Chapter 77 Opening a Lending Business



"I plan to open a general store to buy and sell strange items and artifacts, and also to start a loan business. If you help me promote it, you'll definitely get a share of the profits."

When Xia Tianqiong first rented the basement, he only wanted to open a general store and also start a business exchanging ghost money.

Since going to the Ghost Bank, I've had a new idea.

He heard from Manager Hu that many supernatural beings like to borrow money in the form of ghost money to upgrade their rank. Some of them can't repay it, so they mortgage themselves to the bank.

That's how the Infant Tree Ghost lost its freedom.

This method allows one to obtain the supernatural without resorting to force, so Xia Tianqiong wanted to give it a try.

When the restaurant owner heard that he wanted to lend money, his eyes lit up and he immediately became interested.

"Are you lending money for ghost money? How much do you plan to lend?"

Xia Tianqiong laughed and said, "Of course it's Netherworld Gold, but don't even think about it, shopkeeper. You're not short of money. I only give it to poor ghosts who are short of money!"

"If we give money to these poor devils, what if they can't pay it back..."

The shopkeeper was a little confused, but then suddenly realized what he meant, "You don't want to earn interest, you want something strange!"

"Hehe, the shopkeeper is indeed clever."

Xia Tianqiong thought earning interest was too slow, and besides, even if he released the Nether Gold, the Strange One might not be able to return it.

Therefore, it's best if you can't repay the loan and instead, in a bizarre way, mortgage yourself to him.

If they possess powerful trickery, keep the contract; if not, kill them and exchange them for gold, or seal them away—either way, you won't lose out.

"You human, you have such a black heart!"

"Thank you for the compliment. If you introduce me to a customer, I'll give you a commission of ten taels of ghost money for each one."

"Haha, no problem, I'll definitely introduce you to someone."

The shopkeeper was extremely happy, and at that moment he no longer felt that Xia Tianqiong was heartless.

The basement level is a sealed space, inaccessible without a teleportation token. The restaurant owner must issue a teleportation token to each guest to enter the basement.

Xia Tianqiong offered a commission in an attempt to win over the shopkeeper.

"Shopkeeper, this floor is all empty. I'd like to renovate a few rooms. Do you have the materials and workers?"

"That's easy. Just tell me what kind of renovation you want, and I'll arrange for someone to do it for you."

"That's great."

The two then began to discuss their plan.

The basement level is nearly 2,000 square meters and is a circular space. Xia Tianqiong plans to divide it into six fan-shaped areas to operate different projects.

Although we only operate a grocery store and lending business now, we will definitely add other projects in the future. We'll plan it out first.

In addition to the renovation, Xia Tianqiong also asked the manager to issue teleportation tokens to every customer who came to the restaurant, so as to facilitate the flow of customers to the general store.

The general store not only sells strange items and artifacts, but also buys them from outsiders, and uses ghost money to buy them.

Otherwise, Xia Tianqiong wouldn't be able to provide a large supply of goods, buying low and selling high to earn a small profit.

He didn't care about the small amount of money he earned; his main goal was to establish the reputation of the grocery store and then divert the business to lending.

Every strange person who comes to buy or sell things could be a loan customer.

After some discussion, the restaurant owner left, while Xia Tianqiong entered the mirror space.

From now on, someone needs to be left on the basement level to manage it. He can't stay there for long, so two people need to be chosen from the contract tricks.

The group of contracted spirits stood in a row. After Xia Tianqiong briefly explained the situation, he asked them, "Which of you is willing to stay?"

No one spoke, and the waiters kept their heads down; none of them wanted to stay.

Staying on the basement level to run a business is no better than staying with the owner.

Staying by the master's side usually brings rewards and opportunities to level up. Staying on the basement floor of the Wujian Restaurant would definitely hinder cultivation and would not bring any benefits.

"If no one volunteers, then I'll call on everyone?"

Xia Tianqiong looked around and, seeing no one volunteering, was about to call out names when the delivery guy stepped forward.

"Master, I'll stay. I'll be wherever I'm needed!"

It didn't really want to, but it considered itself its master's number one confidant, so it would be too irresponsible not to take the initiative to share its master's burdens at this time.

The seven shop assistants all looked at the takeout delivery guy, some frowning, others beaming with joy.

"No, you have to stay with me. Xiao Qi and Jiang Yu can stay!"

Xia Tianqiong's decision surprised everyone.

The deliveryman lowered his head slightly, retreated into the queue, his face expressionless, but inwardly he was delighted.

It confirmed once again that its owner needed it.

Several waiters looked surprised and disappointed, then looked at Xiaoqi with complicated expressions.

Xiao Qi is a chubby, middle-aged man who is simple-minded and doesn't talk much. Xia Tianqiong chose him because he was honest and reliable.

It wasn't surprised to be called out; it simply nodded to indicate that it understood.

What is your real name?

"My name is Ji Dongjun, and my surname is Ji."

"Alright, from now on, you will revert to your original name, Ji Dongjun."

Xiao Qi's previously calm face finally lit up with joy, and she quickly bowed deeply, saying, "Thank you, Master. I am willing to serve you with all my heart."

Xia Tianqiong smiled faintly and said, "You will receive one hundred taels of gold every month as your salary. If the business is good, there will be additional rewards. When you reach a bottleneck in your cultivation, you can come back to level up, and we will find someone else to replace you."

This offer made the other waiters extremely envious; they wish they had stayed on.

After being called out, Jiang Yu kept her head down and remained silent, looking sorrowful.

Xia Tianqiong walked over and asked with a smile, "What? Don't you want to stay?"

"No, I wouldn't dare. If you tell me to stay, I'll stay!"

My dear reader, there's more to this chapter! Please click the next page to continue reading—even more exciting content awaits!

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