Grew up in an orphanage, with average looks, and worked tirelessly for 30 years, accumulating six million in savings. Just as she finally achieved financial freedom without spending a dime, Su Yan ...
She went back two days early because she needed to check on the situation at both the medicinal cuisine factory and the dessert shop.
Furthermore, she still had to rush to finish her clothing design drafts after the exam.
Although she has memories of the 21st century, the inspiration for her designs is not inexhaustible. In addition, since Cai Minjun asked her to design clothes that are high-end, she naturally cannot be so casual.
"Okay, then be careful and remember to let me know you're safe." Feng Caixia said, "I'll hang up now."
"good."
Su Yan put down the phone and was about to say something to Li Juan when a car horn suddenly sounded outside.
Second sister, are you home?
He Jinnian's nonchalant voice rang out.
Su Yan realized what was happening, responded, and then walked out.
Seeing this, Li Juan quickly followed.
A black sedan was parked in front of the courtyard house. He Jinnian rolled down the driver's side window, stuck his head out, and greeted Li Juan with a grin.
Li Juan said, "Oh, it's Xiao He. Why didn't you just come in?"
"Aunt Juan, I'm just here to talk to my second sister about something. I have to leave right after that, as I need to get to Shenzhen."
Upon hearing this, Li Juan did not insist on inviting him in to sit down. "Then you two chat, I'll go in and cook."
After she went inside, Su Yan walked down the steps and leaned against the rearview mirror, asking, "Brother He, what can't we talk about over the phone?"
He Jinnian said, "I forgot to tell you about the profit sharing from the medicinal cuisine factory. You didn't even ask me. Second sister really doesn't care about money."
Su Yan laughed, "I'm not some high-minded person. It's just that the factory has only been open for less than two months. How much profit can I expect? I guess you're planning to give it to me at the end of this year."
“You’re wrong, we made quite a bit.” He Jinnian held up two fingers. “You and I will each get half, and we’ll each get this much.”
Su Yan asked uncertainly, "Two thousand?"
The business has been open for less than two months and has already made a net profit of two thousand yuan, which is quite considerable.
He Jinnian clicked his tongue and said irritably, "You have to guess in a bolder direction. What's a few thousand yuan?"
Boldness?
Su Yan's eyes widened. "It's not twenty thousand, is it?"
"It's 25,000. Actually, the total profit is 60,000, but some of them are custom-made medicinal cuisine, and the final payment hasn't arrived yet, so I didn't include them. Currently, after deducting all the factory's expenses, the total is 50,000."
Su Yan swallowed hard, asking incredulously, "Are the profits from medicinal cuisine really that considerable?"
He Jinnian said with a grin, "The person who provided the medicinal herbs was your senior brother. He gave me a lot of discounts in this regard. You could say he basically didn't make any profit, otherwise the profit wouldn't be so considerable. This is all thanks to you. Your senior brother was only so generous because of you."
This was something she hadn't expected.
The main problem is that her senior brother didn't tell her about this.
She snorted, "You could have chosen other partners, but you chose my senior brother. You're a shrewd businessman too."
He Jinnian clearly knew that Xie Jin would not make money off her because of her status as his junior sister.
"Oh dear, second sister, we're in business, so profit is our top priority," He Jinnian said, sounding aggrieved. "Besides, you got a share of this money too, so your eldest brother didn't lose money either."
Su Yan snorted coldly, "You used my favor, so shouldn't I thank you for going to so much trouble to consider my interests?"
“No need for that.” He Jinnian chuckled. “I plan to pay the dividends every six months, so you won’t get the money until June. Also, as for the real estate investment, I estimate we won’t see any returns until the end of the year. As for whether we’ll make a profit or a loss, I don’t know. Let me give you a heads-up.”
"The Shenzhen market is still in its development stage, and I firmly believe that anyone who invests in real estate will definitely not lose money."
Hearing the firmness in her tone, He Jinnian said in surprise, "Second sister is so confident? Then I'll look forward to it too."
Although Shenzhen is a good place, He Jinnian had never invested in real estate before. This time, he only invested 10 million yuan, Tao Jin invested 15 million yuan, and he also helped Su Yan invest 10 million yuan.
Twenty-five million—given the current situation of the Tao family, Tao Jin has essentially emptied most of the family's savings; he has gone all out.
Su Yan suddenly remembered something and quickly asked, "Brother He, what day is it now?"
"February 1981, is there a problem?"
Su Yan stared at him. "Have you ever bought stocks?"
He Jinnian paused for a moment, then nodded. "I have bought some, but that stuff is too risky. I lost money several times and then stopped. Second sister... you're not thinking of buying stocks, are you?"
"Yes," Su Yan said. "Do you have paper and a pen?"
He Jinnian responded and took out a notebook and a pen for her.
She immediately leaned against the car and wrote two lines, then handed them to the man, saying, "I'll give you all my savings. Please help me buy these two stocks, Brother He."
He Jinnian glanced at the information in the notebook and immediately frowned. "Second sister, although I'm not a seasoned expert in the stock market, these two stocks you mentioned have been on a downward trend for a long time. I think they're about to go bankrupt. Are you sure you want to buy them?"
"Buy! You absolutely have to buy!" she said without hesitation. "These two stocks will skyrocket in no time. If you trust me, then buy them."
When she first learned about stocks in her previous life, these two stocks left a deep impression on her. They had been struggling for two or three years, but suddenly skyrocketed on February 27, 1981. Those who bought these two stocks made a fortune from this surge, so that their next generation would never have to worry about money.
However, she had invested all her money in Cai Minjun's clothing company, and currently only had a few tens of thousands of yuan in her savings account as year-end dividends.
"Brother He, wait for me a moment."
After saying that, she turned and ran home.
About five minutes later, she took out a bankbook and handed it to He Jinnian.
“This passbook has 400,000. I’ll deposit another 80,000 later, making a total of 480,000. You bought it all for me.”
This bankbook belongs to Li Juan; she borrowed 400,000 yuan from her mother.
He Jinnian is a trustworthy person; otherwise, Tao Jin wouldn't have entrusted him with such a large sum of money for real estate investment. Naturally, she had no worries about him.
He Jinnian was stunned, but his expression gradually became serious. "Second sister, are you sure you want to buy these two stocks?"
"Confirmed! Buy half, on the 26th."
Her attitude was resolute, and her eyes were full of seriousness, clearly indicating that she had given it considerable thought.
He Jinnian ultimately said nothing. "There's one more thing, but I'm in a hurry to go to Shenzhen. Let's talk about it when you get back to Guangzhou."
"Okay, then be careful."
"knew."
After leaving the courtyard, He Jinnian immediately called Tao Jin.