The plan was to take people to the Pingdong City People's Bank the next day to discuss loan matters.

Pingdong Bank is naturally linked to the municipal government. When Lei Tingjun and the leaders of the Development Office signed the document, they had already reached a consensus.

When the time comes, Lei Tingjun will take the project documents to the bank, and they will offer some preferential policies.

Early the next morning, Lei Tingjun drove to the bank to meet with their bank manager and personally discuss the loan.

The president of Pingdong Bank also knew Lei Tingjun's purpose in coming.

Several large construction companies in the city have loan partnerships with banks.

As soon as Lei Tingjun sat down, before he could even express his intentions, the bank president cut to the chase.

"We can provide you with a loan of up to 300,000."

"After all, with your current qualifications and real estate, there's very little you can use as collateral."

Lei Tingjun gave a faint twitch of his lips. Just as he expected, the people on the bank's side were no pushovers either.

Even though the city hall had already given instructions, we still have to deal with them again when we come here.

Lei Tingjun's goal is to secure a loan of one million.

This decision is undoubtedly shocking.

Keep in mind that this was only in the 1990s. With current wages and prices, one million is an enormous sum.

As a result, the bank manager said that he could only lend 300,000 yuan, which was not even a third of what Lei Tingjun had expected.

Fortunately, the Thunder were prepared.

He took out the documents, contracts, and all the construction plans that he had prepared overnight from his briefcase and handed them to the bank manager across from him.

Lei Tingjun said, "President, please don't rush. Let me read this document first, and then we can discuss it further."

The bank manager glanced at the thick stack of documents, picked them up casually, and flipped through them.

When he turned to one of the cooperation agreements, he paused, adjusted his glasses, and looked at it carefully.

Then, she looked up in surprise at Lei Tingjun: "You even got the quota for the Fifth Steel Plant?"

Lei Tingjun nodded slightly: "The bank manager can continue reading."

The bank manager flipped through the pages one by one, becoming increasingly alarmed with each reading.

He initially had some reservations about this inexperienced young man, believing that he must have used some underhanded means to obtain the development rights for the project from the city hall.

However, after reading the document he brought, the bank manager was impressed.

"Are these documents all authentic? If they are, they will be recorded in the archives as assets and collateral for credit purposes."

"Furthermore, we will send dedicated credit department staff to your location to verify this information."

"If it is discovered that your supporting documents are falsified, our loan cooperation may fall apart."

The bank manager reminded Lei Tingjun.

Lei Tingjun smiled and spread his hands, saying, "I welcome the bank manager to send staff to our location at any time to verify this."

"Alright, if it's really as you say, then I can double your loan amount from 300,000 to 600,000." The bank manager began to take Lei Tingjun seriously.

Suddenly I realized that this young man was calm, reserved, and composed; he was the kind of person who could accomplish great things.

However, Lei Tingjun shook his head slightly, raised one finger to indicate, and said, "Bank manager, I plan to borrow one million."

"What?! One million?" The bank manager was shocked. "Lei Tingjun, do you know what one million means?"

"Do you know that I only provided the developer with a loan of 800,000 yuan for the construction of the department store in the city center?"

Lei Tingjun said, "President, you have already seen the planning proposal I gave you. Once my West City Development Zone is completed, it will become the northwest commercial center of the entire Pingdong City. The commercial value I bring here is no less than that department store you mentioned."

The bank manager frowned: "But these are just your blueprints and ideas right now. It's uncertain whether they will be realized in the future."

Lei Tingjun's expression was calm, but his tone was firm as he said, "Since Lei Tingjun dares to make such a statement, he will definitely be able to fulfill it."

Bank Manager: "Your plan is indeed perfect, but our bank doesn't lend money just anywhere. We need more and more secure guarantees before we can make a loan. Giving you a limit of 600,000 is already an exception."

Lei Tingjun said, "I also have a brick factory, which can be used as collateral."