Lin Yutong never expected Xiao Zheng to threaten her like this. After learning that she was suddenly in debt and that her family would not give her a penny, and that small loan companies were calling to urge her to repay the money, Lin Yutong had no choice but to find a way to raise money. Now she was basically thinking about borrowing money, and she didn't have as much contact with boys.
When several boys heard that Lin Yutong wanted to borrow money, all the guys who usually fawned over her disappeared. Even if they could lend her 10,000 yuan, they would only lend her a maximum of 10,000 yuan. They were all students and didn't usually have that much money. Lin Yutong had scraped together tens of thousands of yuan, which was already her limit. She didn't want to borrow money from Mr. Zheng unless it was absolutely necessary.
She could be somewhat humble in front of others, even bowing her head to someone like President Zheng, whom she used to dislike and look down upon. But for some reason, she found it difficult to apologize to Ye Zhiwei.
She may indeed have problems, but this particular format made Lin Yutong feel somewhat embarrassed.
She came here to borrow money—
She hesitated for a while, and then her phone suddenly vibrated. Without even looking at it, she knew it was a text message reminding her to repay the small loan. Lin Yutong knew what she would face if she didn't repay the money in the end, so she didn't hesitate and walked up to Ye Zhiwei.
Ye Zhiwei glanced at her and said indifferently, "If you want to apologize, you can apologize to me alone. It's not as good as apologizing in front of everyone."
Is this considered upholding her dignity?
Lin Yutong was shocked for a moment, then followed Ye Zhiwei after a brief silence.
Ye Zhiwei smiled apologetically at everyone, and as everyone said they were tired from riding and were about to take a rest, she took the opportunity to lead Lin Yutong to the rest room.
Just as Lin Yutong was about to speak, Ye Zhiwei interrupted her, "Don't speak yet."
She took a piece of paper and a pen, wrote something down, then moved forward and calmly said, "Sign it."
Upon closer inspection, Lin Yutong realized it was an IOU, and the IOU stated the 300,000 yuan she needed.
She clenched her fists, "You—"
"I can lend you 300,000 yuan. You can pay me back after you graduate from university. The interest will be based on bank deposit interest rates. I will transfer the money to you after you sign the form."
Lin Yutong seemed incredulous. She looked at Ye Zhiwei in surprise. She had originally thought that Ye Zhiwei would be aggressive today. Although she didn't want to admit it, she had to admit that her previous behavior was very unpleasant. Ye Zhiwei shouldn't have helped her. She was actually helping her. She was prepared to agree to all of Xiao Zheng's requests as long as he was willing to lend her money.
These past few days she's done a lot of mental work, and most likely she's come to a clearer understanding of something. Right now, all she wants to do is raise 300,000 yuan. She doesn't want to think about anything else, and she has no energy left for anxiety, pain, regret, or frustration. In the end, she can only grit her teeth and borrow money from everyone she can.
"Why are you helping me?" Lin Yutong couldn't help but ask.
Ye Zhiwei said without hesitation, "Although I don't like you very much, I dislike the person you're with even more. I don't think you need to compromise for someone like that. 300,000 is nothing to me, and it's not that I'm telling you not to pay it back. You need to pay this money back, and I've calculated the interest very clearly."
“I…” Lin Yutong gritted her teeth and said, “You can calculate the interest rate higher.”
She gritted her teeth and said, "I will pay you back more when the time comes. I will borrow 300,000 yuan from you. Once I graduate and am able to earn money, I will pay you back immediately. It will be more than just 300,000 yuan."
Ye Zhiwei rested her chin on her hand and said, "But now the annual interest rate for bank loans cannot exceed four times the loan market quoted rate. Ah, otherwise you can rely on your own conscience. The contract will still be written like this. You can decide how much more money you want to pay back. If I exaggerate too much, it will be troublesome to sue you later."
Lin Yutong: I thought Ye Zhiwei would be polite, but she actually... agreed right away.
Lin Yutong signed the IOU. After she finished, Ye Zhiwei transferred the money to Lin Yutong and then said calmly, "Don't do this kind of thing again."
Ye Zhiwei refers to her persistent pursuit of Jiang Jianian.
Now, whenever Lin Yutong sees Jiang Jianian, she is reminded of the fear of being controlled by 300,000 yuan during this period. She doesn't even want to date anymore. She only wants to make money, improve her professional courses, and not neglect her part-time job as a host. She hopes to pay off the money while she is in college.
She looked at Ye Zhiwei putting the IOU into her bag, and finally couldn't help but say, "Ye Zhiwei, I apologize to you for what happened to Jiang Jianian, and—thank you."
This apology was sincere.
*
Lin Yutong left the riding stable immediately after receiving the money. Before leaving, she said something to Mr. Zheng, who then angrily cursed Lin Yutong to everyone. Although he suspected that Ye Zhiwei was involved, he dared not confront Ye Zhiwei.
He finally managed to get Lin Yutong under his control, but she suddenly changed completely, treating him the same as before. Talking about money didn't work at all.
Ye Zhiwei disliked paying attention to Xiao Zheng, and Su Yichen was also annoyed, regretting that he had let Xiao Zheng in because he was pestering him so much. He had made up his mind not to invite him to any future events.
Because of Ye Zhiwei, the girls didn't pay much attention to Xiao Zheng. The boys also frowned slightly when they heard Xiao Zheng humiliating a girl like that. In the end, Xiao Zheng stopped talking when he noticed that everyone's gazes were getting colder.
After the horse riding activities, Su Yichen arranged for everyone to have dinner in a private room at a nearby hotel.
Ye Zhiwei could sense the kindness of most of the girls in this circle, and the atmosphere gradually improved when she ate with them. Bai Zhi, in particular, became increasingly enthusiastic towards Ye Zhiwei after getting her contact information, to the point that Ye Zhiwei was a little overwhelmed by her enthusiasm. Bai Zhi even sat next to Ye Zhiwei.
Su Yichen breathed a slight sigh of relief when he saw that Ye Zhiwei didn't seem to dislike the occasion. Since President Zheng was unusually tactful and didn't say anything, the atmosphere gradually became more harmonious. Later, Su Yichen opened a bottle of the hotel's specialty fruit wine and poured some for Ye Zhiwei. Because of the pleasant atmosphere, Ye Zhiwei couldn't help but drink some.
Miss Ye's eyes lit up when she tried this fruit wine for the first time and was surprised by how sweet it was. She drank it glass after glass when people toasted her, even though the alcohol content was low.
When Ye Zhiwei received Jiang Jianian's call, she was already quite excited because she had drunk a lot of alcohol. She openly told everyone that Jiang Jianian had come to pick her up and then left early amidst cheers.
Jiang Jianian was waiting for Ye Zhiwei in the hotel lobby. He wasn't wearing a suit today, but just a simple white sweatshirt. He stood quietly at the entrance of the lobby, seemingly having waited for a long time. He looked down at the watch on his wrist.
The boy's face was expressionless, cold and indifferent, revealing neither joy nor anger. However, his icy eyes showed a hint of a smile the moment they met Ye Zhiwei's gaze, like the first snow melting.
Ye Zhiwei ran happily towards Jiang Jianian, took his arm, and said in a coquettish tone, "Have you been waiting for a long time?"
Jiang Jianian was slightly taken aback, seemingly not expecting Ye Zhiwei to run over and act coquettishly towards him, even clinging to his arm so intimately. However, he quickly realized something was amiss, and, touching Ye Zhiwei's slightly tipsy face, squinted and asked in a low voice, "Have you been drinking?"
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