Chapter 442: Borrowing Money
Ning Xiyue realized that she still had the money that her eldest brother used to send her from time to time. She kept a record of it, and there was a total of 600 yuan.
She had originally intended to use this money to buy a house for her eldest brother. Since her eldest brother and his wife had taken a fancy to this house today, she might as well give the money directly to him.
Ning Xiyue pulled her eldest brother aside, explained the situation, and told him to give him the money.
Ning Qingzhi firmly refused after hearing this.
"No, this was originally sent by my brother to you. Since you have no use for it, it's your money. Big brother won't want it. Your sister-in-law and I thought about selling our house in Shanghai and we can get the money together."
Ning Xiyue heard about selling the house, but she couldn't do that. In the future, the value of the house over there would be no less than that of this one. How could she sell it and then regret it?
I quickly pulled my eldest brother and said:
"Brother, the house over there can't be sold. My sister-in-law's parents are all over there. If you sell the house, what will they think? So, this money is a loan from me. You write me an IOU and pay it back slowly in the future."
Ning Qingzhi was still hesitating whether to borrow money.
Ning Xiyue winked at Ji Yanming to come over.
Ji Yanming understood Ning Xiyue's thoughts tacitly. He also saw his brother's hesitation and his thoughts about the house. He walked over and patted Ning Qingzhi on the shoulder without waiting for Ning Xiyue to say anything.
"Brother, if you really like this house, just buy it. Money is not a problem. I still have some money here. I can lend it to you for whatever you need."
Ning Xiyue pulled her sister-in-law over and briefly talked to her about borrowing money.
"Brother and sister-in-law, most of A Yan's money is with me, so I have enough money. I have a particularly good idea here, listen to it."
Then, she looked at the two of them as they spoke seriously about an idea in their mind.
"You guys want to sell your house in Shanghai, right? You mortgage your house to me and I'll lend you money. You pay me a certain amount of money every month. You rent out your house, right? You can use the monthly rent to pay off the loan."
"Think about it again. When you go to school, you will live in the school. When you come back, you will live with your parents. We can rent out the newly bought house. There are so many houses. If we rent them one by one, it will be a lot of money. It will be a matter of time to pay off the loan. This kind of business with guaranteed profit is more cost-effective than selling the house and buying another one. Isn't it reasonable?"
Ji Yanming looked at Ning Xiyue with admiration as she sparkled while speaking. His heart and eyes were full of love. He stopped talking and stood silently behind her to provide support.
Ning Qingzhi suddenly understood: "Well, sister, you are really quick-witted. I admire you. This is a good idea. I will calculate the interest for you. This way, both of us can make money. What do you think, Jiayin?"
"I agree, thank you Yueyue." Song Jiayin smiled after hearing this, and felt relieved at the same time.
Ning Qingzhi thought for a moment and said, "Your sister-in-law and I have calculated that we can take out a total of 2,000 yuan and 700 yuan from you now. We are still short of 1,000 yuan. How about I borrow it from you and pay you 6 yuan interest every month?"
"You can charge interest, but two dollars a month is enough."
Ning Xiyue did not refuse to collect interest, but she didn't charge much either. She just wanted to show her appreciation and regard it as a reward from her brother. As for the few hundred dollars, she could exchange it for material things and return it later.
"It's settled then. Let's go over and talk about the price. Maybe we can get it cheaper."
Ning Qingzhi nodded and agreed to negotiate the price.
Then they sat back in their original seats and chatted with the owner for a long time, finally getting the price down by two hundred yuan, and finally three thousand five hundred yuan. Brother Ning bought the house and only needed to borrow eight hundred yuan from Ning Xiyue.
Now, the eldest brother’s house has been secured, and the only thing left is the second brother’s house.
You have to pay more attention. While the prices are the lowest now, it would be best if everyone in the family has a house.
Then, the homeowner asked about the last set. This set is incredibly expensive; he wants twelve thousand dollars.
There was a constant sound of people gasping for breath at the scene.
They all muttered, "It's too expensive!"
"If you really want to, we can talk."
The homeowner asked around, and everyone shook their heads.
Ning Xiyue liked him very much, but she only showed a little willingness, giving people a faint feeling.
The price is a bit high, but the area is worth it. However, today is not the right time to talk to the owner.
So she also shook her head and said it was too expensive.
Unable to sell the house, the owner could only sigh with regret.
But he was already very happy that he had sold four sets this time.
In order to avoid any complications or unexpected events during the process, both the buyer and the seller unanimously decided to transfer the ownership now. Since the transaction money could not be received in time, they agreed to pay all the money by tomorrow at the latest.
Therefore, they returned with a full load on this trip.
After the work was done, everyone else returned to the school guesthouse or went out happily to raise money.
Ning Xiyue and her siblings also returned home with smiles on their faces.
Before leaving, Ning Xiyue took the landlord aside and talked a few words about the three-in-one courtyard house. The ambiguous words made the landlord scratch his head and think.
Ning Xiyue didn't care and left after saying that.
After returning home, Yun Xiulan learned that her eldest brother had bought a house, and she was so happy that she ate an extra bowl of dinner.
In addition, I met my daughter's future in-laws today, and we had a good chat. I also got along well with Ji's mother and became friends.
I felt the best I've ever felt, and the smile on my face stayed on for the entire night.
Her parents were happy, and Ning Xiyue was happy too. After she returned to the house, she went into the space study to count the money.
First count out eight hundred and wrap them up.
Then count out the twelve thousand and keep them for later use. Put the ten thousand yuan in one pile, and divide the two thousand yuan into two piles of one thousand each.
She still needs to bargain for the price of that house.
The next morning, Ning Xiyue went to find the landlord with the elder brother who had paid the final payment.
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