Chapter 84: It’s Qin Yang’s bank card…
"Yangyang, you've been so kind to my Panpan. When we get back, grandma will definitely make lots of delicious food to thank you and your mother!"
After Chen Pan reached out and took out a few more wigs from the bag that Qin Yang brought back, Grandma Chen hurriedly said.
"It's okay, grandma, these things are not expensive." Qin Yang replied with a smile, then took the urea bag he brought back and continued to pack the Chen family's quilts, pillows, blankets, washbasins and other things.
"Put the thermos outside." Chen Pan gently reminded him as she watched him move. Then she added, "It's not about the price of the item. It's about you taking so much trouble for us. We should be grateful to you."
Feeling awkward saying this, Chen Pan immediately adjusted his expression and quickly picked out a wig that he thought most resembled his old one and put it on. "Grandma, Brother Chen, do you think this one is good?"
"Okay, this one looks just like your old hair. If you wear it outside, no one will know you had surgery." Grandma Chen wasn't used to being sentimental, especially to a child. So she smiled, immediately lightening the strange atmosphere in the ward.
"I think you should choose the shorter one. Everyone basically knows that you had surgery now. If you keep your hair long now, people will subconsciously feel that it's fake." Qin Yang gently put aside the thermos that Chen Pan mentioned, then looked up and made a sincere suggestion.
"That seems to be the case." He felt that while the other person was being blunt, it was indeed true. Chen Pan smiled carelessly and immediately put on his ear-length bob wig again.
The bob haircut of later generations is actually the mushroom haircut of this era. Girls with this hairstyle seem to look more capable and mature. At least in the eyes of Grandma Chen, who prefers long hair, her granddaughter looks a bit domineering and difficult with this headpiece.
But when she saw her granddaughter adjusting her hairstyle and tilting her head with a smile on her face, Grandma Chen felt that she was overthinking it and immediately started praising her: "Not bad, not bad, this one is indeed the most reasonable one."
"That's it!"
After Chen Pan put on the wig, everyone hurried downstairs with their things.
Of course, at this time, Chen Pan was holding the thermos in her right hand and her newly bought small handbag for various documents and medical records in her left hand.
Grandma Chen held Qin Yang's bag in her left hand and an extra-large handbag containing all her miscellaneous items and clothes in her right hand.
As for Qin Yang, he directly carried the urea bag containing the quilt on his back and picked up a folding accompanying bed that Grandpa Chen had bought before.
Because the time Qin Yang and Grandpa Chen went back before, they had taken some unnecessary things with them, so they didn't actually have much stuff now.
But even so, the big urea bag on Qin Yang's back still looked quite intimidating.
As the nurse outside said, "Remember to come for a follow-up visit in a month," everyone walked out of the hospital's inpatient building.
After putting everything in the back of the car, everyone went out to eat again.
After having a full meal, everyone returned to the hospital to use the restroom, and finally everyone really returned.
The red minivan that Qin Yang borrowed was a Changan minivan with two rows of seats in the back, and the last row could be removed to transport goods.
But in order to allow Grandma Chen and Chen Pan to rest on the road, Qin Yang placed the large urea bag directly on his passenger seat as soon as he got in the car.
Once the item with the largest area is placed in the front, the two rows at the back look empty.
Chen Pan was quite heartless. She got in the car, praised the car a few times, and asked where it was borrowed from. Then she said she felt dizzy and lay down in the second row.
While waiting for the traffic light, Qin Yang took out the big pillow from the urea bag for her.
Grandma Chen was a little worried about her situation, and she took out a thick coat for Chen Pan from her big handbag.
After she covered her granddaughter's shoulders and stomach with her coat, Grandma Chen finally realized she was embarrassed. Then, sitting in the last row, she stretched her neck and asked, "Yangyang, how is your mother's illness now? Is it time for her follow-up checkup now?"
"Grandma, my mom is fine. I took her for a follow-up checkup a while ago. On the day of her follow-up checkup, I asked her to go home first while I went to the wholesale market to find a wig for Panpan."
Qin Yang passed the driving test very early, but because of family matters, he had not driven the family car for a long time.
His driving experience had been honed over the past six months. Furthermore, the car he was driving wasn't his own, so after answering Grandma Chen's question, he sat upright again and looked ahead cautiously.
