After closing the chat window, Lin Jiaojiao began downloading the app, registering, logging in, and researching loan products...
It is indeed as Wang Xuan said, there is a student loan for college students, and it seems that there is no interest?
No, Lin Jiaojiao's eyes noticed the line of small words below.
Oh, so that’s how it is.
It’s not that there is no interest, but that there is no interest before graduation, and interest starts to be charged some time after graduation.
For example, she is now a sophomore. If she borrows 20,000 yuan and pays it off before graduation from her senior year, let's calculate it as two years. Then she only needs to pay back more than 800 yuan a month.
This seems acceptable!
It was great that she could finally help Wang Xuan! And it was still within her ability.
That is... the product introduction on this app looks different from the one in the link Wang Xuan sent?
Maybe the update didn't sync?
Lin Jiaojiao shook her messy mind and stopped thinking about it. She filled in the information and tried to submit the application.
Within a few minutes, the application was approved and her loan amount was 20,000 yuan, not 30,000 yuan as Wang Xuan said.
【Jiaojiao: Pictures】
[Jiaojiao: Baby, take a look. My application was successful, but my credit limit is relatively low, only 20,000.]
Wang Xuan replied immediately
Xuanbao: Baby, 20,000 is fine. You're so kind to me.
In the dim room, two rat-like figures were huddled around the table.
"Hurry up, change the amount to 20,000." A gloomy male voice sounded.
"Why are you rushing me? If you have the ability, come and change it."
Xuanbao: Baby, please use the link I sent you. It's recommended by a bank insider, and the loan approval process is faster than on the app.
Xuanbao: I'm really anxious. Jiaojiao, can you please be considerate of me?
Lin Jiaojiao clutched her phone, her face hesitant. She didn't dare. She was afraid it might be a virus link. Once she filled in her information, it would automatically leave a loan record on various private micro-loan platforms. Or perhaps something even more terrifying...
Thinking of this, Lin Jiaojiao couldn't help but shiver.
But if I use the app, will Wang Xuan think that I don’t trust him?
After hesitating for a long time, Lin Jiaojiao began to reply to the message.
[Jiaojiao: Baby, I'd better do it on the app. Haven't you already gathered most of the money? The 20,000 yuan is just a matter of a day earlier or later, right? Mainly, I don't dare leave my identity information on unknown links. Telecom fraud is so rampant these days...]
Xuanbao: Jiaojiao baby, don't you believe me? I just used this link to get a loan, it's risk-free.
[Jiaojiao: Baby, it's not that I don't trust you, nor do I distrust your classmates. I just think the official app is more legitimate, and even if there is a problem, there are traces to follow.]
To prevent Wang Xuan from persuading her to use wild links again, Lin Jiaojiao replied immediately.
[Jiaojiao: I've applied for a loan. It's expected to arrive in 1-3 business days. I'll transfer it to you immediately after it arrives.]
Lin Jiaojiao looked at the still dialog box and thought, busy again? Probably taking care of grandma.
Little did they know that in some dark corner, someone was arguing loudly.
......
Xuanbao: Grandma wanted some water just now, so I went to get some. You can also use the app. As long as Jiaojiao feels safe, that's fine.
Xuanbao: Honey, meeting you is the happiest thing in my life. It's noon now. I'm going to buy lunch for grandma. We'll talk in the afternoon. Don't forget to eat, or I'll punish you.
Xuanbao: Love you, kiss!
Looking at the message sent by Wang Xuan, Lin Jiaojiao finally breathed a sigh of relief.
[Jiaojiao: "My dear, please go quickly. Grandma's health is very important."]
Putting down her phone, Lin Yaoyao looked at Wang Xiaoshi who had started playing games and said, "Xiaoshi, it's noon. Let's go to the cafeteria to eat."
Wang Xiaoshi tapped her fingers frantically on the screen without even looking up, saying casually, "It's too hot, go by yourself."
"Then I'll bring it back to you. Which stall do you want to eat from?" Lin Jiaojiao picked up the meal card and stood up.
The person who was concentrating on playing games did not reply to her, "Xiao Shi?" she called again.
"Ah, I told you to leave me alone, I won't eat!"
"Okay, I'm leaving now."
"Hey, wait, Ruoxuan's boyfriend needs to reserve a table, and it's hard to get one. Is your boyfriend going tomorrow night or not?" Wang Xiaoshi lay on the edge of the bed, looked up at her, and there was something inexplicable in her smile.
Lin Jiaojiao: "He has something going on at home and can't come. He can only come next month."
Wang Xiaoshi lay back down and curled her lips, "Okay, I knew it."
306 sisters (three people) group
[Shishi is Shishi: Xuanxuan, Jiaojiao's boyfriend isn't going.]
[W: I guess she's busy, right? But didn't we agree last time that everyone should bring their partner to this dinner? If she doesn't come, how are we going to have fun?]
[Xuan: Ugly people are often weird. She pretends to be a girl because she doesn’t have a boyfriend.]
[W: Xuanxuan, Jiaojiao probably didn't lie to us. I saw her making phone calls in front of the dormitory building before curfew a few times at night, and she only left because she was afraid of disturbing us.]
Xuan: You are so deceitful.
......
On the way to the cafeteria, Lin Jiaojiao was thinking about how to get through the month with the remaining 400 yuan. There were still 23 days in this month, so she could spend an average of 17 yuan per day.
It was not bad, I could eat my fill and even buy some fruit, but I had no money for snacks.
"Hello, I want a bowl of hot dry noodles with dried tofu, a braised egg, and some sauce."
The food in the cafeteria is very generous, and a bowl of noodles is enough to fill her up, and there is also free egg drop soup.
My dear, there is more to this chapter. Please click on the next page to continue reading. It will be even more exciting later!
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