But Pei Tiantian didn’t understand. Pei Zhiwen was obviously not laid off and was still working in the factory. Why did this happen?

Pei Zhiwen even pulled Pei Zhiqiang in this time.

The Anren New Residence mentioned by Pei Zhiwen and Pei Zhiqiang was indeed a key project of Zhongyu Real Estate, but later it became an unfinished building due to lack of funds, and eventually caused Zhongyu Real Estate to go bankrupt.

In the novel, Pei Zhiwen was prepared to start a business after being laid off, and it was with Qian Haidong's introduction that he invested in real estate.

However, unlike the current situation, Pei Zhiwen in the novel bought the house in partnership with Qian Haidong. He only borrowed tens of thousands of yuan from the bank, and Qian Haidong paid the bulk of the money.

Therefore, after the house became an unfinished building, Qian Haidong was the one who suffered the most losses. He even fled to another province to avoid debt, but he still could not escape legal sanctions.

Pei Zhiwen not only lost all his money, but also almost went to jail. It was Wang Ruizhen who used her savings accumulated over the years to pay off his bank debt.

Although Pei Zhiwen's situation was not as serious as Qian Haidong's, this incident almost emptied the Pei family's assets, and Pei Zhiwen was completely devastated.

Pei Tiantian didn't know how this plot was triggered, but she naturally didn't allow Pei Zhiwen to fall into this trap again, so she said: "Uncle, uncle, don't borrow money from the bank, and don't buy that house."

Pei Zhiwen said that when he heard Pei Tiantian say this, he immediately became alert.

He no longer regards Pei Tiantian as a six-year-old child. Pei Tiantian must have her reasons for suddenly saying this.

So Pei Zhiwen asked in a deep voice: "Tiantian, why do you say that?"

Pei Tiantian's mind worked quickly. She said, "I heard it from Teacher Ma. This is inside information. His family is in the real estate business. Huaxing Real Estate is owned by his uncle. They said that this project of Zhongyu Real Estate will be an unfinished building. If you buy it, the house will be in your hands."

The Pei brothers were all horrified.

Unfinished building?

Pei Zhiqiang: "How could this happen? It can't be that serious. The founder of Zhongyu Real Estate is now worth over 100 million yuan. Can't he even take out the payment for a building?"

Pei Tiantian smiled helplessly.

The reason why the Anren New Home project failed in the novel was because its investors were not only Zhongyu Real Estate. 60% of the investment was led by Zhongyu Real Estate, and the remaining 40% was invested by other investors. Later, most of these 40% investors chose to withdraw their investment because of the unsatisfactory pre-sale performance of the property and felt that continuing the development would lead to greater losses.

The investment was gone, no one took over the follow-up projects, the company owed a lot of debts to the bank, and the houses could not be sold, which forced Zhongyu Real Estate, the leading company in the real estate industry in Yu City, into bankruptcy.

The so-called wealthy area plan also died in the womb.

The reason why this project failed is that the developers were not optimistic about it. Yu City is not a big city and its economy is not developed. How can it attract rich people to gather here?

Huaxing Real Estate attracted a large number of wealthy people by running aristocratic schools, but what did Zhongyu Real Estate rely on?

Zhongyu Real Estate doesn’t even have a specific implementation plan, no wonder the developer wants to run away.

The new house in Anren was finally auctioned at a low price after being appraised by the People's Court, thus satisfying the rights and interests of some creditors.

She returned more than 10,000 yuan to Pei Zhiwen, but still owed the bank more than 20,000 yuan. In the end, Wang Ruizhen scraped together the money, using her retirement savings and borrowing from relatives and friends to get together the more than 20,000 yuan.

This incident left Pei Zhiwen completely devastated and he gave up on himself from then on.

So no matter what, Pei Tiantian would never watch Pei Zhiwen go down this old path.

"Since Tiantian has said so, we won't buy it. But we also have to remind Dongzi not to invest, so as to avoid suffering losses in vain."

The Pei brothers have always believed in Pei Tiantian's words.

Pei Tiantian felt relieved when she heard what the Pei brothers said.

She was deeply touched by the trust that her uncles had in her.

She could have avoided such a disaster without having to say anything.

The Pei brothers turned around and told Qian Haidong about this matter. After hearing it, Qian Haidong asked the Pei brothers where they got the news.

The Pei brothers said that it was inside information in their real estate industry, which they learned by accident.

