Chapter 64 Dad, this method of mine works!

An Jianping's words did relax An Songxiang's expression a little.

Seeing her sister's puzzled look while trying to comfort her, she said, "Dad, when you were in Jiang Village, you divided the things at home into four parts."

"Then I want to ask you something too!"

"Does it mean that after the demolition, the house, orchard, mulberry field and fish pond registered in our name will really belong to us sisters?"

An Jianping nodded without hesitation.

An Songxiang's originally sharp eyes softened a little in an instant.

She bit her lower lip slightly, as if she had made up her mind, and then said:

"Then, the next portion for the two of you will be completely yours."

"As your children, we shouldn't and can't think of taking away the last bit of money you have to support yourself."

"Even if you think that we three siblings are not capable of managing such a large sum of money."

"If you want to take it back, I think I can accept it."

"After all, this was originally your wealth."

“What I find unfair is…”

"These past few days, my sister has been following everyone to look at houses."

"But today, when mom really went to buy a house, she just left my sister behind."

"Dad, it's not that we are afraid, nor do we feel owed right now."

"And mom is scared isn't she?"

"She didn't want to, nor did she want my sister and me to know that she had specially brought my brother and sister-in-law to buy a house today."

"Dad, when I knew my family wanted to buy a house in Xingfu Garden, I specially looked for my classmate's sister."

"Think of her helping me get a discount."

"But my family has already bought a house, and I was actually notified by my classmates."

"Isn't this a bit bad?"

"So, Dad, since Mom is so afraid that we would know, and also so afraid that we would use up the demolition money you got from the house you gave us."

"Well, we are using it to show her now."

"Sister, I have already made an appointment with my classmate and her sister."

"Let her wait for us at noon today, and we will buy a house together!"

"Are you going or not?"

An Songyu subconsciously looked at An Jianping before gently holding her sister's hand.

An Jianping felt an indescribable complexity in his heart.

He looked at his two daughters and simply put down the bag in his hand.

He smiled and said directly: "Okay, since we have made an appointment, let's go now!"

"Dad..." An Songxiang was stunned and called out hesitantly.

“The house in Xingfu Garden is pretty good, and the children can go to school nearby.”

"It's a case of if you miss this opportunity, you'll miss it forever."

“It’s definitely worth buying.”

Moreover, its housing price is not as high as the price of Hongye Haoting that they originally planned to buy.

However, today's elevator apartments are indeed a new thing.

Moreover, the quality that that community was intended to create when it was built is very different from that of Happy Garden.

On the way to Happy Garden, there were only three of them on the bus: father and daughter.

An Songyu hesitated for a moment before whispering her thoughts to An Jianping.

An Jianping was a little surprised. He looked at his second daughter for a while before nodding affirmatively:

"As long as you apply for a loan from the bank where you applied for the card, it will be easy to get it done with your bank balance."

"But Xiaoyu, do you really want to take out a loan to buy a house?"

"If I'm not mistaken, the money from your first demolition should be enough for you to buy a house in full."

An Songxiang was also attracted by what the two were saying.

An Songyu hesitated for a while, looked around to see if there was anyone else on the bus, and then answered in a low voice:

"Dad... I just feel that even if we buy a house in Happy Home, we may not live there."

“So if it can be rented out at that time.”

"The rent collected every month is almost enough to maintain the house."

An Songyu's words made An Songxiang feel quite stunned.

As an accountant, An Songxiang immediately started to calculate:

"Sister, if I want a loan...how much can I borrow? How many years? How much is the down payment?"

"The down payment should be 30%, and the loan may be for 20 years?" An Songyu was not completely sure, so his answers were conservative.

"It's okay, I'll calculate it this way first."

"Last time, my aunt said the smallest one is 60 square meters."

"For the two of us sisters, this is enough! And if we rent it out, there's no need for it to be too big."

"So, for the down payment, we only need more than 30,000 but less than 40,000? And for a 20-year loan, we need to pay less than 500 per month?"

"Wait, this is not right!" As An Songxiang said this, she felt that her mind was a little confused.

Recently, An Jianping has been helping his family find a house, and he occasionally mentions it at home.

If she remembered correctly, the cheapest single room in a house nowadays costs only a few dozen yuan.

But those were even the old self-built houses in the old city, dark and with narrow alleys.

An Songxiang would occasionally go and take a look when she had time, but she was not very brave to live there.

An Jianping knew the rental price, but he was just getting a glimpse of the market conditions.

For families like Jiangcun who want to rent more rooms, there are also small two-story self-built houses in the old city.

The old one can still be bought at this price, so I'll have to consider getting a new one too.

Otherwise you will have to share the rent with other people.

If a family lives on one floor, the price could be even lower than this.

But according to the duplex with one and a half floors, the usable area of ​​60 square meters can be at least 90 square meters.

It’s the newly built walk-up apartment. Renting it for 500 a month shouldn’t be a problem, right?

If you sublet the room and rent it for one hundred yuan per room, that won't be a problem.

so……

The more she calculated, the brighter An Songxiang's eyes became. She looked at An Jianping and the others and said affirmatively, "Dad, this method of mine is feasible!"

An Jianping twitched his lips slightly, and for a moment he really didn't know how to react.

You know, before this year, An Jianping had no idea of ​​taking out a private loan.

It’s not that he has no idea about loans.

As a financial practitioner.

He had never applied for a loan for his own family, but he had run this business countless times for official business.

This was also the reason why Jiangcun was able to borrow so much money in the first place.

However, I don’t know whether it is due to self-esteem or confidence in one’s own economic strength.

Or maybe that's just how people of this era are.

There was no concept of loan at all.

In short, at that time, even though he was still short of money to buy a wedding house for his son, he never thought about the mortgage.

But now, his two daughters feel more than a little relieved when talking about mortgage in front of him.

Even, it’s not out of need, lack of money, etc.?

For a moment, An Jianping seemed to feel that all his decades of financial work had been in vain!

An Songyu was also pulled by An Songxiang to calculate how to buy a house more affordably.

Even the original one house was said to be two or three.

An Songyu glanced at his father cautiously again and again.

Seeing how calm and composed he was, he felt that what his sister said was not a big deal.

To be honest, this 60-square-meter duplex only costs about 100,000 yuan.

Let’s not talk about loans.

Even if I pay in full, I won’t lose money if I buy several sets?

(End of this chapter)