"Manager Han, you flatter me. Those are all in the past. Besides, being tenth in the country is nothing special. There are nine people ahead of me who are more capable than me."

"I'll have to trouble Manager Han with today's matter. If Manager Han is free tonight, I've invited Manager Yao to dinner, and I'd also like to invite Manager Han to join us," Chen Feng replied with a smile.

Although he felt that something was off about Yao Xueer and Han Qingzi because they had too many similarities, he couldn't quite put his finger on what the problem was. He could only keep a close eye on them, but on the surface he remained calm.

"These are all things we did to prepare for the exam. Mr. Chen chose to take out a 40 million loan from me, so I'm basically giving him a commission. How about this, I'll treat Mr. Chen to dinner tonight, with Manager Yao joining us," Han Qingzi said immediately with a smile.

The three chatted while processing the paperwork. The procedures for this kind of mortgaged house were indeed quite complicated. Moreover, because the mortgage amount was large, Chen Feng also needed to open a bank account at the Great Xia National Bank, and the account had to have at least ten million yuan in cash as a security deposit.

After all the formalities were completed, more than two hours had passed. However, all the contracts were finally signed and all the procedures were completed. The first repayment will be made about a week later, around January 25th.

Chen Feng borrowed 40 million yuan, to be repaid over 50 years. He needs to repay 800,000 yuan every year. According to the equal principal repayment method, including interest, Chen Feng needs to repay 74,000 yuan every month.

In this way, Chen Feng's monthly repayments exceeded 100,000, and the mortgage experience he gained also exceeded 100,000, enough for him to improve various skills, martial arts, and crafts.

Of course, once Chen Feng has mastered more A-level techniques and martial arts skills, or even S-level techniques and martial arts skills, he will definitely lack this cultivation experience again, but at least for now, it is enough.

Chen Feng finally breathed a sigh of relief. Before his cultivation level broke through to the upper three ranks, he estimated that the cultivation experience he had gained was enough to support his cultivation speed. He could deal with the future later.

Perhaps, when Chen Feng's cultivation level reaches the fourth-grade Grandmaster, he will be able to take out another mortgage? At that time, he can take out a mortgage on even more houses, borrow more money, and still gain more cultivation experience.

Moreover, more than half a year has passed since the first mortgage payment was due. Chen Feng decided to try to make an early repayment after returning to Jiangzhou to see if he could gain mortgage experience. If he could, then he would never lack cultivation experience in the future.

Because Han Qingzi insisted on treating everyone, Chen Feng had no choice but to agree. He and Yao Xueer waited in the office while Han Qingzi went out to arrange dinner and transportation.

"Manager Yao, you and Manager Han seem so familiar with each other, it's probably not just because of business, is it?" Chen Feng asked casually as he chatted with Yao Xue'er.

"Of course, we were roommates in college. It's just that she had a smoother career after graduation and passed the civil service exam, while I worked in some foreign companies and only settled down in recent years."

"Let me tell you, Qingzi and I are really close. In college, we often slept in the same bed in winter because it was so cold. Sometimes when we slept facing each other, it felt like the bed couldn't even fit both of us," Yao Xueer shared, recounting her stories with Han Qingzi from their school days.

"Manager Yao, why do I feel like you're a bit too much like Versailles?" Chen Feng couldn't help but glance at Yao Xue'er's chest and joked.

"But it's true. If you don't believe me, I'll show you Qingzi's size when we eat later," Yao Xue'er said mysteriously.

"Isn't this a bit inappropriate?" Chen Feng said hesitantly, but no one could fail to hear the expectation in his tone.

Yao Xue'er couldn't help but chuckle to herself. Sure enough, all men are like this, regardless of age or status. Given the chance, how could they not seize it?

"Everything's arranged, let's go." After a while, Han Qingzi came in, and after exchanging glances with Yao Xue'er, she smiled and said to Chen Feng.

"That's really too much trouble for Manager Han." Chen Feng looked a little shy, like a naive lamb.

"Even if Mr. Chen doesn't become a powerful martial artist in the future, the fact that he can currently mortgage four houses at the same time is enough to make countless women admire him. If we weren't so much older, we would definitely become Mr. Chen's fans."

After getting on the bus, Yao Xueer and Han Qingzi stood close to Chen Feng on either side, wrapping their arms around him and immersing him in their magnificent scenery. Han Qingzi also said with a smile.