Song Yan said that Song Jue wrote it. However, it was a promissory note, not an IOU. The main content stated that He Xiaofen borrowed 3,000 yuan from Song Huaren, along with a repayment period of 20 years. During this period, Song Yan could demand the money at any time. During the period of non-repayment, the loan would accrue interest at the bank rate.
The same goes for Songcheng's wife.
They had never heard of debts accruing interest before.
He Xiaofen was quite puzzled. Wasn't it a debt? How did it become a loan?
Song Yan: "The amount is the same, right? Stop with the nonsense!" Song Yan scoffed inwardly; the difference was huge. IOUs and promissory notes have different legal implications. To save trouble in future lawsuits, let's just write an IOU! That way, we won't give you a chance to renege on your debt.
Song Huaqing and He Xiaofen pressed their fingerprints on the two IOUs.
Songcheng's wife also pressed her fingerprint on her IOU. She wanted to cry.
This means that most of Song Huaren's salary was paid by Song Huaqing's family.
He Xiaofen hesitated a bit when she was pressing her fingerprint: What if Song Yan took the IOU and the money but didn't drop the case?
"You have no right to negotiate with me." Song Yan's words silenced He Xiaofen. The IOU was finished; now it was time to write the family division agreement.
The first clause he was asked to write was that Song Huaren would leave with nothing when the family divided their property.
The others in the room were inwardly screaming, "They took so much money, and there's an IOU, how can they leave with nothing?" But no one dared to utter a single word!
Old Mrs. Song was supported by Song Huaqing, and Song Huaren paid her a monthly allowance of eight yuan.
This level is quite good by today's standards.
The old lady was surprised to receive alimony. She cried out, "Give me the money right now!"
"The money will be given to your eldest son by my father! Every month when he gets his salary, he will directly give the alimony to your eldest son in the accounting office." Song Yan's words almost made the old lady cry.
The eldest son already had a problem with the third son, but he turned a blind eye because of the second son's money. Now that the second son's money is gone, and he's old and can't earn money anymore, he's just a freeloader at home. Would the eldest son still give her those eight yuan?
He Xiaofen felt a chill run down her spine.
She remained silent no matter how Song Yan wrote the division agreement, intending to wait until later to seek justice regarding the issue of support and overturn the agreement. Little did she know, she had anticipated this.
The family division agreement contained many detailed rules. For example, the alimony would be paid equally by Song Huadong and Song Huaren. The old lady would be cared for by Song Huaqing. If she became ill, the expenses would be shared equally among the three families. Receipts were required for the reconciliation of medical expenses.
Because he paid alimony, Song Huaren no longer cared about any of the expenses related to food, clothing, housing, and transportation.
From then on, supporting his wife meant Song Huaqing would only receive eight yuan a month. Song Huadong could forget about it. Song Huaqing was definitely unhappy and wanted to object. He opened his mouth but couldn't say anything; Song Yan was clearly extorting him!
Furthermore, the house they currently live in was allocated to them by Song Yan's grandfather. Song Huaren has a one-third inheritance right…
He Xiaofen couldn't accept that Song Huaren also had a share in the house.
"You regret it? Sure, you can back out before I leave this room. But after I leave, you can't back out." Song Yan's attitude was simple: either separate the family and write an agreement and IOU, or put Song Huadong and Song Chengguan inside.
The old lady couldn't bear to part with her son. Song Huaqing and He Xiaofen, Song Cheng's wife, also couldn't bear to part with Song Cheng. But with so much debt owed, how would they survive in the future?
It was clear that Song Huaqing hesitated.
"That's how it'll be done. Eldest son, if you don't listen to me, I won't let you off the hook," the old lady declared.
Song Huaqing was also afraid that the old lady would make trouble for him.
Song Yan smiled, sensing that the old lady was using this as a delaying tactic. Besides, it wasn't her who wrote the IOU.
"If you don't stop me, I'm leaving! Tomorrow morning, I need the neighborhood committee and the police station to sign the family division agreement as witnesses. Also, I need the money in the savings account withdrawn and given to me. Only after all that's done will I have my mother go to the police station to agree to forgive them." Song Yan looked down on everyone arrogantly.
He Xiaofen was filled with deep regret. She used to think that if the old lady didn't spend her money, it would benefit Song Huadong, so she often coaxed her into spending it whenever possible. Now, it had turned into this IOU.
Song Yan: "Song Huaqing, you don't want to pay back the money, right? I'll tell you a way. Keep an eye on Old Mrs. Song and prevent her from causing trouble for my parents."
I can do it. I don't want these two IOUs for the rest of my life.
I, Song Yan, absolutely keep my word!
If she dares to do anything offensive, I'll make you pay me back immediately. Don't forget, if you can't pay me back, I can sue you.
I'll make sure you only get half of your monthly salary back.
If you all behave well until the old lady dies, I can even get my dad to give up a third of his inheritance rights to the house.
Did you understand?
Don't even think about coaxing the family property division agreement and IOUs out of my father. I'm going to keep those things myself.
Grandma Song truly hadn't given up on finding Mr. Song. But at this moment, she felt an indescribable despair.
Although she doted on her third son the most, he couldn't even earn enough to eat on his own, let alone support her. Her second son hated her to death. The only one she could rely on was her eldest son.
But if he angers Song Yan, who sues him and demands money and the house from him...
The old woman dared not think any further. That brat…
Within ten years, 3,000 yuan will be a considerable sum. Ten years from now, even if the old lady is still alive, she probably won't be able to jump around much. Even if she could, by then the social environment will be more relaxed, and she won't be afraid of them.
Song Yan hummed a song as he went back into his room.
In fact, Song Yan felt wronged to give the old lady even a penny of alimony, because she didn't deserve it.
However, the responsibility of supporting the elderly is clearly stipulated in the law and is also extremely important in the public's perception.
Moreover, by providing alimony, Mr. and Mrs. Song wouldn't feel guilty. It also improves their reputation. People would say, "Look how badly Mrs. Song treated her second son, yet she still gives him money every month."
Why is it given monthly instead of once a year?
Song Yan wanted to maximize the role of alimony.
Every month, the old lady would want those eight yuan.
With such a huge IOU in hand, He Xiaofen was definitely determined to save money as quickly as possible. That's where the conflict arises…
Maybe giving them eight yuan every time will make them uncomfortable. If that's the case, then it's definitely worth it.
Looking at the IOU in his hand, Song Yan felt another pang of emotion. Didn't they know that spending Song's father's money was taking advantage of him and was unreasonable?
They knew it perfectly well. So when Song Yan calculated how much money she could save over 16 years, they couldn't refute her.
In reality, how could a family possibly have so much money left over?
If we calculate it that way, my aunt's family would have already saved enough for her surgery.
If we calculate it this way, each family would need to have a thousand or eight hundred in savings.
Actually, nowadays, it's quite good if a family can afford to spend two or three hundred yuan.
However, they were in the wrong and short-tempered, and didn't react in time.
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