Shen Yunzhao had two weeks of continuous nightmares. In her dreams, her family members either fell ill, went missing, died, or suffered career setbacks. Every single one of them was unlucky, with n...
Chen Yunduo continued, "8,000 is just the salary, there are also five insurances and one fund, as well as year-end bonuses and so on. If you add up all the income, the assistant housekeeper's annual income is nearly 200,000!"
Ge Qiang: ...
"Wife, is Tianfu Villa still short of people? How about I close the shop and go to work there?"
Ge Qiang really had this idea. His tile shop actually made a lot of money. Over the past few years, he had made several million, otherwise he would not be able to afford two houses.
However, business is not as good as before, expenses are high, and profits are much less than before.
Moreover, when you open your own shop, you take all the risks yourself. You have to be in the shop all day long and don’t have much free time. It’s actually very tiring.
Chen Yunduo rolled her eyes at him and asked, "What can you do at Tianfu Villa?"
Ge Qiang puffed out his chest and said confidently, "What can't I do? I can do sales!"
He started out in sales. Although tiles are different from other products, sales is a skill that can lead to many other things.
Chen Yunduo looked Ge Qiang up and down. Her husband was indeed a good talker and a good drinker. He was indeed a good salesman. Otherwise, he would not have been able to start from scratch without any help for so many years, using a tile shop to support his family and even buy two houses.
"Well, why don't you give it a try? The company is hiring a lot of people these days, including sales. However,"
Chen Yunduo changed the subject, "If you apply for the job, my eldest sister probably won't give you a backdoor. You'll have to do what others do. And if you come to work at the villa, your salary will definitely not be as much as before when you opened a shop, and you will have to obey other people's management. You can't do whatever you want. My eldest sister is very strict with us and usually doesn't take care of us at all. You have to think it over carefully."
"this……"
Ge Qiang hesitated. He was used to freedom. Was it really suitable for him to work in the villa?
But you can give it a try. I don’t know if I can get the job!
…
On the other hand, Zhou Xingbo was also in a good mood when he returned home.
He went to a nearby restaurant and ordered a few dishes, asking them to deliver them to his home later.
Yuan Chunhua couldn't help but mutter, "We still have food at home. We haven't even finished lunch yet. Ordering so many dishes will make us unable to finish them all, what a waste!"
Zhou Xingbo laughed heartily, "Wife, there's something very happy happening today!"
"What's the good news?"
“My salary has increased again!”
In this salary reform, the salaries of these managers also increased, although not much.
Zhou Xingbo explained the salary reform at his villa and concluded, "After this reform, after deducting the five social insurances and one housing fund, I estimate that I can make 150,000 yuan a year!"
Yuan Chunhua was overjoyed. "It's increased so much? It was only 100,000 before, and now it's increased by 50,000, which is half the price! That's great!"
"Um."
Zhou Xingbo poured himself a cup of tea and another for Yuan Chunhua.
"Actually, the most important thing is the year-end bonus. The villa has decided to give us 20% of the annual profit as a year-end bonus. This is a considerable amount. I estimate that we will get a lot of year-end bonuses when the time comes."
Although Tianfu Villa is small in scale, its profits are incredibly high, and the annual net profit is quite a lot!
Zhou Xingbo finished his tea and then announced a bombshell.
"Wife, I've decided. We're going to look for houses and buy one at the end of the year."
Yuan Chunhua was shocked. "Buy a house? This year? Are you sure?"
"Yes, I'm sure. We've saved 300,000 yuan over the past few years. We originally wanted to save this money for our son to get married, but we never dared to use it. But actually, I want to buy a house more."
Zhou Xingbo sighed, "We are both almost 50 years old and can't even afford to buy our own house in the county town. Now we have to rent someone else's house. I really don't want to rent a house anymore. If the landlord is easy to talk to, it's fine. But if the landlord is not easy to talk to, we have to move again. And the house we live in now is..."
He pointed to the black mold spots on the ceiling. There was a lot of rain in the first half of the year, and the ceiling was moldy.
"This house has poor ventilation and lighting, and the ceiling gets moldy when it rains a lot. Living in a house like this for a long time can easily cause lung problems. I don't want to move again!"
Yuan Chunhua hesitated, "But how can we find a wife for our son now that he's grown up? He doesn't have a high level of education, no skills, and a mediocre job. We don't have much money at home, so it won't be easy for him to find a wife."
Because they were worried about their son's marriage, the couple, with only 300,000 yuan in savings, did not dare to buy a house.
Otherwise, with these 300,000 yuan, as long as you don’t buy the latest property, buying an older second-hand house is enough for the down payment.
"My son is already this old, I can't rely on the family for everything."
Zhou Xingbo waved his hand. "He's still young and still has a childish mentality. We can talk about getting married later. Here's what I think. Didn't we go look at a house last time? It's a 160-square-meter, five-bedroom apartment with plenty of rooms, good light and ventilation, and an elevator. It's not expensive either, only 500,000 or 600,000 yuan. I can borrow some money from relatives and get it."
Yuan Chunhua disagreed, "The house doesn't have a certificate, so I can't get a loan."
"Then buy a licensed property with at least four rooms and over 130 square meters."
"Haha, you're so arrogant! A house over 130 square meters, unless it's in a remote location, would cost at least 1 million! We only have 300,000, which is just enough for a down payment. After the down payment, what about the renovations? What about the subsequent loan repayments?"
Zhou Xingbo laughed. "Our savings should reach 400,000 by the end of this year! My salary is pretty good right now, 10,000 a month after tax, and I also have a provident fund, which is over 3,000 a month! Even if we have a large loan, we can use it to offset it! Plus, there's the year-end bonus. I can use it to pay off the mortgage first. That way, the pressure on us will be much less!"
Yuan Chunhua's eyes widened. "Do we have so much in our savings? And our provident fund as well?"
Zhou Xingbo usually manages the family's money. Yuan Chunhua is very generous and cannot save money. She wants to play mahjong as soon as she has some money.
Zhou Xingbo is just the opposite. He is very frugal. Unless it is necessary to spend money, he would like to spend every penny carefully. Therefore, the money in his hands will only increase and not decrease.
Over the years, Yuan Chunhua's salary has been used as living expenses, and Zhou Xingbo's money has been saved.
"Can I still lie to you?"
Yuan Chunhua became happy and said, "Then let's go house hunting at the end of the year! The sooner we buy, the sooner we can enjoy it!"
"Okay, I'll ask my colleagues tomorrow to see if there are any restrictions on buying a house with a provident fund."
"Old Zhou, it's a good thing that you quit your original job and switched to Tianfu Villa!" Yuan Chunhua sighed. Since Old Zhou started working at Tianfu Villa, his salary has increased suddenly, and all the welfare benefits are the same as those of civil servants, not worse than theirs at all.
Moreover, they dared to make up their minds to buy a house!