“Yes, buy it all with 10,000 yuan. Manager Zhang, if you don’t want to, I’ll go find another manager!” Chen Xihua understood Zhang Hai’s concerns. The stock market was indeed not something they could play with right now, but knowing that this opportunity existed, she didn’t want to miss it!
Zhang Hai had no choice but to help her buy the shares first. If he found anything wrong, he would immediately help her sell them all to minimize her losses.
After all the formalities were completed, it was lunchtime!
"Young Miss Chen, let me treat you to dinner. I'd like to formally thank you for your help last time!" Zhang Hai wanted to express his sincere gratitude to Chen Xihua for saving his son!
“Uncle Zhang, my name is Chen Xihua, you can also call me Xiao Wu! You don’t need to be so polite. What happened last time is over, and you just helped us with the procedures, so consider it a thank you. I appreciate your kindness!” Chen Xihua waved her hand dismissively and refused.
“No, that won’t do. It’s my job, and I’m getting a commission. How can that be considered a thank you?” Zhang Hai clearly disagreed. He wasn’t the kind of person who would complain after getting something for nothing.
"Uncle Zhang, do you really want to thank me?" Chen Xihua seemed to have thought of something, and she pulled Zhang Hai aside to ask in a low voice!
"Yes, Miss Wu, is there anything I can help you with? I'll definitely help if I can!" Zhang Hai was a little expectant; did he finally have a chance to repay her?
"Could you introduce me to someone I can trust? Preferably someone with some money, someone who can lend me tens of thousands of yuan!" Chen Xihua seemed to have made a decision!
"Borrow money? You still need to borrow money! Is it to buy that stock you just mentioned?" Zhang Hai guessed immediately upon hearing this, and felt a headache coming on. This little girl, Xiao Wu, was hopeless!
"Yes, is there a spare reception room? Let's talk privately, but don't let my older sister know!"
"Big sister, wait for me outside!" Chen Xihua was afraid that her older sister would be frightened if she found out, and also thought it would be too much trouble, and that her older sister would definitely stop her!
Zhang Hai was also curious. This young lady was acting so mysteriously. He wondered how big a hole she was trying to create, so he went into a reception room.
"Uncle Zhang, I'm very serious. I want to borrow 60,000 yuan for only four days. I'll pay it back next Tuesday. I'll pay 5% interest for those four days. So, 60,000 yuan will give me an extra 3,000 yuan in income after four days!"
“Even if they are rich and trustworthy, who would be willing to lend a young girl like you so much money? What ability do you have to pay it back? How are you going to pay it back? By relying on stock price increases?” Zhang Hai thought the girl was daydreaming. He had seen too many people go bankrupt overnight here. She thought this was child’s play! He was really too busy and confused to even think straight, and he was actually playing along with her nonsense!
"Uncle Zhang, take a look, are these three items worth 60,000?" Chen Xihua carefully opened her small cloth bag and showed Zhang Hai the contents.
"Hiss, you...you actually carried such valuable things around!" Zhang Hai was shocked. His father-in-law was an antique collector. The two gold rings in the small cloth bag were inlaid with emeralds, and the jade bracelet was especially good. It was so clear and transparent. It was worth at least 600,000, let alone 60,000!
He couldn't be wrong; although the jade bracelet wasn't top-grade jade, it was still of high quality.
In fact, Chen Xihua had assessed that each ring could be mortgaged for 25,000 yuan at the current market price, and of course, it would sell for more than that!
"So, Uncle Zhang, please believe me! If I can't pay back the money, I'll use these three as collateral!" Chen Xihua felt that 10,000 yuan was still too little, and it was a rare opportunity to come to Haishi!
"Just 60,000, 5% interest, to be repaid in four days?" Zhang Hai wanted to confirm again, but he was also hesitant. He knew that this young lady was very stubborn and would do what she decided once she made up her mind. If he didn't take care of her, she might go find someone else.
He actually had saved up a little over 70,000 yuan. Once he had 80,000 yuan, he planned to buy a two-bedroom apartment of 50 or 60 square meters and bring his parents to live with him!
"Yes!" Chen Xihua was also a little worried, but she nodded to confirm. If she couldn't break even, she would be back to square one!
"You, me, let me think about it!" Zhang Hai was struggling with his inner conflict!
“Uncle Zhang, if you have the money to lend me, that would be great. I would feel more at ease. I can write an IOU! I'll leave a gold ring as collateral for these three items!” Chen Xihua guessed that Zhang Hai was short of money to buy a house, which is why she brought up the gold ring and jewelry. She figured he wouldn't miss the opportunity to make money!
"Okay, I'll lend it to you! Are you sure you want to borrow the money? Actually, ten thousand wasn't a small amount!" Zhang Hai still didn't want the girl to lend him the money.
"OK, thank you!"
"Okay, is it now?" Having made a big decision, Zhang Hai felt that his deal with Miss Xiao Wu was better than her dealings with other people and borrowing money!