Qian Haidong smiled disapprovingly.

He has seen how much importance both the local government and major investors attach to the Anren New Home project. How could it become an unfinished building for no reason?

Wouldn’t that mean that all the money invested in the early stages has been wasted?

Pei Zhiwen said seriously: "Dongzi, you really have to believe us, our sources of information are not without reason."

"I understand, Zhiwen, Zhiqiang, since you all said so, then I won't buy it."

Pei Zhiwen and Pei Zhiqiang nodded in relief after hearing this.

Although Qian Haidong said this to them, he still went ahead and invested. Not only did he take out all his assets, he also borrowed hundreds of thousands of yuan from the bank. He also invested all the hundreds of thousands of yuan he had earned before and bought two large villas.

The Pei brothers had no idea of ​​the stupid things Qian Haidong had done behind their backs, and they actually thought he had listened to their advice.

…

The final exams were soon approaching. Pei Tiantian and Gu Rong were always confident that no one would worry about their exams.

The only two people Pei Tiantian kept in mind were Pei Zihao and Pei Tianyu's scores. She asked them to recite repeatedly before the exam, making sure they had memorized the most basic knowledge points thoroughly before taking the exam.

The results came out a week after the exam, and Gu Rong and Pei Tiantian both got first and second place.

Ding Qiang has calmed down this semester and adjusted his state completely. His grades have returned to third place, although there is still a big gap between his third place and Pei Tiantian's second place.

But he also felt very satisfied.

Pei Tiantian was not surprised at all when she received her transcript, but what she was most worried about was the grades of Pei Zihao and Pei Tianyu.

She has been tutoring both of them for two semesters in total.

This semester is also the time to see how much progress they have made.

After all, the final grades of the next semester determine whether they can continue their studies.

It would be perfect if she could go straight to the next level and be admitted to a middle school in the city early like she and Gu Rong.

If that doesn't work, you can only honestly take the unified examination for primary school to junior high school. The unified examination is more difficult than direct admission. For direct admission, the city middle school will come to the school to admit the top 30 students in the grade, while the unified examination has a fixed score line.

If you want to move from a rural town to a city, the required score is not low.

After Pei Tiantian and Gu Rong walked out of the classroom, they found Pei Tianyu and Pei Zihao, and saw the smiles on their faces at a glance.

Pei Zihao excitedly told them that he ranked 28th in the class, while Pei Tianyu ranked 22nd.

The academic performance of the two brothers improved by leaps and bounds. Pei Tiantian praised them with a smile and encouraged the two brothers to keep up the good work.

The head teachers of Pei Zihao and Pei Tianyu's classes both personally talked to Pei Zhiwen and Pei Zhiqiang, saying that their grades were indeed steadily improving and praised the Pei family for their good teaching methods.

The Pei brothers were also very satisfied after hearing this, and went back to tell them. Wan Cuilan and Zhou Wanhong were both very happy and even prepared a big meal for them.

Pei Zihao and Pei Tianyu’s current achievements give them hope.

It turns out that the two children in the family are not really hopeless, but rather have potential for development.

Pei Zihao and Pei Tianyu were even more excited. They played like crazy monkeys during the summer vacation and got tanned.

After school started, Gu Rong became a ten-year-old child, Pei Tiantian turned seven, and even Wang Ruizhen couldn't help but sigh that time flies.

At this time, some vague news spread in the village.

Zhongyu Real Estate, the largest real estate company in Yu City, declared bankruptcy. Qian Haidong's real estate investment failed and he owed a lot of debts to the bank. He left Li Cuihua and Qian Erwa in the village and fled to another province to avoid his debts.

The Pei family was also surprised when they heard this.

Wang Ruizhen quickly asked, "What's going on, Zhiwen and Zhiqiang, didn't you tell Dongzi that the house would become an unfinished building?"

The Pei brothers were also confused, "Mom, we told him a long time ago!"

"Yes, Dongzi promised us everything at that time, but who knew he would buy that villa in the end, and even bought two at once!"

Wang Ruizhen sighed, "Why is Dongzi so confused? He has run away by himself now. How are Cuihua and his mother going to live?"

The Pei brothers looked at each other.

They have always had a good relationship with Qian Haidong, but they have to admit that this man is always unreliable in doing things.

When Qian Haidong's eldest son fell ill, Qian Haidong didn't take it seriously. As a result, he died at home within two days.

