Chapter 278 Assistant Training Program
The ones who regretted the most were Shen Yaode and He Juying's family. Although the relationship between the two families was not as good as that of Shen Jianwei's family, it was still much closer than ordinary relatives.
However, in the past few months, with Chen Yaode's repeated debt collection, this relationship was completely destroyed and they have returned to being just superficial relatives.
Chen Yaode shook his head secretly. His wife was short-sighted and ignorant. If he had known this earlier, he would not have listened to her and went to his second brother's family to collect the debt.
Hey, otherwise I might get a copy of theirs when traveling now.
Moreover, he recently wanted to expand the car wash business and open a branch. According to the financial resources of his nephew, investing a few hundred thousand would be a piece of cake.
But now it's completely hopeless.
Hey~
After three rounds of drinking, the elders were all drunk and red-faced. Chen Wei was on vacation today, so he also drank a lot with them.
After dinner and drinks, everyone did not leave immediately. They drank tea and chatted for a while. It was not until 2:30 that they began to leave one after another. Shen Yuan's family chatted with his uncle and aunt until 3:30 before going home.
Originally, the aunt wanted to keep them for dinner, but Ji Ya sent a WeChat message to Shen Yuan, saying that the insurance company had made all the arrangements, so Shen Yuan had to decline to take his parents home.
Shen Yuan sent his home address to Ji Ya and asked her to wait downstairs first, and then drove the G63S to take his parents and Shen Xuan home.
"Brother, what on earth do you want to go home for? I want to play at my uncle's house for a while longer. It's too boring to stay at home."
Chen Xuan, who was sitting in the passenger seat, fastened her seat belt and complained dissatisfiedly.
Shen Yuan stared at the road ahead and said calmly, “Don’t push me.”
Chen Xuan curled her lips and said, "I'm going to force it. What's the matter? Now you won't let your sister express her emotions?"
Shen Yuan said "Oh" and said, "As for that car, I think I'd better forget it."
"Brother! I won't nag anymore!"
Chen Xuan spoke quickly, then made a gesture to silence her.
Shen Yuan sneered, while Li Hongjuan, who was sitting in the back seat, said, "Xiao Yuan, don't buy your sister an expensive car. She just graduated from high school not long ago, why would she drive such a nice car?"
"mom!"
Chen Xuan pouted and stretched out the ending sound of the word "mom": "Brother has already promised me, so don't join in the fun."
"You're just kidding. You're just entering college and you're driving a 2 million yuan car. Why are you being so high-profile? Your brother was driving a BMW 4 Series at the time, which was only 400,000 yuan."
"Oh, my brother didn't have any money at the time, and you guys paid for it, so of course he couldn't buy something too expensive."
"Anyway, my brother has already agreed to it, so don't worry about it. Besides, I don't necessarily want to buy a 2 million yuan car. My brother gave me a budget of 2 million yuan, and I plan to buy a car around 1 million yuan."
Li Hongjuan snorted, "You two have grown so powerful that I can't control you anymore."
After a while, Li Hongjuan asked again: "But Xiaoyuan, why did you say you wanted to go back?"
Shen Yuan replied: "I'll buy insurance for you."
"Insurance?"
Li Hongjuan was stunned for a moment: "Why buy insurance for no reason? Your father and I are in good health."
Shen Heping had just drunk a lot and was dozing off. When he heard the word "insurance", he shuddered all over and sat up immediately: "What insurance? Who did you hit?"
Li Hongjuan rolled her eyes: "What do you mean by insurance claim? You must have been half asleep. My son said he wanted to buy insurance for us."
"Oh, so you're buying insurance? I was shocked."
Shen Heping rubbed his eyes to make himself more awake, and then said: "Xiaoyuan, your mother and I have medical insurance, and we also bought the Huiminbao, so we don't need to buy insurance."
"Dad, the insurance you're talking about is different from the insurance I bought for you."
Shen Yuan had previously planned to help his parents configure pension annuity insurance. He had previously given his parents 3 million in pocket money each, but they were reluctant to spend it and instead thought of using it as a safety net for themselves.
So Shen Yuan also wanted to help them save some money, so that when they turned 60, in addition to the savings in their hands, they would have a large and continuous cash flow every month.
The key is that there are still 21 million yuan left out of the 30 million yuan in filial piety funds, which have to be spent.
In addition to looking at pension annuity insurance online these two days, Shen Yuan also learned about high-end medical care.
Medical insurance is basic protection. If you want to enjoy top-level medical services, you have to buy high-end medical insurance.
