Qualifications of an "Angel Investor"
The day after the cruise ship incident, Yu Jinli appeared in the president's office with two huge dark circles under her eyes.
She held a USB drive containing the business plan for the "Koi Fish is Coming" APP version 2.0, which she had spent an entire night working on.
Now that she has been promoted to "partner," she should demonstrate the professional attitude of a partner.
The first step was to get the initial funding from the boss, no, from the "angel investor".
"Good morning, Ms. Feng." She was energetic, with a professional fake smile on her face. "Do you have time to listen to my report on our 'Koi Fish' app's Series A financing plan?"
Feng Jinxuan was reviewing documents when he heard this. He looked up and his gaze lingered for half a second on her dark circles, which were comparable to those of a national treasure.
He didn't say anything, but simply gestured to his assistant, Wang, who was standing next to him.
"Postpone today's schedule by one hour."
Assistant Wang accepted the order and left, considerately closing the office door behind him.
The moment the door closed, Assistant Wang sighed silently to himself.
The boss's doting attitude couldn't be more obvious. "Inspection"? You'd practically give the entire company to Ms. Yu without batting an eye, wouldn't you?
This isn't a venture capital pitch; it's clearly a pointless prelude before a domineering CEO throws money around for love.
In the office, Yu Jinli had already plugged in the USB drive, and her meticulously crafted PPT cover appeared on the huge holographic projection screen.
The cover is designed to be glittering gold, with a giant cartoon koi leaping out of the water, next to several large, equally glittering words: "[Koi is here: Ushering in a new era of good fortune for all]".
A strong, down-to-earth vibe, typical of middle-aged self-help enthusiasts, hits you right away.
Feng Jinxuan's eyebrows twitched almost imperceptibly.
"President Feng, Assistant Wang." Yu Jinli cleared her throat, instantly getting into the zone. "My report, let's begin."
Holding a page-turner pen, she began her passionate speech like a seasoned CEO.
"As we all know, luck is a key factor in success. However, traditional methods of acquiring luck have many drawbacks, such as low efficiency, high randomness, and inability to quantify."
"Our 'Lucky Koi' service aims to solve these pain points! We've productized, standardized, and serviced luck! This allows every ordinary person to precisely boost their luck in life through our platform!"
She spoke passionately, her spittle flying everywhere.
From market analysis to user profiling and profit modeling, she packaged her small "good luck selling" business into a great project with unlimited potential that is about to change the world.
Feng Jinxuan listened quietly, his fingers tapping lightly on the table, his face expressionless.
After Yu Jinli finished speaking on the last page, she asked with great enthusiasm, "President Feng, what do you think of my plan?"
The man spoke slowly, his voice calm, yet like a sharp scalpel, precisely dissecting all her flowery words.
"Not very good."
Yu Jinli's smile froze on her face.
"First, your user profile is too vague." Feng Jinxuan's tone was like that of a most demanding investor. "'All people who yearn for good luck'—that's not a user profile, that's metaphysics. Are your target customers students about to take the college entrance exam, or white-collar workers eager to find a partner? What is their spending power? What is their repurchase rate? You have no data to support this."
"Secondly, your profit model is too simplistic," he continued. "A purely C2C 'lucky draw' model is small-scale and high-risk. How do you guarantee a stable supply of goods? How do you handle after-sales disputes? For example, a customer buys your 'guaranteed interview pass' service but still fails. What do you do? Refund? Or call the police to arrest them?"
"Third, your ability to withstand risks is practically zero," he concluded. "Your entire business model is built on the unstable foundation of your personal 'lucky charm' status. What if one day your luck turns bad? Won't your platform collapse on the spot?"
Every question he asked hit Yu Jinli's sore spot precisely.
Yu Jinli was speechless after being rebuked by him, and her cheeks turned bright red.
She felt like she wasn't giving a presentation, but rather defending her doctoral dissertation, with her advisor scrutinizing every punctuation mark with a magnifying glass.
“So…” Feng Jinxuan leaned back in his chair, looking at her with a leisurely air, like an elegant cheetah watching its prey struggle in its death throes, “Aside from the fact that the founder has a mystical aura, I don’t see any investment value in your project.”
The office fell into a deathly silence.
Standing in front of the projector, Yu Jinli felt like a clown who had been stripped naked.
Her meticulously prepared proposal, which she had spent the entire night preparing, was thoroughly criticized by him.
She was somewhat frustrated and unwilling to accept it.
She took a deep breath, raised her head, and met his deep, slightly mocking eyes.
“Boss, you’re right.” She acknowledged her shortcomings, but her confidence remained undiminished. “My plan certainly has many immature aspects. But you can’t deny that its core concept is correct.”
She closed the PowerPoint presentation, walked to his desk, placed her hands on the table, leaned forward, and looked directly into his eyes.
"In the beginning, Didi was just a small app that solved the problem of hailing a ride. Meituan was just a small website that offered group-buying discounts."
“My app is currently only version 1.0, which looks ridiculous and immature. But in the future, it can be the ‘Meituan of metaphysics’ and the ‘Alibaba of fortune’! It can provide online blessings, feng shui consultations, fortune management, and even… fortune headhunting services for high-end talent!”
A flame reignited in her eyes.
It was a kind of obsessive and fervent light belonging to entrepreneurs.
“What you’re investing in now isn’t a project riddled with flaws,” she said clearly, emphasizing each word. “You’re investing in the future, a brand new, trillion-dollar sector! And I’m the only player in this sector who’s secured a ticket to the game!”
Feng Jinxuan looked at her.
The girl's cheeks flushed slightly with excitement, and her peach blossom eyes, which always gleamed with a cunning light, now burned with a flame he had never seen before called "ambition."
It's dazzling.
She's also...charming.
He remained silent for a long time.
So long that Yu Jinli thought she was really going to mess this up.
He slowly nodded.
"Can."
Yu Jinli was stunned.
"What can I do?"
“I’ve submitted it.” Feng Jinxuan’s tone was as calm as if he were saying, “The weather is nice today.” “I will have the company’s technical department, marketing department, and legal department form a special team to help you fix all the loopholes you mentioned.”
Happiness came so suddenly that Yu Jinli could hardly believe it.
"Really? Then... how much investment?"
"Is one hundred million enough?" he asked casually.
Yu Jinli: "..."
She felt her heart jolt violently, as if struck by something called "money." Indeed, one cannot generalize about the value of each person's wallet.
Is one hundred million enough?
Don't underestimate me... One hundred million! Enough! More than enough! Right now, she just wants to cling to her boss's leg and sing "Listen to Me, Thank You!"
Just as she was about to cheer with joy, Feng Jinxuan slowly uttered the second half of his sentence.
"However, I have one condition."
Yu Jinli immediately became alert: "What are the conditions?"
A cunning, triumphant smile crept onto Feng Jinxuan's lips.
"I'm willing to invest money, but I must be the one to build and manage the core technology team for the app in the future."
He paused, then added.
"Furthermore, as the largest angel investor and major shareholder, I want to have a unique, highest-level 'super administrator' account in your 'Alibaba of the Fortune World,' one that allows me to view all user data and transaction records at any time."
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