Chapter 594 Borrowing Money

Lu Yuanzheng glanced at her sideways, shook the newspaper, and continued to read it attentively.

Lu Miao knew that he was listening to her, so he continued:

"How much money do you have left?"

Lu Yuanzheng glanced at her sideways again and said:

"Just tell me how much you want and what you want to use it for."

So refreshing!

Lu Miao's eyes sparkled and he became more energetic.

She gently stroked her belly with her little hand, raised two fingers and shook them, saying:

"I need two thousand. Gold is selling well in the market right now. I have many children at home and will have another one soon. I'm thinking of making some investments."

After taking a breath, Lu Miao continued:

"I'm borrowing this money from you. I'll pay you back slowly after we have our second child and I start working."

Lu Yuanzheng folded the newspaper twice and put it aside, then turned around and sat face to face with his daughter and said:

"Two thousand is not a small amount. Have you ever thought about what to do if you lose it?"

Lu Yuanzheng only has this one daughter.

When he gets old, everything he has will belong to this girl.

Lu Miao can use the money, but he doesn't expect Lu Miao to pay it back.

As for investment, it's okay for young people to invest three to five hundred yuan to try it out.

It's two thousand at once, isn't that too exaggerated?

Is the risk too great?

Lu Miao didn't discuss the various prospects and advantages as he had discussed with Fu Jingyou before, but said directly:

"To accomplish something, there's always a cost of trial and error, and the probability of success is 50-50!"

"There's definitely an element of gambling involved, but I'm young and I have the ability to make money. How can I know if it works if I don't try?"

Lu Yuanzheng lowered his brows and looked at Lu Miao.

After all, investing in gold is not like other small businesses.

Lu Yuanzheng still had concerns in his heart, so he opened the newspaper and continued reading, saying:

"We'll talk about this in two days."

Lu Miao pouted and started to act coy like a little girl:

"Why do we have to wait two days to talk about what we talked about today?"

Lu Yuanzheng ignored her.

She tutted and started to tsk:

"Oh, Dad!"

Lu Yuanzheng was so annoyed by her that he couldn't concentrate on anything else. He put down the newspaper and scolded her:

"You want to take the money without any effort? You have to make everything up as it comes!"

When Lu Miao heard this, he knew that he had already agreed. He immediately bared his little white teeth and said coquettishly, "Daddy is the best."

After being scolded and finishing the job, Lu Miao ran out.

Never stay in the house for too long.

Lu Yuanzheng cursed, "You little heartless guy!" and opened the newspaper for the nth time. He leaned against the window, squinted his eyes and started reading again.

Two thousand yuan is not a small amount after all, and Lu Miao was very vague about the gold issue.

Lu Yuanzheng was worried, so he went to the bank privately to inquire several times.

After hearing about the fluctuations in gold prices in the past six months, Lu Yuanzheng thought carefully and felt that it was worth investing.

Lu Yuanzheng has saved a lot of money since he joined the army at a young age.

Lu Yuanzheng withdrew 5,000 yuan from the People's Bank of China.

A total of five hundred Great Unity tickets, several thick bundles.

Three thousand of them bought gold on the spot and continued to deposit it in the bank.

He was one of the first people to master banking and deposit money in banks.

He understands some of the rules and requirements.

After buying the gold, there was two thousand yuan left, which Lu Yuan collected.

The deposit amount met the requirements for depositing a will, so he asked the bank staff for paper and pen on the spot.

I made some simple plans for my affairs after my death a hundred years later.

His personal property includes a portion that belongs exclusively to his daughter.

There is also a section dedicated to raising children.

After writing the will, he handed it to the bank clerk and locked it in the bank safe.

Lu Yuanzheng got up and went home.

Lu Miao took the money from him and, as he said, wrote him an IOU.

Afraid that the child’s father would feel pressured if he knew that he had borrowed such a large sum of money, Lu Miao did not tell Fu Jingyou about this.

Later, when he was free and the weather was nice, Lu Miao went to the bank and bought two thousand yuan worth of gold.

After converting it into grams, I found that the price of gold had risen a lot again.

The child’s father bought it a while ago, and it was 260 yuan per two taels.

This time she bought it for 290 yuan per two taels.

This time it’s more than six taels, plus the small gold bar weighing three taels last time.

It weighs about one kilogram.

At this stage, it is already very good in terms of financial management.

Lu Miao touched his belly.

Prepare to wait until the baby is born so that I can have free time to work.

Let’s see how the situation develops, and then we can slowly stock up on some hard currency resources in this area.

As for the debt owed by the child’s grandfather?

There's no need to be so anxious.

Just pay it back slowly in the future.

After wrapping himself in a cashmere scarf, Lu Miao got up and went home.

When I got home, I put the big bag inside the small bag.

Pack them together with the gold nugget that belonged to Shi An and find a suitable place in the house to put them away.

…

After the winter solstice in December, it snowed frequently and the school also set the exam time.

As in previous years, Lu Miao's exam time was two days earlier than Fu Jingyou's.

This is just right, Fu Jingyou has time to make mistakes.

Now that he has taken care of everything on her side, he can rest assured when he takes the exam.

Previously, when Lu Miao was falsely accused and taken to the Public Security Bureau, both Li Jiancheng and Teacher Tan stepped forward to help.

Fu Jingyou always kept it in mind.

He didn't mention this when Lu Miao was in school.

I was afraid that if I brought something to express my gratitude, it would cause complications and I might be accused of bribing the teacher.

After Lu Miao finished the exam, he came over to take over, carrying two bags of things.

But it's not worth much.

It is the first crop of vegetables grown in my own yard.

These things are not available in northern Beijing during this season.

It is an ordinary yet rare gesture of kindness.

Fu Jingyou picked a plateful of each, tied them up with straw, and gave one to Li Jiancheng and Teacher Tan.

When Li Jiancheng and Teacher Tan heard about his purpose, they were afraid that the gift he brought was too valuable and refused to accept it.

Later, when he explained that the vegetables were grown by himself, Li Jiancheng and Teacher Tan were surprised:

"Oh, it's so cold in the north, but you can still grow things now?"

Fu Jingyou smiled warmly and explained:

"I only planted it after consulting with my classmates at the Agricultural College."

"Haha, yes, every profession has its own expertise. I'm afraid only the teachers and students of the Agricultural College can solve this kind of problem."

"It's hard for you to come all this way to deliver it, so I'd better obey your command!"

Li Jiancheng and Teacher Tan said that he was sincere and happily declined again.

After thanking him, they all took the things.

"Okay, it's getting late. The snow will get heavier soon. You should go back too. See you when school starts next year."

Fu Jingyou nodded.

Lu Miao stood beside him, holding up his thick military coat, smiled, bowed slightly and said "goodbye" to the two teachers.

After that, I was supported by him and walked carefully in the snow, slowly walking towards the car at the school gate.

"Wait a minute, I'll hold the umbrella."

"It's only two steps away. It's just a little snow and it's not raining. No need to hold an umbrella!"

"Then don't walk so fast, let me hold your hand..."

The ground is slippery when it rains or snows, and Fu Jingyou is worried that she won't be careful.