Chapter 101 Chapter 101 Little Rich Woman Julie.
Liu Suqin was a professional at painting a rosy picture, and she was very successful in persuading the father and daughter. When they left the island the next day, the three of them, including Xiao Fangfang, reluctantly said goodbye to her beloved beach and friends, and turned around to follow their parents, happily heading to the next stop.
Arriving in Hong Kong Island, as soon as I stepped out of the cabin, a unique atmosphere hit me. The most appropriate description Liu Suqin could think of was that everything in Hong Kong Island, including the pedestrians, has a kind of economic beauty.
It is that kind of beauty that is vibrant, colorful, and makes life feel full of hope.
Of course, Liu Suqin feels that this city is colorful, which is inseparable from the fashionable outfits of girls that can be seen everywhere. The beautiful girls here wear all kinds of suspender shorts, which are colorful and varied.
They used to think that Shenzhen was at the forefront of fashion, but compared with other fashion capitals, it is really nothing.
As a representative of those who love to join in the fun, from the moment she got off the plane, Xiao Fangfang looked left and right from time to time, her big eyeballs rolling around, making her almost too busy.
The port city gave them a feeling of novelty but not unfamiliarity, because the passers-by coming and going, and the dialects that drifted into their ears from time to time, made them feel familiar.
After working or doing business in Shenzhen for so many years, Liu Suqin, Lin Nanjiang, and Xiao Fangfang can all speak a few words of the authentic dialect, so they have no pressure to understand it. The dialect that floats into their ears from time to time only makes them feel more at home, and they don't feel at a loss at all as if they are in a strange place.
Practice makes perfect, and the few of them were familiar with the process of getting off the plane and picking up their luggage. They mingled calmly among the crowd of passengers. Lin Nanjiang didn't even take a stroller, but directly carried his daughter on his shoulders and rode on a horse, carrying his travel bag in his hand, and successfully picked up their luggage.
But the little girl hadn't ridden a big horse enough and was reluctant to get down from her father's shoulders, so Lin Nanjiang continued to carry her. Liu Suqin then pulled a suitcase in each hand and dragged it across the smooth floor tiles easily.
As the saying goes, the higher you sit, the farther you can see. When a faintly familiar voice came from the crowd, Liu Suqin and Lin Nanjiang were still looking around, but Xiao Fangfang had already pointed in a certain direction and shouted happily, "It's Aunt Julie and Uncle Afeng!"
Under the guidance of the little fellow, the two groups reunited smoothly. After a few simple greetings, the two men took over all of Liu Suqin's luggage, leaving only a handbag. Julie held Xiao Fangfang in one hand and her arm in the other, walking in front and leading the way affectionately. "I knew you guys would have a lot of luggage. Mr. Su asked me to go to the garage to pick out a car to take you there. I chose the largest nanny car at the time. It can fit everything. Let's go to the parking lot to put the luggage first."
Art comes from life, and Jolie fits the portrayal of professional women in the Hong Kong films that Liu Suqin has seen: strong, capable, talented and extremely career-oriented.
She doesn't have a one-size-fits-all approach to relationships. To be more precise, she has a nonchalant attitude. If she meets the right person, she will have a romantic relationship, and if she is unhappy, she will break up. She has no intention of having a long-term stable relationship.
When they were on a business trip together last year, Julie revealed to Liu Suqin one day that she would not consider getting married for at least ten years. It is not easy to meet a good boss who is generous and has a broad vision, is willing to delegate power and even willing to provide resources. Such a boss is harder to find than the so-called good man. She cannot miss it. She must concentrate on working hard with President Su to build a career, and consider getting married when she has a car, a house and savings in the future.
Anyway, in Hong Kong, late marriage and late childbirth are not uncommon.
If she misses the age of marriage and childbearing because of her busy career and can no longer find a suitable partner, she will not regret it. After all, love, men and children are not her must-haves, money is. When she has enough money to allow her to live a rich and decent life alone in her later years, then the absence of a man and children will not affect her free and easy life. But if she gives up such a good job and chooses to get married and have children at a young age, and spends the rest of her life in mediocrity and financial difficulties, even if her husband is obedient and her children are caring, what is the meaning of this life?
Compared to having a house full of children and grandchildren but wishing to split every penny in half, dying alone is not scary at all.
