Police Detective Chief

Cases within cases, schemes within schemes, twists and turns that are bizarre yet reasonable.

Remember every detail, as it may be the key to solving the case!

Upholding righteousness th...

Chapter 364 Explanation

At Jiuhe District Central Hospital, the two arrived at the right time. Zhou Xuan had already completed basic treatment and was pushed into the general ward.

The left shoulder blade was dislocated due to the impact of the rear C-pillar. Even though the cushion blocked it and did not penetrate, the force was still extremely great.

Seeing that Zhou Xuan was fine, Zhao Xinqiao couldn't help himself any longer and walked up to her and hugged her gently.

When Zhou Xuan saw Bai Song, she felt a little embarrassed: "I was wrong. It's all my fault. I destroyed your car."

She didn't know what had happened. It was only a matter of two or three seconds, and then she was knocked unconscious by the rapid inflating of the airbag.

After being rescued, her injuries were not serious, but the car was completely scrapped. It was the first time she drove Bai Song's car and it ended up like this. Zhou Xuan didn't know what to say.

Looking at Zhou Xuan's apologetic expression, Bai Song had a thousand thoughts flashing through his mind.

Should I tell them that this wasn't an accident?

Bai Song didn’t want to take on this responsibility, but he was worried that it might not be good if he told him.

Zhou Xuan is not seriously ill now, and the medical expenses are all paid by the branch leaders. This is actually not a big deal, and money is not a problem. The problem is that this matter is really not simple.

Thinking of this, Bai Song still felt that even if he didn't tell everything, he had to tell Zhou Xuan and Xin Qiao that this matter had nothing to do with Zhou Xuan and was entirely caused by him.

He not only had to thank Zhou Xuan, but also owed her a lot.

"This is not your fault. It's the car behind you that has the problem. If I were in your shoes, I would definitely not do better than you. Zhou Xuan, really, I am sorry for you." Bai Song organized his words and said, "Let me tell you the truth...hiss..."

Bai Song's eyes widened, his body stiffened, and he wanted to turn around slowly, but he didn't dare to.

Is Zhao Xinqiao's hand so strong? Bai Song was about to speak, but he was pinched and couldn't say anything.

It turns out that girls who have studied at the police academy are not ordinary people...

It seems that Zhao Xinqiao, who had been to the scene, had already realized that this was not a simple traffic accident, but she did not want Zhou Xuan to know about this, as this would only bring additional fear to Zhou Xuan.

"What are you two hiding from me?" Although Zhou Xuan was injured, he was not stupid.

"Everything will be OK if you're okay," Bai Song played the emotional card: "I know that when the incident happened, Xinqiao and I were almost scared to death. If you really got into trouble here, I will never forgive myself in my life."

Although this is a bit corny, it is indeed from the heart. "So when I found out that you were okay, I told you the truth. Not to mention that the car has insurance, even if it doesn't, it doesn't matter."

These words touched Zhou Xuan. She was not a child anymore, and she knew that in this society, people with ordinary connections would not lend their cars out. But if a car was lent out and a serious accident occurred, it was normal for the owner to be furious. At this time, the two friends not only did not blame her at all, but they were always concerned about her safety. Where can you find such friends?

Bai Song felt embarrassed by Zhou Xuan's look. He was the one who was most at fault... But at this moment, he could only finish his words: "Nothing is more important than life. I have been to the hospital too many times, especially when I sent suspects for physical examinations, most of them came to the emergency department late at night. Last time I came here because of a car accident, and I was admitted to the ICU.

In the face of life and death, everything is trivial."

"Yeah, I understand." After this incident, Zhou Xuan also escaped from the gates of hell and understood Bai Song's words very deeply: "Now that I think about it, the troubles I had before were nothing but whining without any reason.

By the way, to be honest, your car is not cheap, how much is it? I have to compensate you for the car."

"No, no, no, we have insurance." Bai Song waved his hands quickly. Even if there was no insurance, he would not ask Zhou Xuan for compensation.

"The car that hit me, I glanced in the rearview mirror at the time, it was a broken truck, I guess he can't afford to pay compensation."

Obviously, Zhou Xuan didn't know that the driver of the car behind was dead. After all, all the airbags exploded at that moment, and he could not see or hear anything after the car hit the guardrail.

Bai Song didn't want to describe the miserable state of the car behind to Zhou Xuan in detail, and said, "Trucks are usually insured, but even if not, my car is fully insured, so you don't have to worry."

"I was in a car accident." Zhou Xuan looked at Bai Song as if he was a fool. "I was hit, so the car behind me should pay for it. What's the point of having insurance on your car?"

"Ahem..." Zhao Xinqiao interrupted, glanced at Bai Song, and then said to Zhou Xuan: "Don't worry, just take good care of yourself. And Bai Song is right, his car is insured, and the money can be compensated. Since it is full insurance, then in the auto insurance industry, there is a term called subrogation.

In other words, after such an accident occurs, Bai Song can first ask his own insurance company for compensation for his losses.

Then, the obligation to ask for money from the other vehicle and its insurance company will be borne by the insurance company that Baisong has insured. "

"Is it still possible?" Zhou Xuan agreed with Zhao Xinqiao's statement: "Learning some law is still very useful." (Note 1)

"Well, you just need to take good care of your injuries now. We just asked the doctor and he said you can be discharged after two days of observation." Zhao Xinqiao said, "I will make you something delicious when you are discharged."

"Good~" Zhou Xuan felt very happy.

Zhou Xuan had just had her ankle repositioned and had been given some anesthetic. She still needed to rest, so the two of them left first.

After leaving the house, Zhao Xinqiao closed the door and looked at Bai Song.

"Forehead……"

He had made many contingency plans, but now he didn't know how to explain it.

"Are you thinking about how to explain it to me?" Zhao Xinqiao bit her lip and said, "Originally, I didn't want to listen, but please tell me."

"I don't know how to tell you about this. I personally feel that this matter is completely different from the last time I had a car accident. That time, I made a mistake at work and had an accident. This time it's targeting me." Bai Song said: "It's not targeting my current job. Although I have dealt with many suspects now, no one would be so cruel.

It's probably something about my family. I've talked to you about my father before, and there must be something I don't know about it."

"What on earth happened to my uncle? What era is this? Even the biggest hatred shouldn't be this serious, right?" Zhao Xinqiao was very worried.

"That's true in theory, but it did happen in practice." Bai Song didn't know how to explain it to Zhao Xinqiao, so he could only say, "However, exposing this problem now is not necessarily a bad thing. I will solve this problem from the root as soon as possible."

Note 1: This situation is to deceive Zhou Xuan. In fact, the insurance subrogation right cannot be used here. Later, Chapter 374 will give a detailed explanation.