"Communication technology is gradually upgraded with the development of science and technology. Upgrading means being phased out, which is inevitable. Hehe, this is just my personal guess. But when doing business, you definitely have to guard against risks. If the risk is too great, you have to consider whether it is worth investing so much." Tang Ping said with a smile.

Gao Qisheng was somewhat unconvinced, after all, it was his idea to open a PHS (Personal Handyphone System) service, and he believed that the PHS business could definitely make a lot of money and would be the mainstream market in the future.

But just as he was about to speak, Gao Qiqiang stopped him, saying, "I think what A-Ping said makes sense; you can't put all your eggs in one basket."

Gao Qiqiang sat for a while longer before leaving.

Before leaving, he also invited Tang Ping to his home for dinner.

After leaving the house, Gao Qisheng immediately said defiantly, "Brother, you have to believe me. The Xiaolingtong business is definitely going to make a lot of money. We'll open a store first, and then take over the entire Jinghai agency market, growing bigger and stronger step by step."

"I know."

"Then why are you still listening to him?"

Gao Qiqiang turned around and laughed, "Tang Ping is right. Your Little Smart technology can't monopolize the market forever. Times are changing, and science is developing. Look, we used to not be able to afford a TV, but now every household has a big color TV and a DV camera. Asheng, we can open a Little Smart shop, but we'll have to see how things go. Besides, we don't even have the money to open the shop yet."

"Second brother, I also think Ping-ge is right. About our school..."

Gao Qilan chimed in from the side.

"What do you know? Don't speak."

Gao Qisheng glared at her and said, "Brother, I'll figure out the money problem. I can borrow money from someone."

Gao Qiqiang immediately turned serious and said, "No way! Don't worry about the money, I'll get it. Asheng, I'm warning you, don't do anything reckless. Where would we get loans like this?"

Tang Ping didn't stop Gao Qiqiang from opening a mobile phone store, as it would be a way to make a lot of money in the short term. As for the future, Tang Ping had given him the necessary reminders, and if Gao Qiqiang wanted to court disaster, he couldn't stop him.

The next morning, Tang Ping went to the Jinghai Hotel to deliver the turtles as usual.

There aren't many soft-shelled turtles left at home, and the Jinghai Hotel channel is probably gone in the future. Tang Ping still wants to continue delivering them, but he doesn't have any stock on hand.

After delivering the turtles, Tang Ping went to the finance office to collect his money and also bought a gift for Manager Sun.

Tang Ping was very clear about interpersonal relationships. Manager Sun was a capable person, and there was no harm in building a good relationship with him.

Manager Sun was receiving guests in his office and waited for a long time before letting Tang Ping in.

Upon seeing that Tang Ping's gift was actually an expensive watch, Manager Sun immediately became polite, saying, "Oh dear, I'm so sorry to have kept you waiting. Brother Tang, our customers haven't been enjoying the turtle dish much lately. Do you have any fresh seafood in your market?"

Tang Ping said, "We do have seafood, but the key is that I'm not running a fish stall anymore. I've opened two audio-visual stores, which are more profitable than selling fish."

"Oh, that's good."

Tang Ping said, "Manager Sun, I'm planning to open a large internet cafe soon, but I'm short on funds. Would you be interested in investing?"

His purpose in coming here this time was not just to bring turtles, but more importantly, to attract investment and shareholding.

This is the business mindset that the system rewarded last time.

When doing business, there's no need to raise enough capital first. As long as the internet cafe project can make a lot of money, we can raise funds first.

"Investment?"

Manager Sun seemed somewhat interested upon hearing this, but his eyes darted around, and he suddenly said with a smile, "Brother Tang, I'm not interested in investing. However, if you need money, you should have said so earlier. Do you know who that person who just left my office is?"

"Director Zhang of the branch, if you need money to start a business, you can apply for a loan from him."

Tang Ping hesitated for a moment: "If we take out a loan, the interest rate is a bit too high."

He had considered taking out a loan, but bank loan procedures were too complicated, and there was also interest, so it wasn't worth it.

Manager Sun said with a smile, "Hehe, you don't understand, do you? Nowadays, bank loan procedures are incomplete. As long as you keep him happy, the interest rate is very low. And let me tell you a secret, even if you lose money in business in the end, you can just go bankrupt and run away, then start a new company, and you won't have to repay a single penny."

"However, we have to give them some benefits. Brother Tang, I'm telling you this because I think you're a good person. If you're interested, I can help you make an appointment with Director Zhang."

Tang Ping was somewhat tempted and quickly agreed: "Okay, then I'll leave it to Manager Sun. You make the arrangements, I'll book the venue. If things go well, I'll definitely remember you, Manager Sun."

"Haha, we're all on the same side, don't be so polite."

These days, there are indeed loopholes in the banking system, and many companies exploit them. If you maintain a good relationship with someone at the bank, they can get a lot of benefits.

Manager Sun is indeed very efficient. In the afternoon, he called Tang Ping and said that he had made an appointment with Director Zhang to talk at Bai Jinhan that evening.

Bai Jinhan was the most upscale entertainment venue in Jinghai, a notorious den of iniquity.

But in order to secure the loan, Tang Ping gritted his teeth and booked a private room.

For convenience, he also brought along the Li brothers, Li Qiang and Li Hui, to keep things going, since drinking was definitely part of the occasion.

"Brother Ping, how much will it cost for tonight?"

Seeing such a magnificent and upscale club for the first time, Li Qiang and Li Hui were both like country bumpkins visiting a grand garden, completely mesmerized.

Tang Ping smiled and said, "The private rooms aren't expensive; it's the girls who are. Be confident. A man should have self-assurance. When you've made a lot of money in the future, places like this will be nothing to you, understand?"

Upon hearing this, both Li Qiang and Li Hui unconsciously straightened their chests.

After waiting in the private room for a while, Tang Ping received a call from Manager Sun and immediately went to the door to greet them. Seeing Manager Sun and Director Zhang getting out of the car from afar, Tang Ping immediately stepped forward: "Director Zhang, Manager Sun, thank you for gracing us with your presence!"

Director Zhang said with a smile, "Hehe, Tang Ping, right? Hello. Manager Sun introduced him to me. I didn't expect him to be a boss at such a young age, owning two audio-visual stores. Not bad."

"Director Zhang, you're too kind. I'm just trying to make a living."

"We're all on the same side, let's go in and sit down first."

With Manager Sun present, the atmosphere wasn't too awkward. He was very familiar with this kind of occasion, so he ordered a bunch of drinks and snacks and then said, "Waiter, call over all the prettiest girls from Bai Jinhan. We have to keep Director Zhang entertained today."

Tang Ping was mentally prepared; as long as the deal was done tonight, he wouldn't care about the huge financial loss.

Soon, the girls entered, their melodies filling the room with lively chatter, instantly enlivening the private room.