Chapter 241 Special Approval (Two chapters in one)

"Any more questions?" Instructor Kuhlmann looked at the time and was about to end this class.

"Instructor, if you want to apply for the loan you just mentioned, which department should you go to?" A young man raised his hand and asked.

This question also expressed the thoughts of many people.

After all, even those who have worked in the functional departments of the empire before may not be able to accumulate many merit points.

Money is always not enough to spend!

"The location is in the Assistance and Improvement Department on the first floor of the administrative building. As for the specific amount, it varies according to each person's potential and situation. You can go to the site to ask."

"Okay, thank you instructor."

Assistance and Improvement Department?

The name is quite nice.

I just don't know if the interest rate is high, Ryan thought to himself.

However, after Kuhlmann's first general education class ended, Ryan did not immediately come to the so-called Assistance and Improvement Department-that is, the Loan Department, but came to the exchange hall of the Sword Bearer Branch again.

"Hello, sir, how can I help you?" A pretty female staff saw Ryan coming forward, stood up and bowed.

"Help me check the price of the Strong Strength Potion." This time, Ryan had experience, and before the girl could say anything, he took the initiative to hand her his bronze badge.

"Okay, sir. Please wait a moment." The female staff member took it respectfully with both hands.

"Yes!"

"I found it, sir, the exchange price is 150 merit points." The girl quickly flipped through a thick booklet and said crisply.

"Well, what about the Strong Constitution Potion and the Strong Agility Potion?"

"Please wait a moment, I will check it for you right away."

"I found it, sir, please look at the Wisdom Slate." This time Ryan searched for more content, and the girl directly displayed the relevant information on the black slate in front of Ryan.

I saw a few lines of white small characters refreshed on the black stone slab:

"Strong Constitution Potion: A training auxiliary potion. Within half a month after drinking it, it will improve the user's physical fitness to a certain extent. The degree of increase varies from person to person, generally about 10%. Exchange price: 180 merit points/bottle.

(Note: This high-level auxiliary potion produced by the Munster Provincial Branch of the Royal Pharmacist Association must be a fine product.)" "

Strong Agility Potion: A training auxiliary potion. Within half a month after drinking it, it will improve the user's agility to a certain extent. The degree of increase varies from person to person, generally about 10%. Exchange price: 160 merit points/bottle.

(Note: This high-level auxiliary potion produced by the Munster Provincial Branch of the Royal Pharmacist Association must be a fine product.)"

Must be a fine product?

But this price is really not cheap

"Sir, which one do you want to exchange?" The girl asked.

"Don't worry, by the way, I want to ask, how much is the cost of using the torrent room?" Ryan waved his hand and continued to ask.

He came here mainly to check the price, not to say that he was in a hurry to exchange. After all, good steel should be used on the blade, and his merit points were not blown by the wind.

"Are you talking about the rapids room used for training? That is charged by the hour. You have to ask the rapids room venue over the training ground for the specific fee. However, according to the previous regulations."

"The use fee of the rapids room is 5 merit points per hour, and the use fee of the advanced rapids room is 15 merit points per hour." The girl rummaged through a piece of paper on the side and answered Ryan's question quite enthusiastically.

After all, these are common sense in the Sword Bearer Branch, and the relevant regulations can be found as long as they are searched.

"Thank you. By the way, I also want to ask about the exchange price of the atomized mixture?" Ryan nodded and said.

"Hmm? Sir, are you asking about the atomized mixture?" The girl looked at Ryan with a pair of big eyes in confusion.

Judging from the young man's body shape and stature, he is a powerful knight, but he doesn't look like a wizard apprentice who wants to be promoted to a wizard.

The girl knew what the atomizer was used for.

"Yes."

"Okay, sir." The girl smiled sweetly.

"Sir, the exchange price is 1 gold medal plus 2,000 merit points."

Ryan frowned when he heard it.

It's really expensive.

"What about the fire-based, defense-oriented first-level witchcraft?"

"According to your authority, a total of two items have been found. Sir, please look at the wisdom slate." After the girl finished speaking, a few lines of white small characters were updated on the black slate in front of Ryan:

"Resist Fire Ring: A first-level witchcraft, it consumes a certain amount of mental power and uses a specific witchcraft model to attract the surrounding fire energy particles, so that a hot fire ring surrounds the caster. When attacked, the fire ring will eject flames outward, causing the enemy to fly away.

Exchange price: 2 gold medals plus 4,500 merit points.

Source: Provided by the Seth School."

"Flame Shield: A first-level witchcraft, it consumes a certain amount of mental power and uses a specific witchcraft model to attract the surrounding fire energy particles, so that the caster is surrounded by three sides of a constantly rotating flame shield. The flame shield has a good defensive effect against both physical and energy attacks.

Exchange price: 2 gold medals plus 4,000 merit points.