"Yes, withdraw it now and buy that stock immediately!" Chen Xihua took out a piece of paper and a pen and clearly wrote down the repayment agreement! "Uncle Zhang, this is one of the gold rings and the agreement. I'll leave it with you. After you withdraw the money, please buy it for me immediately. You will be managing my older sister's account for the next few days. Next Monday morning, as soon as the market opens, no matter what, please sell it all for me! Of course, I will also come over next Monday!"
"Wait a minute, I'll go get the money first!" Zhang Hai didn't take the two items and got up to leave!
Inside the trading hall, Chen Chunhua was getting anxious, worried that something might have happened to her sister. Just as she was about to knock on the door, she saw Manager Zhang and her sister come out! "Fifth Sister!"
"Wait here for me!" Zhang Hai said before running off.
About half an hour later, Zhang Hai had a black plastic bag in his hand! He returned to the service window, took out Chen Chunhua's trading account, and started buying!
The Chen sisters waited outside for a while. After the formalities were completed, Chen Xihua handed the ring wrapped in paper to Zhang Hai, made eye contact with him for a second, and then left!
Chen Chunhua thought it was because the paperwork for the 10,000 yuan hadn't been completed properly, so she didn't pay any attention to it!
After leaving the exchange hall, the sun was shining brightly outside. It was almost two o'clock. The Chen Xihua sisters found a small restaurant to eat at, and then took a taxi back to the hotel!
Over the next two days, Chen Xihua and her sister shopped at all the department stores and shopping malls in Shanghai, but they didn't buy anything because they were out of money!
I started buying things on Sunday afternoon, all for Chen Xiaoliu: a basketball, a pen, and a few extracurricular reading books!
The money spent was 500 yuan given by Li Yumei, and 350 yuan that Chen Xihua had won in the English competition, in the preliminary and final rounds, which was added to the 10,000 yuan!
Since they had no money, they could only buy things for Chen Baohua. They didn't buy anything that Chen Xihua and her four sisters wanted to buy, and they even had to keep two hundred yuan as a reserve!
For the past two days, Teacher Du really called every morning and evening to check if they had gone out, if they had returned to the hotel, and what time they had returned. Chen Xihua felt a little guilty for making Teacher Du worry so much!
Monday morning arrived quickly. Chen Xihua hurriedly took a taxi with Chen Chunhua to the exchange hall. In fact, Chen Xihua was also very uneasy, worried that she might have misremembered the time.
When she arrived, Zhang Hai was already waiting at the door, looking at her with a strange expression. Chen Xihua finally felt relieved.
Zhang Hai looked at the Chen sisters getting out of the taxi. This fifth girl was really amazing. In the past three days, all the stock markets had risen, but the rise was different. The one she bought rose to more than nineteen yuan per share, which was the biggest increase!
"Manager Zhang, have you sold all the stocks my older sister bought in her account?" Chen Xihua asked, confirming whether the sale had been made.
"I sold them as soon as I got to work, and they're still going up, but you said no matter what, sell them all!" Zhang Hai was just debating whether to wait a little longer, but as a manager, he had to do exactly what the client wanted!
"Great, thank you very much. The money in that trading account can only be transferred out tomorrow, right? We'll come back again tomorrow!" Chen Xihua finally smiled with relief!
"Oh no, it seems to be falling, everything is falling, what's going on?" Panic-stricken voices began to emanate from the exchange's lobby!
Zhang Hai rushed in and found that all the stocks that had previously risen were now falling. He was glad that he hadn't acted on his own and had strictly followed Chen Xihua's instructions to sell the stocks held in Chen Chunhua's account as soon as he arrived in the morning!
"Little Fifth Miss, aren't you going to ask whether the stocks you bought last Friday made a profit or a loss when you sold them this morning?" Zhang Hai came out and found that Chen Xihua didn't seem very excited. He was a little impressed; this Little Fifth Miss was quite composed!
"Do I even need to ask? The scene is so lively, you can tell what's going on. But as for how much it will rise, I don't know!" Chen Xihua could roughly guess that it would roughly double!
"19.8 per share, did you know that! You've almost doubled your money!" Zhang Hai was also excited. He had just taken over the trading account and knew best that 70,000 yuan had been invested last Friday, and now there was 138,060 yuan in it!
Working at the stock exchange, they were used to it, having seen countless booms and busts in the stock market, with some stocks rising several times or even ten times their initial value. Chen Xihua only made a small profit this time, but her precise predictions were rare!
Chen Xihua did a rough calculation. After deducting the principal and interest of 63,000 yuan to Manager Zhang and the 3% agency fee on the transaction amount, she had more than 71,000 yuan. She was so happy! She could withdraw the money from her trading account tomorrow!
"Ten...nineteen yuan?" Chen Chunhua's eyes widened, her mind a little confused. If they bought 10,000, wouldn't they have made almost 10,000 yuan? In just four days, Fifth Sister is amazing!
"Yes, big sister, we'll withdraw the money tomorrow morning and deposit it into your savings account. You can go home tomorrow!" Seeing the big sister's surprised and then delighted expression, Chen Xihua was also a little excited, but she calmed down first and waited until she got the money tomorrow!