If Li Cuihua had not soon become pregnant with Qian Erwa, Qian Haidong and Li Cuihua would have probably broken up long ago.

Now Qian Haidong has not only squandered all the family savings, but also owes the bank so much money. Not only did he not think about solving the problem, he even ran away without saying a word, leaving this mess behind.

What will happen to the Qian family who still live in the village?

The Pei brothers went to the Qian family as representatives to visit Li Cuihua and others. Li Cuihua cried until her eyes were swollen like peaches, and she cursed Qian Haidong at the top of her lungs, calling him a scumbag.

Qian Erwa was already old enough to be sensible. He knew that his father had run away, and he cried loudly. His little appearance looked very pitiful.

The second son of the Qian family, Qian Haixi, and his wife were also sitting in the main room in a daze. They had long since lost track of what to do.

All the money in the family was only more than 20,000 yuan, but Qian Haidong owed the bank a full 180,000 yuan, and they could not pay it back with such a small amount of money.

Pei Zhiwen was heartbroken when he saw the miserable look on the Qian family's faces. "Haixi, even if you take out all the money, not only will you not be able to pay off the debt, but your children will also have to starve."

Qian Haixi looked at Pei Zhiwen and shed two lines of tears, "What should we do? Who told my brother to run away like this?"

At the beginning, Qian Haidong was engaged in real estate with others and made a lot of money. The Qian family never asked him how he made the money. Unexpectedly, they only found out now that Qian Haidong was so bold as to borrow so much money from the bank.

"The person who borrowed the money is Haidong. No matter where he goes, the bank will naturally sue him."

Qian Haixi's eyes suddenly turned red with anxiety, "Sue? Then my eldest brother will have to go to jail? Brother Pei, don't you have any good ideas?"

Pei Zhiqiang shook his head helplessly: "Either pay the money back or go to jail, there are only these two choices."

When Li Cuihua heard this, her eyes rolled back and she fainted on the ground. Qian Erwa's crying became louder and louder.

The Pei brothers quickly helped her up and pinched her Ren Zhong point, which made Li Cuihua wake up. The Qian family sent Li Cuihua and Qian Erwa to the inner room to rest.

After the Pei brothers used some more words to appease the Qian family, they left the Qian family with tired faces.

Pei Zhiqiang looked unhappy and sighed: "What is going on?"

A good family has been turned into this.

Pei Zhiwen said: "Zhiqiang, don't forget, we almost went down this foolish path."

The weather today was so hot that there was not even a trace of wind, but it made the Pei brothers feel cold in their hearts.

If Pei Tiantian hadn't stopped them that time, everything that happened to the Qian family would have happened to their Pei family.

Fortunately, they stopped the car in time and did not do anything that they would regret for the rest of their lives.

…

The first semester of the sixth grade was a critical semester for Pei Zihao and Pei Tianyu.

Pei Tiantian spends time with her two cousins ​​almost every day, just to force them to unleash their last bit of potential.

This semester passed quickly. Apart from a strange and self-contradictory letter from my scumbag father, saying that they would return to the village to greet the Pei family during the Chinese New Year, which successfully annoyed the Pei family, the time passed rather uneventfully.

God helps those who work hard. At the end of the semester, Pei Zihao and Pei Tianyu’s efforts were not in vain.

They successfully entered the top 30 in the grade. Although they were at the bottom of the list, they were eligible to go directly to the city's middle school.

In the end, the two of them were admitted to No. 18 Middle School in advance.

Although No. 18 Middle School is not the best middle school in the city, its teaching staff is much better than those of township middle schools, and it is only one bus stop away from No. 1 Middle School.

After Pei Zihao and Pei Tianyu signed the agreement with No. 18 Middle School, they were still dizzy and couldn't believe it.

Did they really get into the city’s middle school?

In the past year and a half, Pei Zihao and Pei Tianyu were oppressed by Pei Tiantian to an extreme degree, and even formed a conditioned reflex to take out their books as soon as they saw Pei Tiantian.

Now that they have finally been promoted, they don't have to study as hard as before in the next semester, which makes Pei Zihao and Pei Tianyu feel uncomfortable.

Pei Tiantian was very happy, as this also meant that her plan to transform poor students had achieved a phased success.

The two cannon fodder cousins’ junior high school education problems have been solved, and they also have high school and college education problems to solve.

Pei Zihao and Pei Tianyu don’t know yet that Pei Tiantian is already planning how to better enrich their future junior high and high school study life.