Chapter 53: Lack of Money
Lin Chuxia really didn't know that Qin Han would become so hostile towards Su Wensong just after coming to the store once.
Sun Lanlan came the next day, and with her came his third brother Sun Bingnan.
When they got to the store, Sun Lanlan pulled Lin Chuxia aside to talk to her about marriage. "When my mother heard that my third brother and I were going to work in the city, she immediately went to find a matchmaker to postpone the marriage. It wasn't even a deal in the first place, but now it's over. My mother also told me to work hard and get a job in the city. In the future, matchmakers will have to think twice before coming to our house. Even if they don't pick someone from the city, they have to pick someone who works in the city."
This result was within Lin Chuxia's expectations. The farmers in their village had been dreaming of escaping from the farmland for generations, but they had no chance before. Now that the policy had been relaxed and Sun Lanlan had a job in the city, how could Aunt Sun let her marry a farmer and then go back to the village to farm?
With the addition of Sun Lanlan and Sun Bingnan, the work in the store suddenly became easier.
After helping the two of them adapt for two days and getting familiar with the work in the store, Lin Chuxia let go and went to look for a house with Su Wensong.
Su Wensong has also looked at several places these two days. Two of them are in good locations. One is only for rent, and the other can be rented or sold.
Lin Chuxia first looked at the house that was closer. The yard of the three-room house had no side rooms, which made it look very spacious. The owner had moved to the newly allocated residential building, and the yard was vacant and only rented out. It was heard that there were still elderly people in the countryside, and when they got older, they would be brought to live in the city.
The yard looks quite suitable and can be arranged for whatever purpose.
However, Lin Chuxia was not in a hurry to settle down and went to a place that was a little further away.
This is the courtyard passed down from our ancestors, with four main rooms and two side rooms.
It turned out that there were two elderly people living in the yard. Their children were all living away from home. One of them passed away last year, and the remaining one was taken away by his son, so the yard became empty.
My son happened to come back these days to hold an anniversary celebration for his parents, so I wanted to deal with the yard. If I rent it, it would be best to rent it for a long time, but I can also sell it if the price is right.
Because it is an old house, the house is a bit shabby, and there was a funeral there before, so the yard looks a bit deserted.
Su Wensong was afraid that Lin Chuxia would feel superstitious, so he did not specifically recommend this courtyard.
Lin Chuxia looked around the yard and asked, "What's the price for this yard?"
"It's not expensive to rent. The landlord also knows that his yard is shabby. It costs 80 yuan a year. He hopes to rent it for a minimum of two years. If I buy it, the lowest price is this number..." Su Wensong pointed up three fingers.
3,000 yuan!
Lin Chuxia looked at the beams and windows of the house. The house was a little broken. It could still be used after some repairs, but there would still be hidden dangers in long-term use.
The price of 3,000 yuan is not expensive.
The housing market has just been opened. There are few people selling houses and even fewer people buying houses right now, so the prices are kept so low.
After two years, when people became aware of buying houses, especially when the houses in the staff quarters were converted from public to private, the price of a room in such a small courtyard was basically 1,000 yuan, which was not something that ordinary people could afford.
Seeing her cautious look, Su Wensong asked tentatively, "Are you planning to buy this yard?"
Lin Chuxia came out of the room, closed the door casually, and clapped her hands, "I do have this plan," but I'm just short of money.
“When will the owner leave?”
"The owner of the house came here to hold an anniversary celebration for his old man and to deal with the house. He will stay for three days at most. He has work to do there."
Lin Chuxia nodded, "Go find the owner and negotiate the price. If you want to buy it, can you lower the price? Can you give me two more days? I'll think of a way to raise some money."
"Go borrow some money?"
Although he knew that this was a bit abrupt, Su Wensong also knew Lin Chuxia's situation.
I come from a peasant family and my husband works in another place. Although I get a salary, how much can a worker get these days?
3,000 yuan is not a small amount of money. It is the savings of a worker for nearly 10 years without eating or drinking, and an average family cannot afford it.
What's more, the investment for opening the store was not small. He vaguely knew that Lin Chuxia had taken out all her family savings at that time.
"That's about it, let's go back first."
Lin Chuxia returned to the store and asked Sun Bingnan to go to the butcher's shop to buy a pair of offal ribs, and then wash them in the yard.
Su Wensong went straight to the landlord. After finishing his business, he returned to the bun shop and saw Lin Chuxia cleaning a pile of offal in the yard and preparing to cook food.
Sun Bingnan pulled aside and asked, "Boss, have you been working on this?"
"Ah," Sun Bingnan nodded, not understanding why, "Didn't we say that our bun shop would sell cooked food?"
It was not the time to sell cooked food, so Su Wensong asked him to go do his work and went to look for Lin Chuxia.
Lin Chuxia had just cleaned the drain and flushed the ground.
Seeing Su Wensong coming back, he smiled and pointed to a basin of raw offal water, "You're back just in time, help me take this to the kitchen."
The pot they use to steam buns in the kitchen is a big pot.
Su Wensong bent down and brought a large basin of water to the back kitchen. While watching Lin Chuxia put the meat into the pot in an orderly manner, he said, "The landlord has reduced the price by another 200 yuan. 2800 cannot be lower. We are given 5 days at most."
Lin Chuxia threw the last handful of seasoning into the pot. "Five days is enough," she looked at Su Wensong. "If we can't make money in five days, we can only rent it."
She just did the math and found that the bun shop had been open for more than 20 days and had a revenue of nearly 1,000 yuan.
It’s almost the end of the month and I have to pay employees’ salaries. Also, making cooked food requires a certain amount of investment, and running the bun shop also requires capital turnover.
By this calculation, there is a gap of at least two thousand.
Su Wensong pursed his lips and thought about where he could go to borrow some money for her. After thinking it over, he realized that he had no relatives after returning from the countryside for so many years.
Lin Chuxia put the meat in the stew pot, asked Su Wensong to watch, and went out.
She went straight to the bank.
Su Wensong was right. She did plan to borrow money from the bank and take out a loan to buy a house.
The loan for buying a house nowadays is not a mortgage loan, it is simply borrowing money from the bank.
Lin Chuxia had walked this path in her previous life, so she had a certain understanding of the bank loan procedures.
However, the loan in her previous life was taken out several years later, and in case there were any changes, she came to confirm it.
Today's loans are all mortgage loans, which require not only collateral but also a guarantor, who must be a public official.
When you can't pay back the money, either the mortgaged property will be auctioned off or the money will be directly deducted from the guarantor's salary.
Nowadays, all workers have stable jobs and a succession system. This move by the bank is definitely a double insurance and a sure-win business.
Lin Chuxia felt relieved when she came out of the bank. The steamed bun shop met the mortgage requirements, and the next step was to find a guarantor.
When I returned to the bun shop, I could smell the aroma of pork from a long distance away. The meat was almost cooked, but since I was going to eat it myself, I could cook it a little higher.
Sun Lanlan saw her coming back, and quickly served the last customer, then ran after her, "Chuxia, are we selling meat today? Just now several customers asked if we had any new products, and I told them that we would sell cooked food in the future."
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