Chen Zhou thought for a moment and replied, "I always thought 100 magic coins was a small number."

Hearing Chen Zhou's words, the middle-aged merchant seemed to have heard the funniest joke in the world. He immediately retorted, "The value of these magic coins far exceeds the value of our Tianyun Continent's currency; they are not equivalent at all. A single magic coin here is extremely difficult to obtain. For example, if a newcomer enters this Magic City and wants to earn one magic coin, without participating in battles to acquire others, simply by completing tasks for the Magic City, it would take at least a year to earn one. And this battle armor you're wearing, if I'm not mistaken, costs 100 magic coins, right?"

Chen Zhou nodded silently; this combat armor did indeed require that many magic coins.

"That's right. Actually, many newcomers like you come in without knowing the rules and buy this combat armor on credit without understanding why. But in the end, they all die at the hands of others, or at the hands of this Magic City system. These 100 magic coins are very hard to come by. Does Zhu Feibai have 54 magic coins? That's only because I'm controlling him. Otherwise, he only has two or three magic coins now." The middle-aged merchant said nonchalantly.

Hearing this, Chen Zhou was completely shocked. According to this middle-aged merchant, if it weren't for him, he probably wouldn't have been able to pay back almost half of the magic coins at once!

"Don't be surprised, this is a very murky place," the middle-aged merchant continued.

"So you're saying that without your help, it would have been impossible to complete this debt within three days?" Chen Zhou asked slowly.

“Theoretically speaking, that’s true. But with your strength, you can keep fighting and plundering. I believe obtaining the remaining magic coins won’t be difficult. You just need to learn to choose people with more magic coins,” the middle-aged merchant said slowly.

"How can I find out?" Chen Zhou asked directly.

“I can tell you.”