Javid Yumai wrote and calculated in his notebook for more than ten minutes before he looked up at Fang Lang and said:

"Mr. Fang, the minimum cannot be less than 800 Cruzeiros per year, otherwise we will lose money."

Fang Lang stared at Javid Yumai for a long time before saying:

“Mr. Youmai, this kind of insurance business involving 100,000 people should not be viewed from a purely risk management perspective.

This is a very large amount of money, and you should calculate how much your company can invest with this money after receiving the premium.

The profits from the investment will be countless times more than what you earn from the premiums alone.”

Javid Yumai's face was filled with surprise for a moment, but soon returned to normal, and he said with a smile:

"Mr. Fang, it seems that you are very clear about the profit model of our insurance company.

In fact, the 800 Cruzeiros I offered was the final offer after careful calculation and adding our investment profit.

...

...

You have to understand that there are currently no low-risk projects suitable for insurance funds to invest in.

If we choose high-risk projects, the return on investment may indeed reach break-even.

But we can’t afford to take that risk.”

“Directly adding 100,000 customers at one time is a development opportunity that cannot be obtained with any amount of money!

Mr. Yumai, don't you want to think about it seriously?"

In order to allow the workers to enjoy basic medical services at a relatively low price, Fang Lang was willing to put aside his pride.

Bargaining with Javed Yumai.

But as the boss of Youmai Insurance Company, he obviously does not agree with Fang Lang's point of view.

No matter what Fang Lang said, he just refused to give in. The minimum annual premium could not be less than 800 Cruzeiros.

If calculated based on 800 Cruzeiros per year, workers themselves need to pay around 22 Cruzeiros per month, which accounts for about 8% of their monthly income.

Now, Fang Lang is not even confident that he can convince everyone with 5%.

What’s more, it’s 8 percent.

In the end, Fang Lang could only sigh and shook his head helplessly.

"I'm really sorry, Mr. Yumai, I think we need to think about it carefully."

Javed Yumai is obviously very interested in this business.

So, I said helplessly:

"Mr. Fang, we at Youmai Insurance are very interested in this business.

However, the price you gave is too low.

If your discussion yields any results, you can contact me by phone."

After saying that, he stood up, nodded to everyone in the office, then turned and left.

In fact, this cannot be considered a negotiation. Both sides only expressed their ideas preliminarily.

The reason why Javid Yumai chose to leave directly was to give Fang Lang and others time to discuss among themselves.

I also want to return to the company as soon as possible and arrange for the company's financial personnel to recalculate whether this project has cooperation value.

Seeing that Javid Yumai was about to leave, Mayor Scalia also chose to stand up and say goodbye to everyone.

After leaving Fangyuan Group, Mayor Scalia asked Javid Yumai to get into his car and leave together.

Fang Lang stood by the window in his office, watching this scene with a smile on his face.

"Everyone's gone, what are you looking at?"

Fang Xinshan looked at his son standing tall by the window and asked in confusion.

Fang Lang turned around, smiled and said:

"Nothing, let's see if Mayor Scalia can convince this Mr. Javid Yumai."

"How do you know that Mayor Scalia will help you convince the other party?"

Fang Xinshan asked with a little confusion.

Fang Lang smiled and said:

"Guess!"

Hearing Fang Lang's words, Fang Xinshan rolled his eyes and ignored his son.

At this time, Mayor Scalia, just as Fang Lang expected, was chatting with Javid Yumai about the insurance business that had just been discussed.

"Javid, I think you should take this deal even if you lose money."

When the mayor invited Javid Yumai to ride in the car with him, he already knew that the other party would definitely discuss this matter with him.

But what was unexpected was that the first sentence was to suggest that he should take the business even if he had to make a loss.

"Oh! Why?"

Mayor Scalia could vaguely guess some of Fang Lang's thoughts, and the purpose of doing this should be related to the trade union.

"In fact, once this insurance business is launched, there will definitely be more than 100,000 customers."

Javed Yumai was shocked when he heard what the mayor said.

"How is that possible? Fangyuan Group doesn't even have 100,000 workers! The mayor actually thinks there are more than 100,000 orders."

“Who said Fangyuan Group doesn’t have 100,000 workers? Do you know how many workers there are in the three automobile brand factories and the corresponding supporting factories?

If Fangyuan Group purchases basic medical insurance for all its workers, what do you think will be the consequences if other factories do not buy it for their workers?

Therefore, you should take a long-term view.

This is really big business.”

As a businessman, Javed Yumai reacted immediately.

There was a barely perceptible gleam in his eyes for a moment, but it quickly faded away.

After a long while, he said:

“But the price he quoted was so low that no insurance company would accept it.

unless……"

Then he turned his gaze to Mayor Scalia.

The mayor was a little nervous and asked anxiously:

"Unless what?"

Javid Yumai took a deep breath, gritted his teeth and said:

“Unless the government provides subsidies.”

Mayor Scalia glared and stared at Javid Yumai, this damn capitalist was too greedy.

