“Young Master Xu, you should know that I am very insecure. My family was poor when I was young, and I hardly ever spoke a word at school.”

Lü Yan took a deep breath, tears streaming down her dark circles. "It was precisely because of my low self-esteem that I protected myself very well during my student days, because I felt that I was not good enough for anyone, and that I was not worthy of being in a relationship."

According to Xu Mu's memory, this was indeed the case.

Lü Yan often received love letters, but when the two were deskmates, no one bothered her anymore.

Xu Mu often asked Lü Yan to do his homework for him and even paid her to run errands for him to buy him food.

Of course, the villain Xu Mu was also very generous, giving out tens of yuan as a getaway fee.

Lü Yan would use the money Xu Mu gave her to buy herself meals.

The two often ate together, and people assumed they were dating, so naturally no one dared to steal Xu Mu's girlfriend.

Lu Yan and Xu Mu sat together on a bench not far away, and she continued to recount her experience.

After graduating from university, she stayed at Jiangda University to teach. With her looks, she was bound to attract some wealthy suitors.

In the end, Lü Yan chose to become a salesperson.

Her psychology is very simple; to put it bluntly, it's still caused by her inferiority complex.

She felt that her family was poor and she had no connections, so marrying a rich man would mean she would have no status in the family.

She has a weak personality and is afraid that she will not have a good future.

That's why she chose a man who was her equal in social standing.

The other person was eloquent and would chat with her every day, making her very happy.

But having a boyfriend alone is not enough; other men will still express their love for her.

So, six months ago, she and her boyfriend got their marriage certificate.

Sure enough, after posting her marriage certificate on social media, all the other men disappeared.

Then, her man disappeared too.

Xu Mu was bewildered when he heard this. "What happened? He was killed by his rival?"

“He took out a loan to buy a house in my name and put it in my name. I was very happy at the time, but then he mortgaged the house and took out a loan of five million in both our names.”

Lü Yan leaned against the bench, tears streaming down her face. "I called the police and filed a lawsuit, only to find out later that he had over a million yuan in usurious loans."

Upon hearing this, Xu Mu couldn't help but shake his head; this person was truly cunning.

Not only did they pay off the high-interest loans, they also received millions for nothing.

"The house has already been auctioned off, but I still owe millions. Do you know my current monthly mortgage payment?"

Lü Yan looked at Xu Mu, "I have to pay back more than 60,000 yuan every month."

"Can you afford to pay it back?"

Xu Mu asked.

"Of course I can't pay it back. They keep calling me all day long, and someone is banging on my door at night. I don't even dare to go home. I can only stay at school for now."

Lü Yan wiped away her tears with her sleeve. "However, everything has its advantages and disadvantages. At least I am much stronger than before."

Xu Mu shook her head slightly, then asked, "Do you have children?"

Lü Yan replied, "No, I told him before we got married that I didn't plan to have children in the next few years because I couldn't afford to raise them."

Are you asleep?

Xu Mu continued to ask.

Lü Yan glanced at Xu Mu, "Sure enough, this is what you men care about most."

"When a man starts thinking about this, it proves he's already planning to marry you. That's a good man. A man who doesn't even care about your past, does he really love you?"

Xu Mu crossed her arms. "Do you know what I think of when I see men who claim they don't care about a woman's past?"

Lü Yan asked, "Those?"

"First, he wants to play with you but doesn't want to take responsibility. He wants to use these kinds of words to win a woman's favor, speed up the relationship, and then run away after he's done with her."

Secondly, he himself has been married or cohabited before, experienced a complex life, and has a very open-minded perspective.

Third, there are those who lack ability, bow down and compromise with life, feel that it's good enough if someone marries them, and dare not ask for more.

Fourth, some men are after other things from a woman, such as the resources or money she might have.

...

P.S.: I was wrong, brothers. Something came up today and I'll make Ye Yu kneel down and apologize to you.