Liu Suqin didn't expect that the problem that she had only figured out after living half her life was seen through by her friend in his twenties. She immediately gave her friend the warmest applause and expressed her support for all her friend's decisions. If she wanted to be single now, then she could be single. Even if she wanted to get married in the future, she didn't have to be afraid.
It doesn’t matter what they choose. What matters is that they have the right to choose and can decide for themselves the life they want.
What supports their confidence in making their own choices is indeed money. Liu Suqin wholeheartedly supports Julie's career.
Because Julie was prepared to remain single and childless for the rest of her life due to realistic reasons, and not simply out of disgust and aversion to human cubs, she could not escape Xiao Fangfang's adorable attack. Although they didn't meet very often, whenever she did, Julie would hug the child and suck her hard without hesitation. While sucking the baby, she would shower her with compliments, praising Xiao Fangfang for being smart, beautiful, sensible, and the cutest and best little princess in the world.
The words she uses are exaggerated but her tone is very sincere, which always makes the children feel dizzy with praise and wish they could be the best friend in the world like Aunt Julie.
At this moment, she passed her father and mother and was held tightly in her aunt's arms. Little Fangfang did not struggle, but instead clung softly to her aunt, and took the initiative to wrap her warm little hands around her neck. She spoke sweetly in her aunt's ear about their happy experience on the island, which made Julie's heart melt. She didn't hear what the child said at all. She turned her head and started to urge Liu Suqin, "Aqin, when are you planning to have a second child? Fangfang is three years old now, it's time to consider giving her a brother or sister. Then I will take care of Fangfang for you and make sure she is fair and tender."
Liu Suqin ruthlessly broke her fantasy, "You wishful thinking, if you want to give birth to the child yourself, then go ahead, you weird aunt who always thinks about stealing the child."
"Are you really not considering it?" Julie urged. "I bought a small house in Gangcheng. If Fangfang follows me, she can even settle down here. She can go to a bilingual school in Gangcheng. You know, many wealthy bosses from the mainland send their wives and children to study in Gangcheng because the teachers here are strong and the resources are abundant. It's much easier to get into university or study abroad, especially in the UK, than to take the college entrance examination in mainland China."
Liu Suqin wasn't impressed by the cake, but Lin Nanjiang, who always wanted to give his wife and children the best, was moved. He whispered to his friend, "Is the school here really that great?"
A Feng nodded, "What she said is true."
"Can I only come here to study by purchasing a house and getting a permanent residence?"
A Feng nodded again, "Buying a house is just the first step, but as long as we have money, everything else can be done."
Lin Nanjiang thought that if they spent some money to make their daughter's schooling easier, or if they put in 50% of their effort to achieve 70% or 80% of the results, then it would be worth it. So he moved closer to the ladies and asked excitedly, "Julie, how much did you buy that house for?"
"The actual area is 400 square feet, and the total price is just over two million. I paid a 20% down payment, and the mortgage is for 30 years. I have to pay several thousand dollars in mortgage payments every month."
Lin Nanjiang swallowed hard, a bit intimidated by the price, but he figured he could still manage to buy a smaller house for his family, keeping it around one million. So, he steeled himself and continued asking, "That four hundred feet...how many square feet is that?"
Julie patiently replied, "According to mainland Chinese calculations, it should be less than 40, about half the size of your house."
But in Hong Kong, buying such a large area for her alone is already considered a luxury, and Julie does not have any inferiority complex.
Lin Nanjiang silently returned to his original position, "...sorry for disturbing you."
I can't afford it. A house of less than 40 square meters costs more than 2 million. Who can afford it?
Even Liu Suqin was surprised, not because of the housing prices in Hong Kong City, but because of the great thing her friend had accomplished quietly. "A house worth over two million yuan, and you paid 20% of the down payment yourself? That's amazing, Julie."
Julie sighed, "All my savings from these years are gone, and the monthly mortgage payment is almost two-thirds of my salary. It's like working hard for the bank for 30 years. It's very stressful."
Liu Suqin spared no effort to cheer her up, "You are only in your twenties, and you can buy a house in Gangcheng on your own. This is such a great thing. Moreover, Mr. Su values you, and you are capable. Your salary will increase. In the future, this monthly payment will be easy. Maybe you can even buy two or three more houses and become an enviable real estate agent."