Shen Yuan explained: "Although both medical insurance and Huiminbao can reimburse hospitalization expenses, the reimbursement ratio and scope are very limited. For example, with medical insurance, only public hospitals can reimburse, and the reimbursement ceiling is 50%-70%, and many imported drugs cannot be reimbursed."
"If you buy high-end medical care, all these unreimbursed expenses will be covered, and treatment at the top private hospitals will also be reimbursed. They can even arrange overseas treatment. I only have a general idea. When they come, ask them to introduce you."
Shen Heping and Li Hongjuan were suddenly a little dazed. A high-end private hospital? Overseas medical treatment?
Is it necessary?
They all think that they are in good health and have no major illnesses. Occasionally, there are some minor problems that can be treated casually.
It is normal for people who don’t understand insurance to have this mentality. In fact, buying insurance is to prepare for a rainy day and avoid unknown risks. Of course, it is best to be healthy and free from disasters.
They just thought that this kind of insurance must be very expensive. Li Hongjuan came to her senses and looked at Shen Yuan: "Xiaoyuan, tell me, how much are you worth now?"
"Um"
Shen Yuan thought for a moment and said, "It should have tripled compared to when Dad celebrated his birthday. Recently, foreign exchange and the stocks I hold have been rising very well."
"three times?"
Li Hongjuan took a deep breath. The last time her son came home, he said it was around 30 million. Now it has tripled, which means it is almost 100 million!
Even though Shen Heping had seen a lot of storms, his brain was still a little hypoxic at this time.
Damn it, my son’s assets can’t even be calculated in tens of millions now, we have to use the unit of “hundreds of millions”!
That’s one hundred million!
Although Lao Wang said in an interview that he would set a small goal first, and the small goal became a joke and a story, in fact, anyone with a little social experience knows how difficult it is to make 100 million.
In 2023, the per capita disposable income of Xingcheng is 61,200 yuan. If 60,000 yuan can be saved every year, it means that one has to work continuously for 1,666 years and wait until the year 3,689 AD to save 100 million yuan.
According to this calculation, even if you could live to be 100 years old and work for 100 years, you would not be able to earn this much money in ten consecutive lifetimes.
After knowing this information, the couple was still digesting it all the way. Although Chen Xuan had never worked outside, she knew that one hundred million was not a small amount of money, and she kept exclaiming in admiration in the passenger seat.
“My brother is awesome!”
"My brother is awesome!"
"You are worthy of being my brother!"
“.”
When the silver G63 appeared in the underground garage, Ji Ya, who was waiting in the Defender driver's seat, noticed it. After getting out of the car, she considerately opened the door for the back row and put her hand to protect the upper edge of the door.
Li Hongjuan was enjoying this kind of service for the first time, and she was inevitably flattered. When she saw Ji Ya, who was wearing a professional suit, had a good figure and an elegant face, she praised her beauty in her heart. Then she asked:
"Who are you?"
Ji Ya showed a professional and friendly smile: "Hello, Auntie, I am Mr. Shen's assistant, my name is Ji Ya."
assistant?
Li Hongjuan was stunned for a moment, and couldn't help but glance at Shen Yuan, who looked like nothing had happened. Did her son still need an assistant now?
But if you want to find an assistant, just find an assistant. Why find such a beautiful one?
Nana must be jealous if she sees this.
Shen Yuan didn't know what Li Hongjuan was thinking. If he knew, he would definitely refute her. This was the assistant Nana chose for him. Why would she be jealous?
Shen Heping was not surprised at all, and waved with a smile: “Let’s go, let’s talk at home.”
In the elevator, Ji Ya reported to Shen Yuan: "Mr. Shen, the people from the insurance brokerage company are on the way. Brokerage companies are more convenient than insurance companies, and they integrate products from multiple insurance companies. There are more products to choose from, and the recommended products are also based on the needs of uncles and aunts."
"I gave them a general idea of the situation. They had already made plans for high-end medical care and retirement annuities before they came."
Ji Ya did a lot of homework for the job that Shen Yuan assigned to her. She first searched for information online, then went to ask Chen Na, who had sales experience, for advice, and then asked a classmate who worked in insurance for advice.
After all, different fields are like different worlds, so it is better to ask professionals for clarification on these things.
Shen Yuan nodded. After spending a week with Ji Ya in southern Yunnan, Shen Yuan saw her work attitude and meticulousness, otherwise he would not have asked her to be his assistant.
