Su Nian finally gave up the idea. Using her own savings to invest was completely different from borrowing money to invest. Moreover, she and Chu Beichen were not from the same family, so she had to stick to the bottom line.

What she didn't expect was that Chu Beichen actually showed interest in the stock subscription certificates. "Su Nian, I feel like buying stock subscription certificates this time is an opportunity!"

"What opportunity?" Su Nian pretended to be confused.

"Of course it's a chance to make a fortune," Chu Beichen's eyes sparkled. "Think about it, with this thing, you can freely buy new shares. New shares nowadays are generally profitable, so this subscription certificate is the stepping stone!"

Su Nian nodded quickly: "Yes!"

Chu Beichen fell into deep thought. He had some knowledge of the stock market, so he was able to realize the significance of the subscription certificate at the first time.

"Su Nian, how much are you going to buy?" Chu Beichen suddenly asked Su Nian.

"Me?" Su Nian smiled bitterly. She only had 430 yuan on her, which she had saved for the train ticket from Quzhou to Shanghai. Su Nian had intended to give the ticket money to Chu Beichen, but he sternly refused.

"All the money added up can buy fourteen tickets," Su Nian answered honestly.

Chu Beichen exclaimed in amazement: "Su Nian, you are really courageous! How about this, I will buy another 36 tickets. As an investment, this amount is almost enough!"

Su Nian smiled and pulled Chu Beichen's sleeve, "I believe in your vision. This investment will definitely make a lot of money!"

Chu Beichen pondered: "The possibility of it falling into my hands cannot be ruled out!"

He raised his head and smiled at Su Nian: "Don't worry, just go ahead and buy it. The money you make is yours, and the money you lose is mine!"

Su Nian sweetly agreed and went back with Chu Beichen. If everything went well, Chu Beichen would definitely make money on this investment, and Su Nian would also get a profit of more than 4,000 yuan. With this money, she would not have to work part-time in the short term and could focus on her studies.

The two returned to Grandma Chu's house. The old lady was very happy and asked, "Why don't you play for a while longer?"

Chu Beichen smiled and said to his grandmother, "We came back specially to accompany you!"

Grandma Chu nodded. "You're back just in time! The soup is already cooked, perfect for making wontons!"

January in Shanghai is the coldest and wettest time of the year. After eating a bowl of hot wontons, everyone feels comfortable.

"Beichen, where did you take Xiaonian to play?" Grandma Chu asked casually at the dinner table.

Chu Beichen told her that they wanted to invest in subscription certificates, "This was Su Nian's idea!" Chu Beichen was proud of his girlfriend's financial acumen.

"Really?" Grandma Chu was even happier. Before she retired, she was an accountant in a large state-owned factory. "Su Nian, I didn't expect that doctors like you would also know so much about investing!"

"I'll also pay a little money when the time comes, and you can help me get a few!"

Su Nian was naturally delighted to receive the affirmation. The three of them were chatting and laughing at the table, completely unaware of Xiaohong's jealous look at the kitchen door.

Before Su Nian came, Grandma Chu was very nice to Xiaohong. Not only did she eat the same food as her, she also gave Xiaohong all her old things that she didn't use.

Xiaohong was only twenty years old. The first time she worked as a nanny, she met a kind and generous host like Grandma Chu. Grandma Chu also listened to Xiaohong's words in many small matters.

This inevitably gave Xiaohong the illusion that her relationship with Grandma Chu was more like that of a grandmother and grandchild.

But Su Nian's arrival destroyed all of this!