It’s not enough to collect money from the workers, they actually want the government to provide subsidies.

This is not something that a small mayor of São Paulo like him can decide; it should at least be discussed in Congress.

However, as a politician, he soon saw the huge political impact that this incident could bring.

My heart couldn't help but start to feel hot.

Javid Yumai saw Mayor Scalia lost in thought and did not interrupt him, but quietly began to think about his own problems.

For a moment, the car fell into an eerie silence.

At the same time, far away in Alaska, the northernmost land of the United States.

A group of workers, all covered in mud, were working intensely around a huge drilling rig.

"Captain, why do you think the company wants us to continue digging deeper in the original well?

Do you want to punch through the earth?"

A young man wearing denim overalls, a plaid shirt and a baseball cap looked at the middle-aged man who was staring at the soil that had just been drilled out and analyzing it carefully.

"If someone offered you money to drill through the earth, why wouldn't you do it?"

The middle-aged man said without raising his head.

"Haha... why not! As long as the money is in place, it's not impossible for me to go into space and drill through the moon."

The young man laughed when he heard it.

The middle-aged man who was checking the soil on the ground did not continue to speak.

Instead, he reached out and pulled out a slightly black stone from the soil and looked at it carefully.

Still unsure, he put it under his nose and sniffed it.

Then he jumped up from the ground as if he had been electrocuted.

He shouted:

"Boss, Boss, come over here and take a look, what is this?"

In a tent not far away, some people were sleeping, while others were holding paper and pen, writing and drawing.

Hearing the shout, a middle-aged man with long hair and a somewhat sloppy look stood up from the stool slowly and said:

"What is the ghost howling for? Can an abandoned well really produce oil?

This new boss is also an idiot. He knows nothing and just gives orders blindly.

It must be because they have too much money to burn.”

As he spoke, he walked towards the drilling equipment.

The man holding the stone took a look at the boss who was staggering towards him and couldn't wait any longer.

He ran directly to the sloppy man, handed him the gravel in his hand and said:

"Boss, look at this stone. I smell oil."

The sloppy middle-aged man, who had been somewhat disapproving, instantly became energetic after hearing these words.

"What!"

He snatched the stone from the man's hand and began to look at it. The more he looked, the wider his eyes became.

He looked at the man in front of him with disbelief and said:

“Was this just dug out from here?”

"That's right, sir. Freshly dug out."

The sloppy man put the stone under his nose and smelled it, and his face began to flush.

He rushed directly to the pile of mud next to the drilling rig and started searching.

Soon several more similar stones were found.

The actions of the two attracted the attention of the people around them, and everyone moved over here.

The sloppy man looked at the people in front of him with disbelief and said:

"There really is oil. There really is oil underneath. Hahahaha..."

When everyone heard this, they all looked in disbelief.

After all, this was the well they had originally given up on, and everyone thought it was impossible to find oil here.

But who would have known that during the winter break, the company's boss would be replaced.

I don't know who fooled the new boss, but he asked everyone to continue drilling down in the original hole.

Everyone originally treated it as a joke, but unexpectedly a new situation arose today.

However, for everyone, being able to really dig up oil will also be of great benefit to them.

After all, they also get commission after producing the oil.

So, after hearing that there was really oil underneath, everyone became excited as if they had been injected with chicken blood.

They gathered around the drilling platform and checked the oil-bearing shale that had been drilled out.

As time went by, more and more gravel was drilled out of the well, and everyone's confidence grew.

After another whole day and night of drilling, everyone who had just finished lunch heard a huge vibration coming from the drilling platform.

Everyone who was resting ran to the drilling platform and watched closely as it went down bit by bit.

As the probe went deeper, the vibrations became louder and louder, as if a demon from the abyss was about to break out of the ground.

But the people surrounding the drilling platform not only did not show any fear, but instead showed an excitement that was difficult to suppress.

Just like a devil's followers preparing for the coming of Satan.

The shaking sound lasted for about half an hour, and then a whistling sound like a strong wind blowing through the cave entrance came from the cave.

Everyone knew that this was the roar of natural gas being awakened.

An unpleasant smell began to emanate from the air, and then a stream of natural gas rushed out of the casing, followed by a spray of black oil more than ten meters high.

The nearby workers were soaked all over their heads and faces, but no one tried to avoid it and they all stood below and cheered loudly.

Let the black gold cover your entire body.

This is a memorable moment. Years of hard work have finally paid off.

Of course, this has nothing to do with the Richfield family anymore.

Soon, the news that Global Petroleum Exploration Company had discovered a large oil field in Prudhoe Bay, Alaska spread like wildfire.

Morgan, the second largest shareholder, received the news first.

They soon found the famous McNaughton Consulting Company to conduct a resource assessment of the Prudhoe Bay project.

When the evaluation results were handed to Morgan, he could hardly believe his eyes.

All I saw was the words "estimated reserves 10 billion barrels" written in bold red.