"Build a house?"

Director Yang has personally approved loans worth over 100 million yuan, but he has never issued a loan for building a house.

"Li Cheng, are you talking about building a house for your supermarket? But the main construction of the supermarket has been completed. What do you want so much money for now?"

"Who said I wanted money to build a supermarket? The house I'm talking about is a house to live in, which is the recorder dormitory that is currently being renovated."

Director Yang frowned. Honestly, he felt that using borrowed money to build dormitories was a violation of regulations. Among the four major state-owned banks, some specialized in providing loans for infrastructure construction. His bank, however, primarily focused on the city's industrial and commercial enterprises, and did not offer infrastructure loans.

"Li Cheng, I'm afraid this won't work. This isn't part of our branch's business." Director Yang shook his head.

Upon hearing this, Li Chengchu smiled and said, "Are you stubborn? Director Yang, I've always believed you were different, a pioneering leader, able to navigate the rough seas with ease. Even though you've faced many headaches, they haven't caused you to lose a single hair. But today I've discovered that you're also a stickler for convention, unable to carve out a path forward in dire straits."

After saying this, Li Cheng made a look of regret.

Director Yang was a little amused after hearing this, but he still touched his thick hair and thought to himself that he was losing a lot of hair, but he had so much hair that it was not noticeable when he lost dozens of strands every day.

"Li Cheng, I know you're bold and daring. But you have to understand my difficulties. The purpose of each loan needs to be approved. Even if I agree to lend money, whether President Hou can approve it is another matter."

"Don't worry about President Hou. As her subordinates, we should help her solve her problems. Let me ask you, this is President Hou's first time as president. If she doesn't meet the targets, will she be happy?"

Director Yang shook his head and said, "She will definitely not be happy. But, Li Cheng------"

"No buts, Director Yang. You're right to listen to me now. Hurry up and go through the procedures. We'll try to get the loan approved before the end of the year. Then, we'll pay the interest in advance so that neither you nor President Hou have to worry about collecting interest. This is the real business."

After Li Cheng finished speaking, Director Yang fell silent. He knew that this was the only solution. With his current clients, he couldn't earn another 10 million yuan in interest, even if he sucked their blood out of them.

After a moment of silence, Director Yang suddenly slapped his palm with the back of his hand and said to Li Cheng, "Li Cheng, tell me what's going on here? We're issuing loans according to regulations. We know that some loans are lost, but we still have to lend. Is it true that the bank's money just blown away by the wind, with no capital at all?"

Li Cheng smiled and said, "It's right to lend money, and it's also right that we can't collect the money. These are all mistakes in the regulations. Things will get better in the future. Let's not rush. Let's just do the things at hand first."

Director Yang thought about it and started typing away on his abacus.

Li Cheng watched him skillfully moving the abacus beads and thought that using an abacus was basic skill for banking work. It was a pity that the abacus would be eliminated from history when various computer software became popular.

Director Yang’s abacus is quite good. It looks like it’s made of mahogany. I’ll get it after a while.

Just as Li Cheng was staring at the shiny abacus in a daze, Director Yang suddenly said, "How about this? I'll lend 15 million to the tape recorder factory. Then you'll pay 3 million in interest to Dapeng Computer Company in advance before the end of the year, 3 million to the BBQ City, and 1 million to the tape recorder factory..."

Director Yang divided the units that paid the interest into three parts. This made the accounts look much better and prevented people from saying that lending a loan and then collecting 10 million in interest was an illegal operation.

Li Cheng said "OK", and then prepared to ask the old accountant of Dapeng Computer Company to come forward and handle this matter.

"Oh, Li Cheng, I forgot to ask you just now. You said you wanted the money to build a dormitory. Do you want to wait until the supermarket is profitable and then slowly digest the money?"

Director Yang felt that such a large sum of money had been used to renovate the dormitories for the workers at the tape recorder factory. If Li Cheng wanted to repay the money in the future, he could only do so from the supermarket's profits.

Li Cheng simply smiled, thinking, "Does this money really need to be digested slowly? Once the houses are built, the money will be doubled back." However, Li Cheng had no plans to return the principal to the branch. Instead, he planned to make the money more profitable by making it work in a multi-faceted way.

"Director Yang, are you worried that I won't be able to pay you back? Don't worry, I'll use the nearly completed supermarket as collateral for the money. You can rest assured."

Director Yang just smiled after hearing this. He felt that the supermarket was not worth so much money. Moreover, the supermarket was now burdened with the previous debts of the tape recorder factory. With this amount of money, it seemed a little insolvent.

Seeing that he didn't say anything, Li Cheng knew that he might feel that the supermarket's quantity was not enough, so he said, "Oh, I forgot to tell you, someone came to me a few days ago and said they wanted to buy that supermarket for 35 million."

Director Yang's eyes lit up and he asked, "Did you sell it?"

Li Cheng smiled and said, "If I were going to sell it, I would have sold it a long time ago. And it's not 35 million, but 50 million."

Director Yang was shocked and thought that although that supermarket was the first one in the city, no one would be willing to pay 50 million to buy it, right?

Seeing that he looked a little unconvinced, Li Cheng took out his cell phone, found a text message, and handed the phone to him.

"Mr. Li, please reconsider the purchase of the supermarket. Our group is sincere in purchasing it. We can consider it for 50 million------"

After Director Yang finished reading the text message, he saw that the mobile phone number that sent the message was from another place, so he handed the phone over with half belief and half doubt.

Li Cheng didn't answer the phone, but shouted: "Look at the date, the date the text message was sent."

Director Yang quickly looked at the date of the text message and saw that it was sent two months ago.

Now Director Yang believed it and knew that what Li Cheng said about the supermarket being able to sell for 50 million was true.

"Fifty million to buy a supermarket, this group is quite rich." Director Yang put the phone in Li Cheng's hand.

Li Cheng put his phone on the table and said with some disdain, "What's 50 million? Maybe it's just a year's profit."

Director Yang was shocked when he heard this, wondering how could the supermarket's profits be so huge?

Li Cheng told him that the group specialized in supermarkets and had tens of thousands of them in many countries around the world. Furthermore, Li Cheng believed that one day they would also open a supermarket here.

Therefore, Li Cheng wanted to make that supermarket the best and make those international chain supermarkets go bankrupt one after another, making it impossible for them to survive here.