He also learned that some insurance companies are unable to conduct business directly in the mainland, so they need insurance brokerage companies as an intermediary.
After arriving home, Li Hongjuan had just poured Ji Ya a cup of water when there was a knock on the door.
"It should be someone from the insurance brokerage company."
Ji Ya walked to the door and opened it. After a few people talked for a while, Ji Ya led two women in black business suits in.
The two men, carrying briefcases, enthusiastically handed their business cards to the family of four in the hall, and then began to introduce themselves: "Hello everyone, I am Wang Yan from Mingya Insurance Brokerage, employee number 2344."
"Uncle and aunt, let me introduce you first."
"First, there's high-end medical care. This type of product is standard for high-net-worth individuals. What specific services can you enjoy? I'll introduce them to you one by one."
"First and foremost, you can enjoy top medical resources both domestically and internationally, such as United Family Hospital and New Century Healthcare. Secondly, in addition to hospitalization, we also provide coverage for dental, ophthalmology, physical examinations, and more."
"It includes a series of value-added services, including hospitalization and surgery green channels, a 24-hour service hotline, a dedicated account manager, and medicine delivery services."
Professionals do professional things. Compared with Shen Yuan’s general introduction just now, the insurance broker’s introduction is much more detailed.
Shen Heping and Li Hongjuan listened very attentively, while Shen Yuan took advantage of this opportunity to ask Ji Ya to move the express carton in his bedroom downstairs.
Shen Yuan pointed Ji Ya in the direction of the bedroom, then yawned sleepily. However, Shen Xuan quietly approached Shen Yuan at this time and asked in a low voice, "Brother, this won't be my fourth sister-in-law, right?"
Shen Yuan closed his eyes and said, “Don’t talk nonsense.”
"Brother, you said you wanted an assistant, but you had to find a female assistant. It would be fine if you wanted a female assistant, but you had to find such a beautiful female assistant."
Chen Xuan smiled and said, "Don't pretend with me. You definitely don't have any good intentions, do you?"
Shen Yuan smiled slightly: "I really don't have any good intentions."
"That's what I said."
"I've made up my mind. I won't buy it for you."
"elder brother!"
Shen Xuan quickly covered Shen Yuan's mouth: "I was wrong, brother, I was just joking with you."
“.”
I don’t know what the birthday gift sent by the class beauty is, but the cardboard box is quite big. Judging from Ji Ya’s expression, it must be quite difficult for her to hold it.
In addition, she was wearing a suit, so she walked a little unsteadily.
Shen Yuan was just about to ask Shen Xuan to help move, but the girl ran away, so Shen Yuan had to stand up and help.
The two of them carried the cartons to the elevator together. Ji Ya, who was in the elevator, had beads of sweat on her forehead and a faint blush on her face from carrying the cartons. "Thank you, Mr. Shen."
"Thank you later if you want."
"ah?"
Ji Ya didn't understand what Shen Yuan meant, but when the two put the cardboard box into the trunk of the G63 and Shen Yuan asked her to get in the back seat, Ji Ya suddenly understood.
Mr. Shen wants to be in the car
Ji Ya's face instantly turned red to her ears. This was not okay. This was downstairs from Mr. Shen's parents' house. What if the neighbors saw it?
Shen Yuan urged in the car: "Come up quickly, it's just a massage, what are you thinking about."
Just a massage?
Ji Ya asked this question in her heart, but facing the boss's order, she did not dare to disobey, so she had to step lightly onto the passenger seat.
The moment her buttocks touched the back seat, her waist and hips formed a graceful arc.
Today Ji Ya is wearing an OL outfit that shows off her figure: a gray hip skirt paired with slim black stockings and a pair of flat shoes.
As for his upper body, he wore a white shirt with only one button open, revealing a little bit of the snow-white collar.
Above the slender white neck is a gentle and delicate face, with short bangs falling naturally on both sides.
Usually Ji Ya has a capable and neat image, but at this moment she was a little nervous. The moment she sat down, not only were her waist and hips tense, but even her expression was a little unnatural.
“Mr. Shen, if you want a massage, why don’t I do it for you when we get home?”
Ji Ya put her hands on the hem of her skirt and said guiltily.
"I didn't take a nap today, and now I feel like pressing."
Shen Yuan pointed to his head: "Please press my temples for me."
"Uh, okay."
Ji Ya hesitated for a moment, but finally agreed. However, she then discovered a second problem. The carriage was so narrow that it was difficult to press both temples at the same time.