Source: Provided by the Char School."

Ryan looked at the above two pieces of information carefully.

But his main concern at the moment was the exchange price.

Well, it was basically the same, at this price, two gold medals were inevitable.

If the atomized mixture was included, it would be at least three gold medals.

If the metal transformation that he had always wanted was included, it would be four gold medals.

The key point was that he didn't even have a bronze medal at the moment!

In addition, this is not counting the large number of merit points required for exchange.

Obviously, this is not an amount that can be achieved in the short term, unless, a loan is made!

"Okay, thank you."

"At your service, sir." The young employee stood up and bowed again.

Ryan did not exchange anything, but quickly stood up and left.

A few minutes later, this time, he came to the administrative building.

If he could borrow enough medals and merit points, Ryan would naturally choose to borrow money to improve his strength first. As for the interest, as long as it is not too exaggerated, he can accept it.

The Assistance and Improvement Department is on the first floor of the administrative building and is easy to find.

Ryan quickly found his destination according to the 'Assistance and Improvement Department Office' shown on the doorplate.

However, when Ryan arrived, he found that the door was open and there was a faint voice coming from inside.

When he walked into the room, Ryan found that several new sword holders of this batch had already asked, and there were two familiar figures among them.

Hearing the footsteps coming from behind, several people couldn't help but turn their heads to look over.

"Huh? Ryan, what's wrong with you?" The red-haired beauty Evelyn was surprised to see Ryan appear at the door.

Evelyn and Ryan were old friends.

She naturally knew that Ryan had worked in the functional department of the empire before, and he should not be short of merit points in the short term.

"It's Mr. Ryan, why are you here too?" Vieri, who was consulting, saw that the person coming was Ryan, so he quickly stood up and greeted him with a smile. The

other newcomers also stood up immediately, smiling.

After all, the impression Ryan left on them was too deep, and the style of that hammer still remained in their minds and could not be erased.

Ryan nodded to these people and smiled slightly.

He really didn't expect that Evelyn and Vieri were also here.

"Mr. Ryan, why don't you come first." Vieri said enthusiastically. He has always admired Ryan for being so young but having such strength.

And the other newcomers naturally had no objection.

This made the freckled girl who was consulting Vieri nervous.

She didn't know why this obviously younger boy made these sword-bearing adults look so respectful.

Ryan waved his hand and smiled, "No, no, just queue up normally."

"No! Sir Ryan, you go first." Vieri made way for him and said with a smile.

The others also made way for him.

This... facing a bunch of smiling faces ,

okay!

Ryan's mind suddenly emerged with a sentence said by a celebrity in his previous life:

'When you are not famous, there are all kinds of people around you, those who play tricks on you, those who mock you, and those who do bad things. But after you become famous, you suddenly find that everyone around you is good, and every face is filled with smiles'

"Thank you, then I'm sorry." Ryan bowed slightly.

After Ryan sat down, he asked, "Hello, I want to ask about some matters related to the loan."

"Of course, Sir, please take a seat." The freckled girl was obviously a little nervous and said with a slight stutter.

"Please show me your badge, sir."

"Okay."

After taking the bronze badge handed over by Ryan with both hands, the freckled girl was surprised. Bronze badge?

However, she was only stunned for a moment, and then she immediately looked it up.

"Huh?" The freckled girl seemed to have found something, and her face was surprised.

"Sir, please wait a moment, your loan amount is too high, and my superior needs to approve it."

Hmm?

Hearing the freckled girl's words, the other people couldn't help but cast their eyes over, and they all looked curious or surprised.

Although several people have not yet applied for a loan, the red-haired beauty Evelin has just applied for it, and her loan amount is one thousand.

In addition, all the procedures just now were handled by the freckled girl in front of him, and there was no such situation as Ryan.

"Hmm? What's my loan amount?" Ryan saw the freckled girl's surprised look and couldn't help asking curiously.

"Sir, your loan limit is a full ten thousand merit points." Taking advantage of this moment, the freckled girl finally calmed down and reported a number clearly.

Hiss~

There was a sound of people sucking in cold air around!

Especially Evelin, who had already applied, covered her mouth with her hands, with a look of shock on her face!

She had just applied, and the credit limit

was one thousand! Just now, she thought it was a large sum.

Now, looking at Ryan's credit limit, compared with her own credit limit

,

Evelin instantly felt that her credit limit of one thousand was not good enough .

Ryan immediately raised his eyebrows and said, "Okay, this credit limit!"

With this credit limit of ten thousand, it is enough to exchange all the things you need.

It seems that Kuhlmann didn't say anything nonsense in the morning.

It really depends on the potential, or the credit limit. It is very likely to refer to a person's ability to repay in the later period.

After all, great potential and strong strength mean strong ability to earn merit points in the future!

