(Novel complete) She suddenly returned to a time before the apocalypse. Chu Tianhua spent her entire fortune collecting resources, ensuring she had everything for eating, wearing, and daily use, fi...
Chu Min knocked on the table and asked, "Brother, are you planning to borrow money from the bank?"
Chu Tian nodded, "Yes, the country now encourages the development of private enterprises, so as long as the information is complete and there is real estate as collateral, you can go to the Bank of China to get an interest-free loan!"
(It is said that the government launched interest-free loans in the 1980s. I don’t know if it is true or not, but it was said by Baidu.)
"Brother Tian, what is an interest-free loan?"
Professional matters require professionals to explain, so he called Liu Qiping to explain.
"Manager Zuo, the interest-free loan policy was recently proposed by the country to encourage urban development. But I want to tell you something about this interest-free policy. In fact, this "interest-free" loan does have interest, but this interest is paid by our municipal government."
"Furthermore, this interest-free loan is generally considered as encouragement and assistance in a policy sense, so from what I have observed, it will not last long."
"so···"
Zuo Zhuang quickly asked, "So what?"
Liu Qiping smiled and said, "So, I suggest that we borrow as much as possible... After all, there might not be any interest-free loans in the future."
"Manager Liu is right. I think so too. It would be best if we could mortgage more assets and lend more money."
Chu Tian glanced at Liu Qiping after hearing this and thought to himself that he had guessed right. Although it was not to say that there would be absolutely no interest-free loans in the future, the country was encouraging and supporting loans now. Therefore, it was better to borrow as much as possible. Even if there was interest later, it would not be much. In short, it would still be much less than in the future...
Zuo Zhuang quickly said, "Brother Tian, I can mortgage the two properties I just bought in the city."
Chu Min continued, "I can also mortgage my four properties."
Chu Tian smiled and nodded, "I've calculated that if a 500-square-meter plot of land can get a loan of 300,000 yuan, then our warehouse covers an area of 3,000 square meters, so we can get a loan of 1.8 million yuan. Add to that our ten properties in the city, and if we have a good talk with the bank president, we should be able to get a loan of around 5 million yuan..."
After a pause, he continued, "But I'm afraid the banks in our city don't have that much money to lend us..."
Upon hearing this, Liu Qiping continued, "Boss, it doesn't matter if the city bank has no money. It doesn't matter whether we can get the cash or not. As long as there is money in the account, we can open a checkbook for you later. When we need to spend large sums in the future, we can just use checks..."
(Baidu says there were checks in the 1980s...)
Chu Tian nodded and said, "Manager Liu, please prepare yourself and go with me in a couple of days."
"good."
After thinking for a moment, Liu Qiping said, "Boss, why don't you bring Xiao Lu with you? He's a college graduate this year, and his sister is a bank employee. She'll know more about current banking affairs than I do."
Chu Tian blinked and asked in confusion, "Xiao Lu? Who is that?"
Chu Min quickly said, "The university students I recruited are majoring in economics and management."
Chu Tian said "Oh", "Okay, then Manager Liu, please notify him!"
After Liu Qiping left, Chu Tian looked at Chu Min and asked curiously, "Second brother, how did you recruit college students? Aren't college students assigned jobs after graduation these days? I remember you asked a lot at the university gate earlier, and apart from the two architectural design students we are familiar with, you haven't recruited anyone!"
Chu Min smiled and said, "Yes, they did assign positions, but not everyone is satisfied with the assigned positions! This little Lu, he wasn't happy to work at the Southern Xinjiang Post Office, so when he heard I was recruiting, he took the initiative to ask me a few days ago..."
"I asked Manager Liu to assess him and he thought he was pretty good and knew everything he needed to know, so I decided to keep him and give him a one-month probationary period. If there are no major problems after a month, I'll sign a formal contract."
Chu Tian nodded and praised, "Second brother, you are right. If you meet the right talent, keep him first. Otherwise, our finance department will only be managed by Manager Liu, who is too busy..."
After a pause, he continued, "If there are any suitable people later, recruit a few more. Second brother will also hire an assistant for Xiao Zuo to accompany him when he goes out to discuss projects..."
Zuo Zhuang has always been a loner. Not to mention that he now has two assistants. Even Chu Min has Xiao Qi and Sun Weiguo as the main people, and there are two more people under him...
Upon hearing this, Chu Min glanced at Zuo Zhuang and said jokingly, "Xiao Zuo, I heard that bosses in the south like to hire female assistants. How about I hire one for you?"
Zuo Zhuang was stunned for a moment, then quickly waved his hands, "No, no! I want a male assistant, someone who can help me with drinking and running errands. What's the point of having a female one? She'll get hurt or tired soon, it won't be troublesome enough..."
Chu Min laughed out loud, "The young and beautiful female assistant is a delight to look at!"
Zuo Zhuang looked at Chu Min in surprise, "Brother Min, isn't that what you want? Aren't you afraid of your sister-in-law..."
“······”
Chu Tian looked at Chu Min in surprise, thinking, is Chu Min going to turn bad?
Chu Min waved his hand, "No, I don't want it! I think Xiao Qi and Weiguo are good enough..."
After hearing Chu Min's words, Chu Tian breathed a sigh of relief, thinking that it was a good thing he didn't have such thoughts, otherwise, he would definitely strongly demand that no female assistants be hired...
Chu Min touched his chin and said, "However, it's still possible to hire another young and beautiful receptionist for our front desk on the first floor. After all, the reception desk is also an important face of our company!"
"Well, although Weiguo's wife is pretty, she's the only one here. Sometimes it's a bit overwhelming to handle two groups of people coming to her house at the same time..."
Chu Tian nodded in agreement. "I didn't expect it until you mentioned it. Now that you mentioned it, I also realized that we are short of a receptionist..."
Chu Min was about to continue speaking when Zuo Zhuang said, "I have someone here, is it okay?"
Chu Tian was curious, "Who is it?"
Zuo Zhuang smiled and said, "My wife's younger sister."
Chu Min was surprised. "I remember you said that your wife's younger sister is a college student, right? She didn't accept the assigned job either?"
Zuo Zhuang nodded. "We've both traveled to southern and northern Xinjiang. If it was the northern Xinjiang, it would be fine, but she was unlucky and was assigned to the township government in a particularly remote village in southern Xinjiang. You all know what the environment in southern Xinjiang is like. My wife's younger sister is the youngest in the family, and she's much older than her older siblings. So, my father-in-law and mother-in-law were not happy to let her travel so far..."
"She found several jobs, but my parents-in-law felt that none of them were suitable for a young girl, so now she is helping my wife take care of the children at home..."
"Then let her come. Reception doesn't require any special training anyway. Let her do it first. When a more suitable position becomes available in the future, transfer her there..."
Chu Tianxin thought, this girl sounds quite delicate, doesn't she? However, this is the first time Zuo Zhuang has introduced someone in, so he still has to give him face. Anyway, it doesn't matter whether she is delicate or not, just keep her like a vase! It won't cost much...