"Okay." Zhou Shuyan nodded, "Then you can decide when to apply for the loan."
Now it was Lu Youxi who was surprised. "You accept it now? Don't you think my idea is unrealistic?"
"No." Zhou Shuyan's tone sounded particularly reasonable, and even a little confused as to "why Lu Youxi would think so." "I think you can do it."
Lu Youxi: “…”
"I feel like you're trusting me a little too blindly?" It was the first time that Lu Youxi was trusted to the point of being speechless.
She was probably not as confident in herself as Zhou Shuyan.
"Before you came to the capital, no one thought you could make at least 100,000 a month." Zhou Shuyan took the initiative to explain without waiting for Lu Youxi to ask, "I don't know how much you earn in total, but the rent plus the down payment for the store is more than 100,000."
Lu Youxi couldn't help but smiled silently.
She was on her way back to the dormitory at this time. She looked around and saw that although there were people passing by, they were not very close to her.
Lu Youxi lowered his voice and said, "I have made a total of 160,000 yuan."
"I never thought I would marry a wife who can make so much money." Zhou Shuyan was in his office, leaning back in his chair with ease, his head leaning back, and laughing softly, "I can't bear to divorce you if you can make so much money."
Lu Youxi's face turned red, it was very hot, "You really can't be serious for more than five minutes."
"Are you free tomorrow?" The smile in Zhou Shuyan's voice had not completely faded, and there was still a hint of it in his words.
Unwilling to be outdone, Lu Youxi replied: "What? You want to date me?"
Lu Youxi couldn't see that Zhou Shuyan had a bit of a bad look on his face at this time, but his voice and tone sounded particularly innocent, "Didn't we agree to apply for a loan?"
Lu Youxi: “…”
It was clearly evening, but Lu Youxi's face was red as if it had been exposed to the scorching sun at noon.
Lu Youxi was so angry that he almost hung up the phone.
"I...I know!" Lu Youxi's scalp was numb and he almost stuttered, "I said that on purpose."
"Really?" Zhou Shuyan said in an aggrieved tone again, "I almost believed it just now."
Lu Youxi: “…”
hehe!
I don't believe your ghost! "I'm free tomorrow, but it's a workday, is that okay with you?" Lu Youxi was worried that it would be inconvenient for Zhou Shuyan.
"It's no problem to take two or three hours off to go with you to apply for a loan," said Zhou Shuyan.
Lu Youxi also wanted to complete this matter as soon as possible.
So I made an appointment with Zhou Shuyan to apply for the loan tomorrow.
Zhou Shuyan specifically asked Zhang Tianhai to drive him to a location some distance away from the bank.
Zhou Shuyan paid special attention before getting off the car. Lu Youxi had not arrived yet, so Zhou Shuyan got off the car quickly.
Zhang Tianhai was about to get off the car when Zhou Shuyan got startled and quickly whispered, "What are you doing?"
Zhang Tianhai stopped what he was doing and had to ask timidly in the car: "I want to ask you, where should I wait for you?"
Isn't it impolite to talk to the president while sitting in the car?
"Sit inside and don't show your head." Zhou Shuyan reminded him, "Wait for me near Peking University."
He also has to send Lu Youxi back to Peking University.
Needless to say, you have to take the subway.
During this period, Zhou Shuyan has become very familiar with riding the subway.
"Okay." Zhang Tianhai nodded.
"Okay, President. I'll leave now." Zhang Tianhai didn't dare to delay and drove away quickly.
Zhou Shuyan walked to the bank door and waited for about five minutes, then saw Lu Youxi jogging over.
"Why are you running over here?" Zhou Shuyan saw that although Lu Youxi was not sweating, he was breathing heavily.
"Didn't I see that you were already waiting here?" Lu Youxi said.
"I just arrived too, don't be in a hurry. If you see me coming in the future, just walk over slowly. Don't be in a hurry. I'm waiting." Zhou Shuyan instructed, "Remember that."
"Got it." Lu Youxi agreed and went in with Zhou Shuyan.
Lu Youxi had previously learned about the relevant certificates needed to apply for a loan, so he was familiar with the process this time.
Lu Youxi and Zhou Shuyan went to the office and knocked on the door. The manager came to open the door and said, "Ms. Lu, please come in."
"This is my husband," Lu Youxi introduced.
"Your husband is your guarantor?" The manager looked surprised.
"Yes." Lu Youxi nodded. She really didn't know much about this aspect.
In her previous life, she had never needed a guarantor.
The manager explained, "Well, a couple cannot act as guarantors for each other's loans. But you can repay the loan together. In this way, you can get a loan without a guarantor."
The manager said embarrassedly: "Last time you didn't tell me that you were married, and I didn't ask, so I failed to do my duty. It's like this, you are a couple, even if you don't have proof of income, but your husband has proof of a fixed income and has the ability to repay the loan together, you can still get a loan."
Lu Youxi turned to Zhou Shuyan and asked, "Is this okay with you? I will definitely pay back the loan."
"Of course I have no problem." This was the purpose of Zhou Shuyan's visit.
"Okay, let's get started," said the manager.
Zhou Shuyan gave the materials he had prepared to the manager.
As for the bank statements and income certificates, Lu Youxi did not look at them out of respect for Zhou Shuyan's privacy.
When the manager saw this, he couldn't help but gasp and looked at Zhou Shuyan in shock.
What kind of loan do you want in this situation?
No, why are you asking for a loan of just 350,000 yuan?
Are you kidding me? Zhou Shuyan smiled, with a hint of warning in his eyes and a tense aura, and asked calmly, "Is there any problem?"
"No problem." The manager laughed dryly. "The materials you provided are really great."
The manager thought to himself, is this how rich people play now? The loan process was smoother than Lu Youxi had imagined. She was even a little dazed when it was done.
After leaving the bank, Lu Youxi thanked Zhou Shuyan, "It's a workday today, and I asked you to come out. You should go back soon."
"It's okay. You've already taken leave. It's not time yet, so I'll take you back to school first." Zhou Shuyan said, and walked towards the subway station with Lu Youxi.
"Don't worry, I will be the only one to pay back the loan. I won't use your money." Lu Youxi said again.
"I know, you said it before." Zhou Shuyan smiled faintly, "Don't worry, I won't help you pay a penny."
Lu Youxi breathed a sigh of relief, "That's good."
Zhou Shuyan: “…”
This is actually something you can breathe a sigh of relief about.
Lu Youxi returned to school, and because she and Zhou Shuyan were both busy, they didn't spend much time together this time.