Chapter 286: Money House, Brothers Dispute

When Boss Ning heard this, he immediately showed anger on his face. Before he could speak, He Hong frowned and said, "Second brother, Boss Ning's Anju Real Estate Company is well managed, and there is a plaque document issued by the court as proof. Don't make trouble."

"Who is making trouble?" He Fang laughed and pointed at the imperial document. "It clearly says that the imperial court commended Anju Real Estate Bank for its active payment of taxes and silver last quarter and its contribution to the imperial court's expenses. How can it be proved that Anju Real Estate Bank will be able to pay back the ten thousand taels of silver in the future?"

"This shows that Anju Real Estate Bank has a good reputation!" He Hong said with a gloomy face.

At this time, they were in the lobby of Tongyun Money House, and people coming and going were watching. He Fang actually came to openly compete with his brother again.

Isn't it just deliberately destroying one's own stage and setting up someone else's?

"Just because they made a lot last quarter doesn't mean they'll make a lot this quarter, and it certainly doesn't mean they'll make that much in the future." He Fang said slowly, "The same goes for the so-called reputation. The court is just checking taxes. Anju Real Estate paid taxes last quarter and had a good reputation. How can that prove they can pay back 10,000 taels of silver, including principal and interest, within two years? Brother, don't you think this is far-fetched?"

Qiao Youyou covered her lips and lowered her voice to Zhu Lan, "Actually, Mr. He Fang is right. I also think that there is something wrong with the way this bank determines the repayment ability of merchants."

Zhu Lan was not an expert in this area, so he nodded silently and continued to watch the development of the situation.

He Hong suppressed his anger and said, "I think you are the one making trouble! According to what you said, past achievements cannot be used as a basis, but who can predict the future?"

"Yes, Mr. He Fang." Boss Ning couldn't help but say, "Your bank has been lending money to outsiders with such rules for several years, right? How come others can get loans, but it's our turn to settle down and buy a house, but you can't do this or that? I believe I have no grudge against you, why are you targeting me like this?"

He Fang looked at Boss Ning and said with a smile: "Boss Ning, don't be upset. I am not targeting you. It's just..."

Halfway through his words, He Fang looked at his brother He Hong and said, "Brother, I am also thinking about our family business. What I said may be a little unpleasant to the ear, but honest advice hurts..."

"If you have something to say, just say it quickly." He Hong suppressed his anger, his eyes almost spitting fire.

He Fang deliberately said such things in public. If I covered his mouth to stop him from saying it, wouldn't I be labeled as stubborn and self-righteous and someone who suppresses my brother?

Even if you use your butt to guess, you can tell that this kid will definitely not say anything good next!

"Alas——" He Fang first sighed dejectedly, and this sigh seemed to set the tone.

"The system for the bank to lend money to merchants was set by you, big brother. I have already seen the loopholes in it, but I was afraid that speaking out would make you unhappy, so I kept it to myself.

We didn't talk about it before because even if we couldn't get back those tens or hundreds of taels of loaned silver in the end, it wouldn't shake the foundation of our bank.

But now this is 10,000 taels! Think about it, brother, how much silver can we mobilize on the books of our bank now? If this 10,000 taels is gone, our bank will immediately have big problems! "

At this point, He Fang finally stood up straight, straightened his clothes, and said righteously: "So today, I must stand up and stop this ridiculous deal!"

"You, you, you..." He Hong was so angry that his face turned blue and his whole body was shaking.

He Fang said this in front of everyone in Tongyun Bank. Wasn't he just scolding himself for being incompetent? He also seemed to be dedicated to the public and endured humiliation just to save his own face. It was simply the behavior of a mean person!

You have to know that your uncle He Shan is now seriously ill, and the future head of Tongyun Money House can only be one of your two brothers.

If you want to compete for this position, you must not only rack your brains to find faults with the other party, but also win the hearts of the people in the bank, establish your prestige, and make everyone willing to support you.

If he gave in at this moment, his prestige would be immediately destroyed and he would become the culprit who almost destroyed the bank.

He Hong stood firm and gritted his teeth and said, "Then tell me, how can we prove that Anju Real Estate Bank is qualified to get this loan? You can't just take his account book to see it, right?"

"Mr. He Fang!" Boss Ning also said sternly, "We are all businessmen. The details of the account books involve business secrets. How can we show them to others so easily? Can your bank's account books be read by others just by asking them to? "

"I don't know either." He Fang shrugged and suddenly put on an indifferent look.

"It's just that the current loan rules are really inappropriate. I'm sure everyone here understands what I just said. This is all for the sake of protecting the interests of our bank.

Are we going to continue to follow the wrong rules when there is no better way to do it?"

"So what do you want?" He Hong's long-accumulated emotions finally burst out, and he shouted angrily, "This won't work, that won't work, then let's just not open our bank and close it down!"

He Fang raised his eyebrows without saying anything, with a triumphant smile on his lips.

Anyway, his purpose of sabotaging the situation has been achieved. He doesn't care whether the real estate company can get a loan or not. It is enough as long as he can destroy his brother's prestige.

He Fang was determined to stop the loan, but couldn't think of a better way, so the situation came to a standstill for a while.

After a long time, a voice suddenly popped out in the scene filled with a strong smell of gunpowder.

Qiao Youyou weakly raised her hand and blinked her bright eyes: "I can help you."

This one sentence attracted the attention of everyone present.

He Hong was already furious, and when he heard an irrelevant person interrupting, he glared at him impatiently.

When he saw clearly the official uniform on Qiao Youyou, he swallowed back the words of rebuke on his lips.

"Well, who are you?"

"I'm from the Ministry of Revenue." Qiao Youyou even opened her arms and showed off her official uniform.

She looked at Boss Ning and asked with a smile, "Boss Ning, the account book of Guibaohao involves confidential information. Tongyun Money House has no right to review it, but I wonder if the Ministry of Revenue has this authority?"

Boss Ning's face changed slightly, and he looked at Qiao Youyou in shock and anger. He couldn't understand why she just chatted with him about the gossip of the owner of the bank, and acted so familiar with him, but suddenly changed her attitude?