The first to arrive were Fang Hai and Dong Ping, a married couple. They didn't come empty-handed; they brought a fish, a cleaned rooster, and a bag of wild vegetables. This was a relatively generous gift, and Fang Qiao sensed that they might have other business to discuss today.

Sure enough, after a while, the couple approached Fang Qiao and tentatively asked, "Little sister, is your clothing factory doing particularly well?"

"Business is indeed quite good." Fang Qiao said with a smile, "Brother, sister-in-law, you can just tell me what's on your mind. We're siblings, there's no need for all this testing."

"Well, then I'll get straight to the point." Fang Hai rubbed his hands nervously and said, "Your sister-in-law and I have been living separately for several years now, always renting. My salary is low, and your sister-in-law doesn't work. Our two kids are growing up, and Xiao Hu will be getting married in a few years. We can't keep renting forever. So, your sister-in-law wants to wholesale some clothes from your clothing factory to sell, to earn some money to supplement our income. But... but we don't have much money on hand. Could... could..."

Fang Hai swallowed hard several times, but ultimately couldn't bring himself to say the words "buy on credit".

His wife had her eye on the clothing business as early as last summer, thinking it would definitely be very profitable. Didn't she see that Fang Qiao had already bought two houses in just two years since he opened the factory, and this one was quite big! It's just that the family didn't have enough capital, so it was delayed until the beginning of this year.

His wife felt they couldn't delay any longer. Doing business is all about timing; if you miss the opportune moment, even the most capable person won't make any money.

Seeing that Fang Hai was about to speak but couldn't bring himself to say it because of his pride, Dong Ping couldn't stand it anymore and took the initiative to speak, "Little sister, your brother and I don't mean to make things difficult for you, we just really don't have any money in our pockets. Do you think we could let you buy some on credit first, and we can pay you back when we sell the clothes and have the money? You and Da Hai are siblings, and you are our own sister, so we definitely won't renege on our debt."

"Brother, sister-in-law, I believe you won't renege on your debt. You're not that kind of people," Fang Qiao said somewhat awkwardly. "It's just that the factory has rules and regulations that don't allow credit."

Dong Ping panicked and hurriedly said, "Little sister, we are siblings, can't we make an exception for our own brother?"

“Rules and regulations are rules and regulations, and we really can’t make exceptions. Otherwise, if you make an exception today and I make an exception tomorrow, the factory will be unable to continue operating.” Fang Qiao thought for a moment and asked, “How about you tell me how much money you have in total right now? I’ll think of a solution for you.”

Fang Hai is a kind and honest older brother, unlike the cold-blooded Fang Xue and Fang Lu. He is not doing well, and Fang Qiao wants to help him.

Fang Hai: "There are a total of one hundred and thirty."

Dong Ping interrupted him: "I have 160 yuan. I also have 30 yuan of my own money. My younger brother from my mother's side gave it to me every now and then because he saw that I was not doing well. I didn't spend it and saved it all."

“One hundred and sixty is not a small amount. Here, I will add another one hundred and forty to make it a round three hundred yuan. The factory really can't lend money on credit, so I can't make an exception for you. Consider this a personal loan to you, interest-free. You can pay me back when you have the money.”

Fang Hai's face lit up with joy, and he said happily, "Little sister, we'll give you an IOU and your fingerprint. We promise you won't suffer any loss."

"Okay." Fang Qiao said, "The factory has a batch of defective leftover autumn and winter clothing that we're about to sell off. The price isn't high, only a third of the factory price. Autumn and winter clothing are more expensive, but we can still get a couple hundred pieces for three hundred yuan each. What do you think?"

Dong Ping asked, "What kind of defect? ​​Is it broken or rotten?"

"The flaws aren't big. If it's torn or ripped, it's not a flaw anymore, it's scrap," Fang Qiao explained. "It's just some minor issues. The more obvious ones are some stains or snags, and the less obvious ones are skipped stitches, uneven stitching, a slightly crooked waistline, or asymmetrical sleeves. Most people probably wouldn't even notice them."

Dong Ping nodded: "That's alright. As long as it's not obvious, even if we sell it cheaper, people will still be eager to buy it."

“The clothes in our factory are of good quality. It’s not appropriate to sell defective items in regular stores. We can sell them at a lower price at a stall, and you definitely won’t lose out if you buy them.” Fang Qiao said, “Sister-in-law, this is what I’m thinking. You don’t have much capital. If you buy at full price, you can only get about a hundred pieces of clothing at most with three hundred yuan. Why not set up a stall to sell some leftover stock first, accumulate some capital, and when you have some money in hand, you will have the confidence to continue setting up a stall or open a store.”

“Little sister, you don’t need to explain. You’re doing this for our own good, I understand.” Dong Ping said with a smile, “As soon as you mentioned it, I figured out how to sell this batch of leftover stock. City people are particular, so I won’t set up a stall in the city. I’ll sell it in the countryside. People in the countryside have definitely never seen such stylish clothes from our factory. I won’t sell them at a high price, so the sales will definitely be good.”

"Sister-in-law, your idea is excellent. Being able to come up with a sales channel for this batch of goods in such a short time shows that you are very suitable for doing business and you will definitely make money."

"Little sister, then I'll take your kind words! As soon as my sister-in-law earns money, she'll definitely pay it back as soon as possible."

As they were talking, more people came in from outside. Fang Qiao got up to greet them and said to Dong Ping and Fang Hai as they walked, "Brother and sister-in-law, after you finish eating, stay a little longer. I'll take you to the factory to pick out some goods."

"Alright, you go ahead with your work, no need to worry about us."