Zhang Hai watched the two sisters from the side, thinking they were both calm and collected! But looking at Miss Chen now, she wasn't so composed. If she found out tomorrow that it wasn't 20,000 but more than 70,000, she would be shocked by the surprise. He was a little looking forward to it!
"Uncle Zhang, you must be very busy today, so we won't bother you any longer. We'll come back tomorrow after you settle the bill!" Chen Xihua guessed what Zhang Hai was thinking from his expression, but she didn't call him out on it!
"Okay, then I'll get back to work. You guys do as you please!" Zhang Hai did have something to do at this point, and after saying that, he turned and went into the trading hall!
"Big sister, what are you thinking about?" Even though they had walked quite a distance out of the exchange hall, Chen Chunhua was still a bit out of it, as if she was thinking about something!
"Ah, no, I'm just happy! Fifth Sister, do we have 20,000 yuan now?" Chen Chunhua stopped speculating and asked directly to confirm! She was thrilled; they had made money again!
She's already eighteen. If she weren't studying, she would have been working long ago instead of asking her parents for money. She's always felt uneasy, but now they have 20,000 yuan!
"Yes, that's right, big sister, we'll see it tomorrow!" Chen Xihua noticed that Chen Chunhua's expression was a little different at this moment, and she was glad that she had made the decision to help her sisters make money.
In this era, especially in families like the Chen family where parents favored sons over daughters, it was extremely important for girls to be able to study, have money in their own hands, and earn their own money. This gave them confidence, the courage to stand up for themselves, and the willingness to make their own choices, instead of feeling inferior and doubting themselves, and ultimately blindly following their parents' arrangements to get married and have children!
Upon receiving Chen Xihua's affirmative answer, Chen Chunhua felt completely relaxed and looked radiant, as if she had released something!
"Big sister, let's go back to the hotel. Let's rest well today, pack our luggage tonight, check out tomorrow morning and come straight to the stock exchange building, then go to the train station to buy tickets home!" Chen Xihua was in a good mood. She could go home tomorrow. She had been away for almost a week and missed Chen Xiaoliu a little!
Back at the Jinhua Hotel, the Chen sisters rested for a day. The next morning, as they were about to check out downstairs, they realized they didn't have enough money. The four extra days they were staying would cost 392 yuan, so they had to go back to their room, put down their luggage, and go to the exchange to withdraw the money.
In the taxi, Chen Xihua was still a little guilty. She didn't really know how much money she had. In the past, she would use her mobile phone to pay or swipe her card. When she ran out of the money she earned from working, she would use the card her family gave her. She didn't even check how much was left. It was just a string of numbers!
Luckily, she had set aside 200 yuan as a backup, otherwise she wouldn't have had any money for a taxi. Chen Chunhua hadn't even thought about the accommodation fee, because Teacher Du had handled the registration!
At 9:30, the Chen sisters arrived at the exchange hall. At this time, there were far fewer people in the hall, and they were all beating their chests and stamping their feet. They must have been people who hadn't had time to make a move yesterday and were still hoping for a miracle!
"Miss Chen, Miss Wu, you've arrived!" Zhang Hai walked out from the aisle next to the service window, carrying a black plastic bag in one hand and a small notebook in the other.
"Miss Chen, here is your trading account and password. Keep them safe! Miss Wu, all the money is here. Count it and see. I've deducted the rest!" Zhang Hai was quite perceptive, knowing that the Chen sisters were in charge of this Miss Wu!
"Okay, thank you for your hard work, Manager Zhang!" In a businesslike manner, Chen Xihua addressed him as Manager Zhang. She took the black plastic bag, opened it, and saw seven stacks of money and a wad of paper inside. Her gold ring was also in there; these two items were what she had given to Zhang Hai last Friday!
Chen Xihua smiled knowingly, took the wad of paper and the ring in her hand, put them into her small cloth bag, and squeezed them with her hand to confirm their presence!
"Uncle Zhang, the money is right. We'll be going now. We need to catch the train back to our hometown today, so we won't bother you any longer. See you next time!"
"Okay, see you next time! Miss Chen, won't you take a look at how much money you have?" Zhang Hai noticed that Chen Chunhua wasn't looking at the money in the bag, but was instead looking at the transaction account book!
"Huh? Isn't it about 20,000?" Chen Chunhua was puzzled by Manager Zhang's somewhat expectant expression. She had confirmed it with her fifth sister yesterday.
"Big sister, let's go!"
"Hey, don't walk so fast! You're not cute at all!" Zhang Hai's slightly regretful voice came from behind.
Chen Xihua pulled Chen Chunhua and jogged out of the exchange hall. Since her older sister hadn't noticed yet, she wasn't going to stay here and be watched.
Manager Zhang wanted to see if the older sister would be startled, but she wouldn't let him see it. Humph, I didn't expect Zhang Hai to have such a wicked sense of humor!
"Fifth sister, what's wrong?" Chen Chunhua, who was confused, was pulled out of the room by her younger sister. She asked anxiously, "Has something happened?"
"It's nothing, we're just in a hurry to catch the train. Let's go deposit the money!" Chen Xihua was a little unsure how to say it, since they didn't have 20,000 yuan!
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