinking about it, she agreed, "Let's go shopping."

**

Zhang Jing took a sip of mineral water, her brows full of anxiety. It had been three days since she was fired from the bakery...but she still couldn't find another job.

At first, I was full of arrogance, and I cursed Boss Zhang for not knowing his worth. Since I was fired, I took the opportunity to find a better job, and I would never work for less than 150 benzene per day.

But after just one day, the necessary expenses for food, accommodation and transportation and the daily repayment amount of 120 shells completely wore away her pride.

Zhang Jing couldn't help thinking, even if the daily wage is a little lower, at least she can find a job to get by. She doesn't have much savings, only 800 Bei, which definitely won't last for a few days. If she can pay off the loan, she will be much more relaxed at that time, and she can change jobs as she wants.

But she soon found that even if she lowered her expectations, she still couldn't find a suitable job. Many bakeries told her that they didn't need to hire workers for the time being. So she could only go to one bakery after another to try her luck.

Finally, Zhang Jing found a bakery that was short of staff, but the bakery said they only needed cheap apprentices, with a daily salary of 60 Bei, who were also required to be able to work overtime and be able to endure being called upon.

Zhang Jing's eyes went dark. She didn't want to accept it, but she had no other choice. All the stores where she applied for a job seemed to have the same answer, saying that business was bad recently and that they not only didn't want to hire anyone, but even wanted to lay off employees.

In desperation, she could only bite her teeth and agree to be an apprentice. At least, she had a job.

However, Zhang Jing's heart was bleeding. With a salary of 60 yuan a day, after paying for living expenses, there was basically nothing left. The daily repayment amount still had to be paid from the savings.

But her savings are not much, and once she spends them all, she won’t be able to pay off her debts!

At this moment, Zhang Jing felt sincerely annoyed. If she had never been in debt, a daily salary of 60 Bei would be enough for her to live well and save some money every day.

If you have saved money well in the past and have a lot of savings, you don't have to rush to pay off your debts in one go.

But she didn't do anything.

She spent lavishly due to the good years and high salary, and now she has to start paying off her debts when the environment turns bad. However, her lack of assets means that she has a very poor ability to withstand pressure, and she has difficulty coping with even the slightest emergency.

The more she thought about it, the more anxious she became. Finally, Zhang Jing slumped her shoulders, filled with regret.

**

In the villa, Zhang Yong, the town's richest man, was looking through the business reports of the shops under his name.

Assistant Zhou reported the situation with a poker face, "Daily sales of stores have dropped by 40% to 70%, and profitability has plummeted. Two of the stores even suffered losses. The situation is not optimistic."

Zhang Yong fell into deep thought after reading the operating report, and then quickly made a decision, "Losing stores will be closed directly, and the production of other stores will be reduced by 70%, while all unnecessary expenses will be cut."

Cut all unnecessary expenses? Assistant Zhou immediately understood and nodded, "Understood."

Zhang Yong said slowly, "Under the current circumstances, staying alive is the most important thing."

After a pause, he asked again, "How much cash do you have on hand?"

Assistant Zhou reported a number and reminded expressionlessly, "Recently, the prices of various assets such as land, houses, and stocks have continued to decline, and the amount of your personal assets on the books has also been shrinking."

Zhang Yong didn't care much. "These are only temporary. After the economic winter, asset prices will return to normal levels. Remember to help me keep an eye on market trends. Once low-priced high-quality assets appear, buy them immediately."

"Yes." Assistant Zhou agreed simply.

After giving the order, Zhang Yong smiled calmly and said to himself, "After I survive this cold winter, I will become richer."

Keep the cash and buy at dips, this is the calmness of rich people.

**

When Su Han heard about the wave of salary cuts and unemployment, she realized that the situation would not be good. However, after leaving the star-rated hotel, she found that the situation was worse than she had imagined.

Some residents are unable to pay their rent and have been forced to move out and live on the streets.

During normal working hours, there were many pedestrians running around on the street with anxious looks on their faces. They had obviously been fired and had not found a new job yet.

The store was empty, with only one or two customers coming in every 20 to 30 minutes. Then they would often leave the store without buying anything.

Some people began selling valuable items from their homes to raise cash to buy food and water.

Zhong Rui leaned over to ask about the price, and soon shook his head regretfully, "The price is a bit high at the moment."

Su Han was not surprised. She thought that when people were desperate and eager to cash in their gold, silver and jewelry to buy food, that would be a good time to buy.

"Going to the casino next?" she asked.

"Yes." Zhong Rui had already made a plan, "Make more money so that you can be more relaxed when shopping."

Su Han thought that if the casino went bankrupt, it must be because of Zhong Rui...

The two were about to go to the casino when they saw a masked man on a motorcycle snatching a pedestrian's bag. He then stepped on the accelerator and sped away.

The young woman who was robbed collapsed on the ground, covering her face and crying, "That bag is a famous brand! I wanted to exchange it for money, how could it be robbed?!"

When faced with a survival crisis, moral corruption and the collapse of order came so quickly. Su Han was terrified and could not help but be on high alert.

Zhong Rui naturally took his friend's hand and said, "It's too easy to be targeted if you walk alone. If we hold hands, it proves that we are in the same group, and ordinary people won't dare to come over."

Su Han glanced sideways, thinking that if anyone targeted them, they would be in big trouble.

But despite thinking so, she didn't break free and let her friend hold her hand.

**

The atmosphere in the Jinjiang Group office was as low as ever. The staff all lowered their heads and pounded on their keyboards, pretending to be working hard.

Li Yue had a blank expression on his face, and was speechless. The two people who tied for first place performed amazingly every day, and he was almost used to it, so he just ignored them. He never expected that there would be no easy players among the 20 testers!

Either you become proficient in business and make money early to pay off your credit card debts; or you never even think about swiping your credit card and focus on finding other ways to get rich; or you break the situation violently and resolve the crisis in unexpected ways.

Li Yue asked with a wooden face, "That guy's name is Jin Shi, right? The one who made a mistake in the early stage and stockpiled goods with debt?"

"Yes." The staff member being questioned lowered his head and spoke very softly, as if he was afraid of irritating his boss. "After discovering that his credit card could not be used to withdraw cash, he spent 2,000 Bei on drugs, 1,000 Bei on daily necessities, and 1,000 Bei on tools. Then he used force to break into the villa and tied up Zhang Yong, the richest man in town..."

"Then he extorted cash from Assistant Zhou to pay off his credit card debt in one lump sum."

"Because there is food, water, daily necessities, and medicine in the portable storage, he has everything he needs. He can stay in the villa until he passes through customs."

The richest NPC with assets worth hundreds of millions was kidnapped by a tester because of a debt of 10,000 Becca. It was really miserable.

Li Yue was silent for a long time before he said, "If I remember correctly, there are ten bodyguards in the villa where Zhang Yong lives?"

"Yes." The staff looked helpless. Even if there were ten people, it would be useless. The tester just barged in.

“After the trial is over, remember to add ten more bodyguards to the richest man NPC.” Li Yue ordered firmly.

"So now..." the staff asked for advice.

Li Yue sighed softly, "Let him be."

Kidnapping the richest man was one of the ways to pass the level. But he didn't expect that it could be done by just one player without a group.

If someone breaks into a private house by relying on his own strength, it is of course considered a pass.