Chapter 374 The Origin of Money

On the other side.

Shi Nian looked at the figure over there, but her heart was calm. She carefully put away the checks one by one.

Entering the investment world naturally requires some capital.

Initially, Shi Nian's actual funds were only 60 million.

She divorced Lu Yanzhi, taking with her the money she had earned, the 10 million yuan Lu Yanzhi had forced Han Wei to buy for that song, half of which she received after splitting the profits with the agency, the prize money from winning the "Voice of Heaven" competition, the subsequent profit sharing from selling gemstones and endorsements, and that concert. That's all she had to cover her daily expenses.

So where did the remaining money come from?

The answer is leverage.

To put it simply, it's borrowed money.

It's just about taking out mortgage loans from institutions.

Archie brought her a check on his way from MKK.

The items she pledged... were her secret belongings from overseas, and some of her father's untouchable possessions.

If Shi Nian fails to repay the money within the agreed time, then they have the right to take the items away.

They had wanted those things for a long time, but Shi Nian had never signed them.

They can't take it away.

Therefore, when MKK learned that Shi Nian wanted to use the property as collateral for a loan, he quickly agreed.

Of course, Shi Nian did not intend to use all of this money on the Yuyan project.

She had other uses for the money.

Shi Nian knew that as long as she asked Huo Yanmo, he would transfer money to her account in the next second.

But she didn't want to.

She didn't want to always be the one being chosen, the one in everyone's eyes who was inferior.

She wanted everyone to know that if she could do it, the Shi family could too!

Moreover, Huo Yanmo is also under pressure from the Huo family, and she also has to work hard for their shared future.

Thinking about it, Shi Nian looked at Xu Cheng, who was pacing back and forth anxiously. She stood up and went to Xu Cheng's side.

"Mr. Xu, would you like to talk?" Shi Nian asked.

Xu Cheng wiped his sweat and nodded.

The two went to a small meeting room on the side. Shi Nian glanced at Xiao Yu, who nodded and stood guard by the door to prevent anyone from hearing.

"What does President Shi want to talk to me about?" Xu Cheng asked as he watched Shi Nian close the door.

"Tell me about the departure of your core technical personnel," Shi Nian said bluntly.

Xu Cheng was stunned.

what to do?

How come everyone knows!

Seeing that he didn't speak, Shi Nian sorted out the order on her own.

"At the conference a few days ago, Yu Yan suddenly appeared with the latest technology. There was no prior warning, and it was quite mysterious at one point, which attracted everyone's attention."

"For the next three days, the place was packed with people every day."

Shi Nian smiled and said, "President Xu is very clever. He used an intern's mistake to get rid of us, but I kept an eye on things and had my assistant observe that intern."

"Although the intern spoke flawlessly, there was still one thing that couldn't be avoided."

"That is, he just kept crying there and getting scolded, as if he was waiting for everyone in the past to see that he had done something wrong."

Seeing Xu Cheng's unpleasant expression, Shi Nian continued, "If you want others to know about his mistake, that's fine, but what about the packed houses on the second and third days? What happened then?"

Shi Nian sat on a chair to the side, looking at Xu Cheng next to her.

"The reason you left three days is because you were worried that if you didn't have enough time, not many people would invest in your project."

"But these three days are enough time for others to check out the company's situation and investigate you."

"Therefore, you don't dare to contact the top companies in City A, such as the Lu family, the Huo family, or the Fu family. They will find out immediately, and based on their risk assessment, they definitely won't pay attention to you."

"But you do need a large sum of money to persuade your key technical personnel not to leave."

"So you deliberately created a mystery, set up barriers, and even broke the news about overseas orders at 11 pm last night."

Shi Nian recounted Xu Cheng's behavior patterns over the past few days.

After some investigation, Shi Nian confirmed that the technology was indeed good, and the current huge problem was the departure of core technical personnel.

And why did the other party leave?

Shi Nian bumped into Xu Cheng at the hospital that day.

Why was Xu Cheng at the hospital when he was so busy? So Shi Nian went to check on him.

The two were arguing in the emergency exit, which Shi Nian overheard from outside.

The other party was that core technical staff member. Back then, Yuyan was a team of two people, one responsible for handling various external affairs and the other responsible for technical development.

The other party's mother is seriously ill and needs a large sum of money for treatment, but they have no money left.

“Xu Cheng, please don’t blame me. I can’t just watch my mother die. I have no choice but to sell it. I can only promise you that I won’t do similar work for any other family for the next six months,” the other party said.

"But you know, without you, Yu Yan has no future and can only stop here!" Xu Cheng said emotionally.

But the other person still shook their head.

"I'll borrow it, okay? Don't rush to sell it. I'll borrow money to treat Auntie's illness. We must cure her!" Xu Cheng said. "Buddy, we've known each other for so many years, and we even co-founded Yuyan. Buddy, give me a chance, okay?"

"But where can you borrow from?" the other person said sadly. "Haven't we already borrowed everything we could by mortgaging the company over the years?"

The research was very expensive; they initially only received angel investment and later secured loans to fund the development.

In reality, they simply ran out of money.

“I’ll go and raise funds, then secretly divert some of it, and make up for it when we have the money later,” Xu Cheng said. “Our technology is good, and we planned to raise funds from the beginning; it was just a matter of time, right?”

The two ended up in a stalemate for the time being.

After Shi Nian returned, he asked Lin Zhihuan to check on the patient's condition.

The patient is very ill and needs to stay in the ICU indefinitely. The costs of various treatments and surgeries are enormous.

This is why the other party wanted to leave.

I'll sell my shares in the technology company to pay for my mother's medical treatment, so I can also be there for her.

This is equivalent to him leaving temporarily.

Whether she will return to Yuyan or when she will return is uncertain.

In the conference room, Shi Nian calmly recounted everything.

Xu Cheng was no longer standing nervously; instead, he slumped into a chair to the side.

He looked extremely dejected.

“We’ve always had a good relationship; we’ve known each other since college,” Xu Cheng said. “We’ve been working hard all this time, but about Auntie… I really can’t blame him.”

"I had everything planned out perfectly. Actually, I wasn't exactly lying; we do have good technology, and with him here, everything would be fine. It's just this problem now..."