Ji Ya's eyes fell on Shen Yuan's thighs, and she bit her teeth shyly and said, "Mr. Shen, if I want to feel comfortable, I may have to sit on your legs."
Shen Yuan had no reason to refuse: “It’s okay, come on.”
Ji Ya bit her teeth and sat on him.
Slender and gentle fingers stroked his temples, and Shen Yuan gradually relaxed, and the fatigue from not having a lunch break also dissipated a lot.
After all, Ji Ya has a certificate as a physiotherapist, so her technique is much more professional than those self-taught NPCs, and the placement and strength of her presses are very precise.
However, in the cramped space of the carriage, a beautiful woman was sitting on him, with her soft buttocks touching his legs.
In addition, when massaging, the degree of impact on the buttocks always varies.
Not to mention that under the white shirt in front of him is a pair of delicacies that he can only enjoy himself.
Ji Ya also felt something was wrong, her breath hit her shirt, and it happened to be on her upper body.
How should I put it, I just feel itchy and numb.
And there was a pair of hands, which unconsciously touched my buttocks, and even had a slight downward trend.
Ji Ya's pretty face suddenly panicked: "Mr. Shen, ah, there, there is no right."
Half an hour later, the shy Ji Ya buttoned the last button of her white shirt. She had originally left one button open, but she was worried that her boss would button them all again.
I thought it was just a simple assistant job during the day, and just now I thought it was just a simple massage, but I still underestimated the boss.
Then she carefully rolled up her stockings, clutched them in her hands, and said with her head down, “Mr. Shen, I can’t go up in this state now.”
Shen Yuan said "hmm": "Things are almost done here, you can go back first."
"OK."
Ji Ya reached out to open the car door, but Shen Yuan stopped her at this time: "Wait."
Ji Ya thought Shen Yuan still wanted to, so she turned her pretty face with a blushing expression, and said pleadingly: "Mr. Shen, please stay at home tonight. There are too many cars passing by here. I'm really worried about being seen."
"No, it's something else."
Shen Yuan found it a little funny, but he really wanted to talk about business.
"I've prepared a gift package for you, which includes a Huawei phone, computer, tablet, watch, and five sets of professional attire. I'll also give you 100,000 yuan to buy a watch."
"Um?"
Ji Ya was stunned for a moment: "Mr. Shen, this..."
"Don't even think about refusing. These are the inaugural gifts for becoming my assistant, and I've prepared them all."
Shen Yuan paused to give Ji Ya some time to buffer, then said, "There are also some training materials, including some professional training and life skills training. I will send them to you on the network disk later. You must complete them within one month and pass the exam."
"Mr. Shen"
Ji Ya was slightly moved.
Shen Yuan waved his hand to refuse pretentiousness: "Okay, nothing else, you can go back first."
"OK."
Ji Ya opened the car door and got out, then sat in the driver's seat of the Defender. She did not start the car and leave immediately, but was still immersed in what Shen Yuan had just said.
Mr. Shen is too nice to me, and it seems that I am more than just an assistant.
Ji Ya increasingly felt that coming to Xingcheng from southern Yunnan was the right decision.
Thinking about living together with Mr. Shen in the villa in the future, it really won’t be too wonderful.
After Shen Yuan got off the car, he stretched and walked towards the elevator.
Ji Ya's job resources and employment gift package were distributed yesterday. Although her job is different from Fu Yingzi's, they are both entry-level, so the gift packages are basically the same. The only difference is the content of the training.
Although I don't need to participate in their training and exams, I always feel like I'm being cultivated, which is similar to the feeling of leveling up in a game.
Shen Yuan suddenly felt a little excited. They were actually doing pretty well now, all above the passing line. So what would it be like if they were promoted from the beginner level to the intermediate level or higher?
Shen Yuan returned home. The insurance broker had explained everything to his parents and the product was clearly introduced. Shen Yuan just had to pay.
If each person pays 5 million yuan for pension for two people, they can receive a total of 70,000 yuan starting at the age of 60.
10 million compared to 70,000 seems to be quite a small amount, and what if the person dies in the middle of collecting the money?
Wouldn’t that be a huge loss?
Although it is unlucky, the insurance company is still very considerate. For example, if you die after only receiving the insurance for 10 years,
Bah, Mr. Shen and Ms. Li can live to be 100 years old.
This is just an analogy. If you die after only 10 years of receiving the insurance, the insurance company will pay an insurance money to the beneficiary, which can ensure that the principal plus part of the income will not be lost.