Julie is indeed proud of her own achievements. This house has brought her not only pressure, but also more sufficient motivation to work and make money. So when faced with her friend's sincere encouragement, she was no longer modest, but rather had a rather high-spirited feeling. "Hong Kong City's housing prices are too high. I am satisfied with this house. My next goal is to try to pay off the loan early so that I can enjoy life sooner."
Liu Suqin quite agreed, remembering that there would be a financial crisis in a few years, which seemed to cause a period of depression in Hong Kong's real estate market. In the long run, Julie's house would definitely make money and not lose money, but it really wasn't a good time to pick up a bargain. So she quickly nodded in agreement, "That's not bad either. Having a house in your hands will be your future retirement capital, more reliable than any man or child. Pay off the mortgage sooner, save a little more money, and you can live a completely carefree and happy life for the rest of your life."
So you must hold on to it, keep it well for your retirement, and don’t choose to sell the house to cut losses because of temporary turmoil.
Fearing that her friend might not be able to handle the pressure, Liu Suqin offered her another piece of advice: "You've been working in the mainland for years and can't go back to Hong Kong very often. If you don't mind, you can rent out the house to help alleviate some of the pressure on your mortgage."
Julie pondered for a moment, "That makes sense. My house is a decent size and in a good location. With a simple renovation, I can rent it out to white-collar workers or executives with families. I should be able to make around two to three thousand yuan."
In the past, she earned over ten thousand yuan a month and occasionally received bonuses or brand-name bags and jewelry as gifts, so she didn't care about this little money. But now she is heavily in debt, and even the smallest amount is still meat.
As they were talking, several people had already arrived at the nanny car. Lin Nanjiang and Afeng were moving the luggage while listening to their conversation with perked-up ears. Hearing this, he looked dazed again. "This two or three thousand income, does it mean the annual rent?"
A Feng kindly explained to him, "Of course it's the monthly rent."
He also felt that Julie's salary was too low. Given her position and situation, four thousand a month was not an exaggeration.
Lin Nanjiang doubted his life. "Who can afford to rent such an expensive house?"
"White-collar workers can afford it. They generally earn over 10,000 yuan a month. Even the most ordinary workers here earn 3,000 to 5,000 yuan. With high salaries, prices are even more outrageous. Even a cubicle with only enough space for a bed and no windows can cost hundreds of yuan a month."
Lin Nanjiang felt that his three views were about to be shattered. The wages of workers in Shenzhen are already among the highest in the country. Now even the workers in the workshop can barely earn over a thousand yuan by working hard and putting in more overtime. This is the case with his wife's cousin. Because she has to sign up for English classes after the Chinese New Year, Liu Xiangxiang worked very hard in her last month in the factory, working overtime for more than ten hours in a row. In addition, the year-end subsidies and wages were also increased. The girl received a salary of just over a thousand yuan that month, which made her jump for joy. She shared the good news with everyone she met.
So Lin Nanjiang felt that everyone was getting better and the country was becoming stronger, and he was quite complacent about it. However, he got this news as soon as he arrived in Hong Kong City. It was more than a wake-up call. Their mainland and Hong Kong City were simply two different worlds!
Compared with other white-collar workers who earn over ten thousand yuan a month, my income is just the tallest among the short ones. I still can't afford to buy a house here. Tsk tsk.
Lin Nanjiang took a long time to digest these facts, and looked at his friend warily, "So you also bought a house in Gangcheng?"
Could it be that there are two millionaires hiding among them?
"I don't dare to think about the house in Hong Kong." Afeng shook his head. Although he, like Julie, had the same salary as in Hong Kong, his daily expenses were not low and he didn't have much money on hand. Besides, everyone knew that photography could make three generations poor. Once he got into this business, it was considered a sign of his self-control if he didn't spend all his money.
However, when everyone started discussing this topic, he couldn't help but confide, "I've actually considered buying a house in Shenzhen. After all, it's well developed, and the food and climate are suitable. Plus, I'll be working there for a long time, so buying a house in Shenzhen is more practical than in Hong Kong. Unfortunately, although Shenzhen's housing prices are cheap, it seems you can't get a mortgage. If I buy a house outright, any house will cost hundreds of thousands. If I can afford that, I might as well put a down payment in Hong Kong."
Continue read on readnovelmtl.com