"That's good, that's good. Your mother is lucky to have a good child like you. By the way, I heard that you took out another loan recently? Yangyang, you bought such a large piece of land to build a factory, and the office building inside is five stories high. You must have borrowed a lot, right? For example, my grandfather Panpan borrowed 10,000 yuan before. He finally paid off the loan and just had a little savings, but now it's gone. A few days ago, I heard that he applied for another loan of 30,000 yuan and is going through the process now. What about you? How much did you borrow? Is the money you borrowed considered as a loan for you alone, or for you and your friends?"
Grandma Chen had never asked this question before. Like Grandpa Chen, she had always been a very measured person. She had never asked this question, no matter how close her relationships were with her family or friends, not even with her brother and sister-in-law. But now, she craned her neck, holding onto the armrest of the front seat, and asked loudly.
"Well, Grandma, I've already taken out loans from several banks. Adding the 100,000 yuan from ICBC this time, I probably owe the banks a total of 200,000 yuan. These loans are basically all taken out by me alone. After all, my first loan was used to renovate my house, the second was used to renovate and run my shop. The third was used to buy land, and the fourth and current loans were all used to build a building and purchase equipment for the new company.
I'm the one who's taking out loans to raise money, and my friends are also trying various ways to raise funds. Our company's house and land are all in my name. But I'm not the legal representative of the company; I'm just one of the shareholders, and I have the smallest stake. Because the house and land are both in my name, I'm the one who gets the most out of the three of us. But once the company and factory are fully built, I'll basically be out of the loop. Later on, I'll just be a shareholder and wait for my share of the profits. I'll basically stay out of the operations there.
After the other party asked this, Qin Yang was silent for a moment, and finally told the other party about the situation on his side in detail.
When she heard that he had borrowed so much, Grandma Chen, who was listening carefully at the back, subconsciously took a breath.
"Two hundred thousand, plus interest that's over two hundred thousand!!"
No longer having the heart to ask questions, Grandma Chen leaned back in the back seat, mumbling, as if something had been taken away from her body.
You have to remember that two years ago, she barely saw any money year-round. After autumn, she'd sell her family's surplus soybeans, wheat, rapeseed, and potatoes for a few hundred yuan. Then, when winter arrived, her husband would sell the chickens, ducks, rabbits, sows, and lambs he'd raised for the year, and then he'd make another thousand or two.
Even though she is more experienced now and can earn around 2,000 yuan a month from her family's pancake shop, 10,000 yuan is still a lot of money in her eyes.
You have to know that Panpan had such a major operation this time, underwent so many examinations, and stayed in the hospital for almost a month. The final cost seemed to be around 25,000 yuan.
The last cancer surgery Qin Yang's mother had actually cost more than 10,000 yuan in total.
To treat such a serious illness and perform such a major operation, the hospital charges more than 20,000 or 10,000 yuan.
The tens of thousands of dollars Qin Yang owes is just a huge bottomless pit.
"I don't know how we ended up like this. My family has a factory, a company, and a pancake shop. Your family has a huge small shop and a huge three-story courtyard-style house, all of which are now rented out. Now you and your friends have built such a huge building and factory behind the village. But who could have imagined that my family would owe the bank tens of thousands of yuan in the blink of an eye? Who could have imagined that you, at such a young age, would owe over 200,000 yuan?"
Grandma Chen laughed at herself, while Qin Yang continued driving awkwardly in front.
Chen Pan really had a headache and wanted to sleep quietly.
But after listening to his grandmother's nagging and worry, Chen Pan finally couldn't help but open his eyes: "Grandma, don't worry too much about the debt. Whether it's tens of thousands or hundreds of thousands, we will pay it off. Besides, we didn't have much savings before. In this case, if we want to make our business stronger and bigger, we can only rely on foreign loans. You only see our foreign debt now, but you don't notice that our family now has a house and a shop in Liuping, and Brother Qin's family also has two large courtyards.
No matter how our business is doing on the surface, as long as we have a house, we have a way out. When the demolition is completed, no matter how much money we owe, we can pay it off. And our shop has income almost every day, and so does Brother Qin's. Our factory is in the initial development stage now, so it seems that we have only invested money but not made much money. But in fact, as long as we can get through this period, everything will be fine later. And Brother Qin's factory and advertising printing company are also completely capable in this period of growth. As long as they work hard, everything is possible. And to be honest, the sudden lack of money this time by my family is indeed due to me——"
"What nonsense are you talking about? I was just casually expressing my feelings. Everyone knows that our lives are getting better and better now. Don't say things like 'because of you' again."