MSH's high-end medical care is 120,000 yuan a year. The premium for this medical insurance increases with age. The family plan that Shen Yuan requested also includes himself and Shen Xuan. For example, at their age, it only costs more than 20,000 yuan a year.
Insurance companies assess premiums based on risk. The older you are, the greater the chance of getting sick, so the premium will be higher.
After completing all the formalities, the broker sent the electronic insurance policy to Shen Yuan, and also created a group, sending all the information and materials, including subsequent value-added services, to the group.
Li Hongjuan looked at the electronic insurance policy on her phone and sighed, "Over 10 million yuan just for a few pieces of paper."
Shen Yuan smiled and said, "It's a bit of a lie, but when it's not in use, it's just a document or a few pieces of paper, but when it's in use, it's worth more than 10 million."
Li Hongjuan looked around and suddenly remembered something: "By the way, where's Xiaoji? Why didn't he come up with you?"
"She was busy with something, so I let her go first."
"Why don't you invite me to dinner? Even though I'm your subordinate, I still..."
"Okay, Mom, stop nagging."
"I can't nag you anymore. Even if you make 100 million, you are still my son. And I'm telling you, you can't do anything inappropriate to Xiao Ji."
"Okay, okay, Mom, hurry up and cook. My son is hungry!"
“.”
Li Hongjuan never stopped nagging, so Shen Yuan had to change his tactics. He thought that Ms. Li still wanted to keep Ji Ya for dinner. She had just torn her stockings by your son, so how could she have the nerve to stay for dinner.
What's the point of not having any improper thoughts about Xiao Ji? Your son is really good at trying to get something for nothing now, you just don't know it.
However, Shen Yuan only said these words in his heart. If he said them out loud, not to mention that Shen Yuan was a billionaire, even if he was the head of state, he would be beaten.
A total of 10.24 million yuan of filial piety funds were spent today, leaving just over 10 million yuan. Shen Yuan transferred another 2 million yuan to Old Shen and Ms. Li: "Mom and Dad, aren't you going on a trip? Don't be stingy with the money, spend it when you need it. I just transferred another 2 million yuan to your cards."
"Didn't you transfer 3 million last time? Why are you transferring more money?"
Ms. Li was about to go into the kitchen, but after hearing this, she stepped back.
"Pocket money, and money for travel."
"Don't refuse, this is my gift to you."
Shen Heping was open-minded and said cheerfully: "Just accept what our son has transferred to us, and then leave it to our eldest grandson."
Upon hearing this, Li Hongjuan was also happy: "Okay, okay, leave it to my eldest grandson!"
Shen Yuan was somewhat helpless: "Why keep anything? Just spend it when you need to. Don't save money. Children are a thing for the future."
Seeing her brother's generosity, Chen Xuan couldn't sit still anymore and came over to ask, "Brother, our parents have given us our pocket money, so what about mine?"
Shen Yuan glanced at her sideways: "You? You still have the nerve to ask me for it? Don't think I don't know, your sister-in-law often gives you pocket money."
Chen Xuan's mouth drooped: "What my sister-in-law gave me and what you gave me are two different things."
"Go play somewhere else. It's a waste of money to give you that. All you do is buy those action figures every day."
Shen Yuan pushed her aside impatiently, ignoring her complaints, and then took out his cell phone to reply to WeChat.
The NPCs have all come to pay their respects today, so there are quite a few messages that need to be responded to.
For example, Qiao Lei and Long Jinghan sent photos of their work desks, which were neat and exquisite.
Shen Yuan replied "OJBK".
There was also Teacher Li's desire to invite Shen Yuan to dinner at home, and the selfie that her sister Li Meng, an XY patient, secretly sent him.
However, Shen Yuan had to receive an important guest in the evening, so he had to decline their offer.
And after Su Xuewei was hit by Shen Yuan last time, she now sends messages to Shen Yuan every morning, noon and night, all of which are mechanical "Good morning", "Good afternoon" and "Good night". After reading them, Shen Yuan replies with "Read".
However, the most important information today came from the class beauty. After staying at home for a few days, she finally couldn't stay any longer, so Shen Yuan sent the driver Lao Lu to pick her up, and she would arrive at around 7 o'clock in the evening.
She sat in the second row of airline seats and sent a video of the highway journey with the following text:
"Yuanbao, I'll see you in two hours, hi, hi~"
Shen Yuan smiled knowingly. If he were to ask which of his NPCs had the most romantic feeling, it would undoubtedly be the big class flower.
PS: Brothers, please support me with monthly passes at the end of the month! ! !
(End of this chapter)
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