"Lord Ryan, I will ask the Deputy Minister of Affairs Melanie to come over now. Please wait a moment." The freckled girl staff asked respectfully.

"Yeah." Ryan nodded.

The freckled girl staff member stepped out of the door with her legs 'thump thump', and soon, a well-dressed young woman came in.

"Is this Mr. Ryan? You are really young and promising! I am Melanie Clinton, the Deputy Minister of the Ministry of Assistance and Promotion. Hello, Mr. Ryan." The young woman was very polite.

"Hello, Mr. Melanie." Ryan stood up and said.

"Mr. Ryan, do you want to withdraw all the credit?"

"Yeah."

As he was talking, Ryan suddenly thought of something and immediately said, "Wait, I have another question. Mr. Melanie, this loan is only for merit points, and there is no task evaluation medal?"

"Of course, the task evaluation medal still needs to complete the task to obtain it." Melanie nodded and said affirmatively.

This immediately made Ryan frown slightly, and his face changed!

Then this loan is basically meaningless to him.

He has just been to the exchange hall. Basically, whether it is atomized mixture or witchcraft, the main or key to the exchange is the gold medal.

In fact, the more than 2,000 merit points he has on hand are enough for the exchange of the remaining potions in the short term.

And as he slowly completes the tasks in the later stage, I believe the merit points will also be quickly credited.

As if she noticed Ryan's unhappiness, Melanie observed his expression and said, "Sir Ryan, are you more anxious to exchange something?"

Ryan hesitated and nodded slightly.

Melanie smiled and said, "Sir Ryan, since you are already a bronze-level sword holder, the loan is not the same as that of ordinary newcomers. If it is convenient for you, can you come to my room to talk?"

Ryan raised his eyebrows.

This...

Is there any room for maneuver?

After thinking about it, Ryan nodded and followed the beautiful young woman Melanie out of the office.

The other newcomers looked eagerly at Ryan's leaving figure, and at the same time, a big question mark popped up in their minds.

Can bronze sword bearers borrow task evaluation medals?

When Ryan came to the exclusive office of the Deputy Minister of Affairs, Melanie began to introduce:

"Sir Ryan, as the captain of the bronze sword bearers, you can apply for consumer loans, which are two types of loans from the previous rookie loans."

"Hmm? Sir Melanie, please introduce the rules of consumer loans."

"Okay, Sir Ryan, for consumer loans, you only need to pay one-third of the price of an item to use it in advance, and then pay it back within the specified time."

33% down payment?

It's a bit like a mortgage. Ryan couldn't help but think to himself.

But soon, he thought of another question: "One third? One third of the merit points is easier to understand, but how do you calculate one third of the medals?"

"It's like this, for example, if you need three silver medals, then you need to pay one first."

"But if the item only needs one or two silver medals, since it cannot be split and borrowed according to regulations, you still need to pay one silver medal and one third of the merit points first."

"In this case, we generally recommend that you put together several items that need to be exchanged, such as after you have collected three silver medals, you can package them for loans."

Ryan nodded.

He understood, this is really good.

In other words, he only needs to earn one gold medal to get a loan to get the atomization mixture and the first-level fire magic for defense.

Wait.

Metal Transfiguration himself also wants it.

"That. Ms. Melanie, does it require at least one third? Can't it be one quarter?" Ryan tried to ask.

"One quarter is the authority of the silver level, this..." Melanie couldn't help but look embarrassed.

However, in an instant, Melanie remembered the striking red "Special Grade" in the overall evaluation when she was checking the information of the boy in front of her, and immediately changed her words and said, "Okay! Sir Ryan, then you can pay a quarter!"

Ryan's face was delighted!

In this way, he only needs to get a gold medal to get the above three items in advance!

"By the way, Sir Ryan, I'm sorry to ask, you want to exchange." At this time, Melanie finally remembered that she hadn't asked Ryan what he was going to exchange.

"Atomization potion, fire magic "Resist Fire Ring" and metal deformation." Ryan said bluntly.

"Ah? This..." Melanie's eyes were wide open, looking at Ryan.

Oh my God!

Four gold medals of items!

Sir Ryan, even if you are a new sword holder with a potential evaluation of special grade, this is too exaggerated!

Melanie's heart was shouting at this moment!

"It seems that it won't work?" Ryan looked at Melanie who was shocked, and couldn't help but said disappointedly.

"This. Sir Ryan, I..." Melanie stammered.

At this time, a middle-aged man wearing an army uniform with a pair of golden branches and four crescent-shaped crescents on his shoulder straps walked in and said with a smile: "Melanie, handle the relevant procedures for Sir Ryan, just according to the three items Sir Ryan just mentioned."

"Ah, okay, okay, sir!" Melanie immediately stood up and said.

"Sir Ryan, this is Colonel Stanley, Admiral Edward's secretary." Melanie hurriedly introduced.