Xu Chunhua was shocked by the huge amount of debt owed by Qin Yang's family, so she couldn't help but sigh and complain.
Seeing that her two sentences had attracted so much attention, she immediately interrupted Chen Pan with a smile and did not dare to continue the topic.
In the past, her family only earned a few dozen yuan a month on average, but now they can earn dozens of yuan by working hard every day.
They used to raise pigs and sheep in the village, and although they seemed a little better off than most families in the village, the overall difference was not that big. In the past, they were considered poor and ordinary people, and were subconsciously ignored and neglected by everyone.
But now, no matter what, they relied on a factory to unite the entire Chen family in the village. At least now if they were bullied again, everyone had the consciousness to resist, and they also felt that as long as they worked hard, they could make money.
Anyway, through this fight between their family and the Li family, Grandma Chen felt something was different.
You have to know that before they opened the factory, even the kitchen and the firewood pile outside were almost certain to be the work of the Li family. Everyone's subconscious reaction was to hide and avoid as much as possible.
But now, they seem to be afraid of nothing.
Afraid that her granddaughter would think too much, Grandma Chen quietly comforted and consoled Chen Pan in front of her.
Qin Yang drove the car with a serious expression in the front, but once they got on the highway and there were few or no cars around, he followed Grandma Chen and subconsciously advised Chen Pan a few words. He also reiterated that if her mother's illness did not relapse in the next two years, he would definitely not urge her to pay back the money he had lent to the Chen family.
"That's the life-saving money I left for my mother. Even if I owe a lot of money outside, I won't touch it. Anyway, don't worry. As long as my mother is fine, I won't rush you."
Qin Yang said this seriously, and after hearing what he said, Chen Pan was thinking that he must find a way to pay back the money as soon as possible.
After all, no one can be sure about Qin Ma's condition.
Perhaps they didn't have to pay the money back immediately. But no matter what, they had to earn it quickly and own it quickly. That way, they wouldn't really delay their family affairs and would be worthy of the generous donation.
Chen Pan was thinking about this money in her heart. She was thinking about it at the small celebration banquet prepared by her grandfather when she returned to her new home that night. In the middle, when she answered various questions and accepted the comfort from her second grandmother and Qin's mother, Chen Pan was also thinking about this matter in her heart.
When she returned to her little house, she found that her little white dot was fine, but was temporarily locked up in the same iron cage as her grandfather. Chen Pan was happy for a while after releasing the little dot, but she was still thinking about this matter when she lay in bed.
From the next room, I could hear the sounds of my grandmother, my second grandmother, and two cousins washing and tidying up, as well as chatting and talking.
Just as Chen Pan, who had been treated like a porcelain doll and had done nothing tonight, was lying on her bed in her little room, holding her kitten and wondering if she should get back to doing it like last year after a few days of rest, there was a knock on her door. Then came her grandfather's slightly drunken voice: "Panpan, are you asleep?"
At tonight's small family dinner, in addition to everyone who used to stay in Liuping, there were also Wu Cuicui's father, Qin Yang and his mother and others.
Women generally don't drink, but Wu Cuicui's father does.
Tonight, he took the cup and toasted Grandpa Chen Pan with a lot of wine. So Grandpa Chen, who said he didn't drink, finally drank a little bit and was now in a state of being slightly tipsy.
"Grandpa, I'm not asleep!"
Chen Pan, who was wearing pajamas, subconsciously checked her clothes, then hid the kitten in the quilt and quickly spoke.
"Then grandpa comes in and gives you something." Grandpa Chen strode in with red cheeks and neck, and then started to dig hard in the inner pocket of his clothes.
"What is it?" Chen Pan was intrigued and subconsciously sat up from the bed.
"It's Brother Qin Yang's bank card. He has 30,000 yuan in it. Grandpa has already deposited it back in today, and I also deposited another 1,000 yuan in it. I'm giving this bank card to you in advance. Tomorrow afternoon, we'll go out and buy some more food and daily necessities, and then we'll go to your brother Qin Yang's house and return his bank card early. Let him change the bank card password early, and continue to keep this card safe."
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