Chapter 22 Are you sure you are really going to pay back the money?
Manager Zhang's eyes flickered, looking a little unnatural.
Chen Jianguo's outrageous move was to borrow money from loan sharks to let his son run away. He knew about it at the time and tried to stop him.
But the factory was in a mess at the time, and he couldn't persuade them, so he simply let it go.
Facing the victim now, he felt a little embarrassed...
"Actually, I'm not entirely sure. The client absconded, I couldn't get paid for the cotton coats, the material supplier turned against me, and my peers took advantage of my misfortune. There was practically no room for recovery..."
"That's not what I'm asking. I want to know how much you know about that loan shark company."
“…”
You should have said it earlier.
If you ask this, Manager Zhang will tell you everything he knows.
That loan shark was a lending company that was just registered two years ago. I heard that the boss was from the provincial capital, was unfamiliar with the place, and the company was not big.
So Chen Jianguo kept his eyes on them.
At that time, he didn't know that Chen Jianguo already wanted to die. He thought he was just throwing in the towel, thinking that too many lice wouldn't itch and too many debts wouldn't worry, so he was willing to risk everything to find a way to make his son rich.
However, I didn't expect him to be so cruel. He committed suicide, fearing that his son would be chased for debts, and he also cheated his daughter...
"I later inquired about it. The unfamiliarity with the place was just a superficial appearance. The boss had strong backing, and no one in the county dared to challenge them."
"So, because you have a backer, you don't have many employees, right?"
After Chen Jinyue roughly confirmed it, he had an idea in his mind.
Manager Zhang nodded. "Yes, there's the boss, Guo Hai, his brother Guo Tao, and a dozen or so regular debt collectors."
Because no one dares to go against them, they don't have many employees.
Chen Jinyue knew that the scale was small, but he didn't know it was so small.
So three people went in last night, and the number of employees was reduced by one-third?
More importantly—
"The boss's brother is called Guo Tao?"
"right."
"Have you seen one? What are its physical characteristics?"
Manager Zhang looked unimpressed. "He's got blond hair, speaks a lot about traditional Chinese culture, and hangs around No. 2 Middle School. He's got several high school students as his minions. I think most locals know him."
He is also a famous gangster in the county.
Chen Jinyue nodded. No wonder they insisted they were just drunk and chatting up people last night, and the police didn’t find it strange.
…
Chen Jinyue found out a lot of information about the loan shark company.
There is no other meaning, the main purpose is to pay back the money.
"Are you sure you're going to pay back the money?" Chang Hongbo appeared with her downstairs of the small loan company, still a little unbelievable.
He glanced at the four bodyguards standing behind him. They didn't seem like they were here to pay back the money.
Seeing his confusion, Chen Jinyue explained, "Originally, I wanted to ask Mr. Zhou to join me for courage. After all, he feels very safe. But when he heard that I was here to repay the money, he was too lazy to join in the fun, so he just lent me four people."
Chang Hongbo, "..."
Why didn't he have the foresight to outsource this job?
The company is located in an old commercial building.
It looks shabby and informal.
Chen Jinyue went in and sat for more than ten minutes before a disheveled man came down from the second floor, rubbing his eyes. He looked like he hadn't woken up yet and spoke in a sloppy voice.
"Hey, Boss Chen? Are you here to destroy my place today?" He glanced at several bodyguards and sat down on the sofa opposite.
Taking out a cigarette and holding it sideways in his mouth, Guo Hai lit it with squinting eyes and took a slow puff.
He laughed with interest and said, "I've been doing business for so long, but this is the first time a deadbeat has come to my door. It's new!"
Chen Jinyue said politely, "Boss Guo, you're joking. I'm here to discuss something with you."
Guo Hai said in a contemptuous voice, "Has no one in the county told you that I, Guo Hai, never consult before lending money?"
"Then we'll sue. I've hired a lawyer." Chen Jinyue readily agreed. "I'll join you in the fight, and I've brought bodyguards with me. But as long as I get out alive, what happened the night before last won't be over."
"You want to threaten me?" Guo Tao's smile faded a little and he looked at her coldly.
"I'm just stating the objective facts," Chen Jinyue continued. "I'm a dead man now, so I have nothing to fear. But Guo Tao is an adult, right? Or do you think sexual harassment shouldn't be punished?"
"It doesn't matter if there's no verdict. My story is so tragic. I can post it online to generate some buzz and maybe get some attention."
“…”
Guo Hai cursed Guo Tao in his heart for being caught with something.
What happened the night before last was no big deal.
But the problem is that two passersby were involved, and he still hasn't found them. I heard that their car was parked nearby, so who knows what they might have filmed.
He wasn't worried about Guo Tao having a criminal record, but he was afraid that the matter would get out of hand and implicate the higher-ups...
Just as he was weighing the options, Chang Hongbo skillfully handed him a business card. "Hello, I'm Ms. Chen's lawyer. Regarding disputes over private lending, I also suggest private negotiation."
Guo Hai frowned and took it, and his face changed when he saw the three words "Chang Hongbo".
He was from the provincial capital, so naturally he had heard of the name of this big shot in the legal world.
This little girl actually managed to get him to take action?
Guo Hai's obvious change of expression greatly satisfied Chang Hongbo's vanity and self-esteem.
Let’s just say it was an accident the night before. I was beaten for handing over my business card. It was the first time in my life.
"How do you want to negotiate?" Guo Hai asked in a gloomy voice.
Chen Jinyue looked calm on the surface, but his palms were full of sweat.
Hearing this, she breathed a sigh of relief.
"How much money did Chen Jianguo borrow from you? How much is it now including principal and interest?" She asked instead of answering.
Guo Hai waved to the side, and his younger brother handed him an IOU and a tablet.
He poked and tapped on the tablet, then handed it to Chen Jinyue. "The original capital was one million, and now the principal and interest are three million three hundred thousand."
Chen Jinyue took a breath of cold air. Loan sharking was so terrifying.
"Before lending it to her, I told Chen Jianguo the interest clearly, and he vowed that he could pay it back soon!" Guo Hai looked at her expression and reminded her coldly.
Chen Jinyue pursed his lips and was silent for a few seconds, then whispered, "He gave all the money he borrowed to his son."
"I don't care what your family's situation is!" Guo Hai made his attitude clear. "Anyway, the money was borrowed by your father. He's dead, but you're not. You must pay it back..."
"I can pay you back 2.3 million in interest. The remaining principal is in Chen Jie's hands. You can collect it yourselves."
“???”
Guo Hai looked stunned.
She came to his house early in the morning with people and started threatening him right from the start. He thought she was trying to rob him and blackmail him based on what happened the night before.
In addition, the Chen family is really broken up and cannot come up with any money now.
He had prepared for the worst and was thankful to get his principal back.
Who made me careless and get tricked by a dead man and then tricked by my stupid brother?
But I never expected it.
Her negotiation was to pay back 2.3 million right away?
Seeing his silence, Chen Jinyue continued, "If this account goes to court, first of all, the interest rate will be illegal. Secondly, the principal is in Chen Jie's hands, which has nothing to do with me. I have no obligation to repay the money."
"I came here today with the idea that if we do business in the county, we'll meet each other sooner or later, shake hands and make peace with each other."
"As for the one million in Chen Jie's hands, I don't care whether you will calculate the interest later. I believe that with your means, you will be able to recover every cent."
"If he doesn't pay back the money, whether you want to cut off his hands and feet to pay off the debt or something else, I will have no complaints and will not pursue the matter."
“…”
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