He Yi'an thought about it over and over again, but he couldn't figure out how this person could have said this.
Seeing that Xie Huaijin finally showed mercy and let go of the grinning Han Yu, He Yian hurriedly took two steps forward and reached out to scratch his head a few times.
"What are you doing?" Xie Huaijin frowned slightly and gently pushed his hand away.
"Did you hurt your head during the fight just now?" He Yi'an asked seriously, "Are you mentally unstable?"
Xie Huaijin looked at him speechlessly: "You are the one with abnormal brain"
"Then why are you..."
"I just can't stand his annoying face." Xie Huaijin brushed off the dust on his body and said nonchalantly, "Besides, I didn't say I don't want interest. When the time comes, you can write me an IOU and pay me back in installments."
"If you want a longer installment period, that would be great. It's better for me to earn the interest than for you to pay him. It must be reasonable and legal."
Xiaobao and Li Mingyang looked at each other, and the moment their eyes met, Li Mingyang noticed the great confusion in the little guy's eyes.
"Shh!" Li Mingyang gestured and whispered, "I think I guessed what Xie Huaijin meant. Let's watch his performance first, and I'll tell you later."
Xiaobao nodded obediently.
He Yian pondered for a moment and murmured, "Although I still think this isn't a good idea, what you said seems to make sense..."
"Okay, it's decided."
Xie Huaijin said impatiently, then walked up to Han Yu with his phone and said coldly: "WeChat, I'll scan you, hurry up"
Han Yu took out his phone with a trembling hand, dialed the payment code, and hesitantly said, "The total is 15,000. The 5,000 is... this month's interest. Who made him over... overdue?"
He Yian's eyes widened immediately: "You are too fucking dark!"
"I have the final say on the interest on the money I lend!" Han Yu said confidently, "If you don't give it to me, I'll continue to make trouble and I'm sure you won't have a good life!"
"You are so shameless!" He Yi'an was so angry that if Xiaobao hadn't been holding him back, he would have already thrown his fist.
Xie Huaijin snorted coldly: "Your interest rate is really high, even loan sharks don't dare to ask for such high interest."
"What do you care about me?" Han Yu glared at him. "Can you pay it back? If not, stop pretending and get out of here!"
Xie Huaijin was too lazy to talk nonsense with him and just scanned the payment code. "The money has been paid, 15,000, but I have a condition."
"What?" Han Yu asked subconsciously, still immersed in the joy of receiving the money.
"Record a video," Xie Huaijin said, "Just say whatever I tell you to say."
Han Yu froze, then immediately realized, "I won't record it!"
"Not recording?" Xie Huaijin's face suddenly changed. "Okay, then be prepared to walk out sideways."
Upon hearing this, Han Yu suddenly felt that there was no place on his body that didn't hurt. Even the scene of being suppressed just now was vivid in his mind, which made him swallow his saliva.
"What...what are you going to record?"
Xie Huaijin spoke slowly: "Just say that I, Han Yu, declare that all of He Yi'an's debts have been paid off. How much is the total amount, how much is the interest, and I will never bother him again, nor will I appear in front of him again."
"That's it?" Han Yu said casually, "Okay, let's record it."
So Xie Huaijin clicked on the video and raised his phone to him.
Han Yu: "I, Han Yu, hereby declare that all debts owed by He Yi'an to me have been paid off, totaling 30,000 yuan, with 20,000 yuan in interest. From now on, I will no longer harass him, nor will I appear before him again."
Xie Huaijin hummed and waved his hand calmly: "Alright, leave his wallet and you can go now."
Although Han Yu and the other three were running in a panic, his posture as if he was shooing away flies still attracted their resentful gazes.
After they left, He Yi'an stepped forward and asked, "Um... Huai Jin, you asked him to record the video because you were afraid he would deny it later?"
"Not entirely," Xie Huaijin said, "there are other uses."
"Should we check the surveillance footage next?" Li Mingyang asked, "and then hand it over to the police along with the video just now?"
Xie Huaijin chuckled: "Mingyang, you are still so smart."
"Oh, I get it," Xiaobao suddenly realized. "That Han Yu first sent someone to steal Xiao'an's wallet, and then he took the lead in stirring up trouble. And most importantly, he mentioned the interest rate in the video, which constitutes usury!"
"That's what I mean," Li Mingyang patted his head lovingly. "Our country has laws that prohibit private individuals from charging high interest without authorization. Such interest will not be recognized by the law. In this case, Han Yu will probably be sent to prison."
"Then the extra 20,000 yuan in interest he charged..." He Yi'an bit her lower lip and asked cautiously, "Can I get it back?"
"That's not certain," Xie Huaijin patted his shoulder, "it all depends on how much the police can help you recover in the end."
He Yian turned to look at him and said, "You knew he was deliberately charging high interest, but you still gave him 15,000 yuan?"
"It's okay," Xie Huaijin said softly, "just write 10,000 when you write me the IOU."
He Yian was stunned for a moment: "Then you lost 5,000 yuan, didn't you?"
"I don't need that little money," Xie Huaijin said calmly, "but if I don't let him scan it, he will continue to pester you, and he won't record the video. In the end, I let him continue to be arrogant. I will be so angry watching him."
He Yian looked at him with a tangled and grateful look. The words on his lips stopped again and again, and after a long while, he only said one sentence: "Thank you, Huai Jin."
My dear, there is more to this chapter. Please click on the next page to continue reading. It will be even more exciting later!
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