"Colonel Stanley, hello." Ryan immediately stood up and greeted.

"Sir Ryan, Admiral Edward is very optimistic about you," Stanley smiled and nodded.

After a brief greeting, Stanley took something and left again in a hurry, quite busy.

And Ryan signed the loan agreement.

That is to say, once he has a gold medal and a quarter of the merit points, he can withdraw the above three items in advance.

This undoubtedly greatly accelerated Ryan's progress in owning the above three items!

In addition, Ryan still got the newcomer loan.

After all, newcomer loans and consumer loans are two types of loans, but Ryan is special. He is a newcomer and has bronze-level treatment .

So, this immediately made Ryan in a good mood.

He came to the exchange hall again.

Soon, Ryan returned to his room with a long brown box.

When Ryan opened it, he saw a transparent glass test tube filled with yellow liquid, and a faint white chill was emanating from it, as if it had just been taken out of a cold storage room.

There was a label with a few lines of small words on it:

"Strong Strength Potion, Training Auxiliary Potion, within half a month after drinking, it will increase the strength of the user to a certain extent. The degree of increase varies from person to person, generally about 10%."

"How to take: Take on an empty stomach."

"Precautions: To avoid unpredictable changes, it is strictly forbidden to take it with other potions, ferocious beast meat, etc. at the same time. - Royal Pharmacist Association Munster Branch."

Since there were no familiar people at the Royal Pharmacist Association Munster Branch nearby, Ryan had to use merit points to buy it.

Fortunately.

After borrowing the newcomer loan, Ryan didn't have much else, but he had a lot of merit points.

Enough potions!

After returning to his room, Ryan opened the wooden box without hesitation and took the yellow potion in his hand.

Suddenly, a slight coolness came from the palm of his hand.

"Pop~"

When Ryan pulled out the cork on the top of the test tube, a faint fragrance came immediately. This smell is hard to describe. It seems to have a bit of sweetness, like the fragrance of blueberries, apples and other fruits.

Ryan's nose moved slightly, and his eyes moved slightly.

"This fragrance."

He could feel that his body seemed to be sending him some kind of signal, drink it!

Ryan was on an empty stomach at the moment, so without any hesitation, he drank it all!

The sweet yellow liquid went down his throat and went straight into his stomach.

Ryan smacked his lips and savored the sweet taste that still lingered in his mouth.

"Don't mention it, it's really delicious! It feels like fruity milk!"

However, after a few seconds, Ryan was stunned.

Because at this time, he felt a sudden surge of heat in his stomach, and began to conduct around his body.

This feeling was like a person soaking in a hot spring, and it was like a girl gently brushing her slender fingers across his skin, bringing a tingling feeling.

Ryan couldn't help but lie down on the bed immediately and close his eyes to feel it.

After a few minutes, the effect of the medicine gradually weakened until it stabilized at a weaker level, and then it did not change.

At this time, the system prompt suddenly sounded:

[Congratulations! Your strength attribute has been improved! ]

Huh?

This effect is immediate!

Ryan checked the attribute panel, and the strength attribute that had not been improved for a long time had been increased from 27 to 28 points.

At this moment, he was full of energy and felt that he had endless strength.

The warm current generated by the powerful strength potion was still flowing slowly in the body. Ryan could feel that this warm current was seeping into the muscle fascia of the body.

"Will it last for half a month?"

"If it is increased by about 10%, based on my own strength of about 30 points, it can increase the strength attribute by about 3 points."

"I heard from Instructor Kullman that it is best to take the potion with intensive training."

"Then let's go to the Rapids Room now."

The afternoon course is a professional course similar to skills.

In other words, if you are a sword and shield knight or a great knight, the instructor who specializes in sword and shield will be responsible for teaching the relevant skills.

This is why Kullman told Ryan that Ryan doesn't need to take this two-handed warhammer skill course.

After all, Ryan's skill level in two-handed warhammer is similar to his.

In addition, Ryan is not the only newcomer who uses two-handed warhammers. There are four or five other people. Ryan naturally can't let Kullman be his sparring partner one-on-one.

As for the task ,

sharpening the knife does not delay the chopping of wood!

Before the re-examination, the organization did not have any task requirements for the newcomers, and naturally there was no such thing as assigning tasks.

This month is to let the new sword holders get familiar with the environment and understand the various situations they will face.

Ryan thought that since he could rely on the "money power" from the loan to improve his own strength, he should naturally improve his strength first.

After all, there are still many good things in the Sword Bearer Branch.

For example, the powerful strength potion this time gave him a lot of surprises.

Unfortunately, he could not continue to take other potions during the effect of the potion, such as the powerful agility potion or the powerful strength potion.

Five minutes later.

Ryan came to the official training ground of the Sword Bearer Branch for the first time

(end of this chapter)