Borrow money, invest
Chen Jin nodded, "Yeah, even after spending it all, it may not be enough. I didn't know before that money is really hard to spend because I didn't spend it seriously." Compared to now when she uses the money to buy a factory or start a company, the money she usually spends is small money.
Nowadays, the capital required to start a business ranges from tens of thousands to millions or even tens of millions. She has never thought of using her property as collateral for a mortgage to invest the money. For now, she only has 230,000 yuan in her account and about one million yuan in demolition compensation that has not yet arrived. There is no more money, and she is not brave enough to spend money.
Aunt Zhou wanted to ask her if she was joking, but seeing that Chen Jin was serious, she thought that Chen Jin might have really spent it all. As for where the flowers went, she didn't ask.
If she doesn't want to buy a house, she can buy land. She has an uncle who is in real estate, so why would she worry that she has no way to buy land? Maybe Chen Jin invested the money in her uncle's company.
He looked at other people's families, then at his own family, and glanced at Chen Wenxing who insisted on standing in the crowd in front. Now he was no longer afraid of being laughed at by others, and he ran out to show off everywhere.
After the meeting, the village chief called the people who could make decisions from each family to find out whether they wanted to work together and let them know in advance so that they would have an idea.
She is the only one in Chen Jin's family, so naturally she has to go. After a quick look around, everyone except Chen Bagu and her raised their hands. Even Chen Wenxing said he wanted to get involved.
Everyone was looking left and right, and as they looked, everyone's eyes fell on Chen Jin.
Even the village chief was surprised, but when he saw that Chen Wenqiang and his two brothers looked unsurprised, it was obvious that they had known about the situation for a long time.
The village chief didn't ask, but Chen Wenxing couldn't help asking: "Third sister, you don't want to participate in the village's investment?"
"The village chief is asking about now. I don't have money now, so I won't participate. If I have money again in the future, I'll see then."
"You have no money. Haha, Third sister, you are such a joker." No one would believe that she has no money.
Chen Jin glanced at him and said, "If you say you have no money, then you have no money. There's nothing to joke about. I can't write a few more zeros on my passbook."
People who don’t understand the situation actually don’t believe it: Chen Jin has been involved in three demolitions, how could she be without money? unless......
"Wen Qiang, what good projects do you have? We are brothers from the same ancestors and grew up together. If you eat meat, you should also take your brothers to drink soup, right?"
The uncle waved his hand and said cheerfully, "It's just a small business. If there is really a suitable one, we will definitely look for the brothers in our Chen family. You don't need to tell me this specifically."
He didn't say whether Chen Jin invested money in him, but he just said a few polite words. He now avoids his own family members investing money in the family company, let alone looking for other people in the village. It would be better if there were fewer people speaking in the company. Yongxin was more autocratic than him and liked to make his own decisions with less interference from his family. After all, the company will be left to Yongxin to manage.
Chen Jin said that he would not participate now since he had no money, but he would definitely invest in it when he had money later.
She really thought so, but many people assumed that Chen Jin just didn't want to invest, so that's why he said that. However, whether she wants to vote or not is her own business. Others mainly look at what the village chief and her uncle say and how they choose, and everyone thinks that following them is the right thing to do.
The chef invited by the village has excellent cooking skills and each dish is in large portion, just like the banquets used to be held for big events in the village.
At that time, everyone would scramble to get the food and turn into a shrew. Now everyone is more polite than the other. Chen Jin feels that the good food is not as delicious as it looks.
At the next table, when Chen Wenhao was being asked about Qiaoxi Village, he picked out something new to talk about.
"The Cheng Group is also going to take over the land across the road from Qiaoxi Village, and they are already in talks. The negotiations are going better than those of Qiaoxi Village, and the agreement will be signed next week. Qiaoxi Village was still dithering, wondering if they could sign the contract by July. Now, the construction of the land across the road has been scheduled to start in July, and the people of Qiaoxi Village are getting anxious."
"Some people went back on their word. They drew lots to measure the land, but they still refused to demolish it and wanted more money. Several companies banded together to put up banners at the city government... Humph, they only know how to put up banners. They always want to put up banners. Look, they just turned around and took over the land across the street. Now the developers are not in a hurry. Let them think it over before making a decision."
"Before we received the money, several people were already out talking business with others. I don't know what they were thinking. Anyone out there would dare to talk business with them. Fortunately, the demolition money has not been paid yet, and we were only defrauded of a few thousand yuan at most."
"There are also people soliciting business in the village to take people out to dance halls to play, taking people out to try their luck playing cards, there are all kinds of people, the police station can't control them all."
Chen Wenhao said, and drank a glass of beer proudly, cursing: "You make trouble all day long, and even go to our police station to hang banners, it's really..."
The deputy director of the police station is really feeling very aggrieved to have ended up like this.
Chen Jin shed a few sad tears for him, it was so difficult.
The people in Qiaodong Village were really enlightened and started discussing at once: The people in Qiaoxi Village must be too bad to be targeted, otherwise why weren't there so many problems when their village was demolished?
Everyone tacitly ignored Chen Yongqiang from Chen Bagu's family. He didn't need anyone to keep an eye on him, he just jumped into the pit on his own initiative.
Chen Jin, who was at the table, couldn't stand it any longer. Did they really think they were so smart and honest that they didn't get cheated?
Of course it’s because the village chief has people guarding the place so hard that the messy people from outside can’t get in. The village chief is capable and can calm people down, and he can curb their little tricks. There was also the populous Mutang Village standing in front of them, so they were lucky enough to avoid many traps.
However, Chen Jin turned around and asked, "Uncle Wenhao, has the plan for the land across the road from Qiaoxi Village been finalized? Is it going to be used to build commercial housing, a shopping mall, or an entertainment venue?"
Chen Wenhao smiled approvingly, and the third sister immediately thought of the key. Said: "It has not been decided yet, but the village chief has released the news that they are going to build a shopping mall and is encouraging everyone to take the houses."
If a shopping mall is built, it will become a gathering point for people in the future. There will be industrial parks and science and technology parks nearby, so there will be no shortage of people renting houses. There will also be places to eat, drink, have fun and spend money nearby. When all the factories in the suburbs move away in the future, if the land is sold and used to build residential buildings, there will be more people living there. Correspondingly, there will definitely be supporting medical and educational services. The location of Qiaoxi Village is really good.
"From this perspective, the house in Qiaoxi Village is worth buying in the future."
Then, someone asked Chen Jin, "Third sister, you want a house, right? Will you sell your house when the time comes?"
"Not for sale." Chen Jin looked over and saw that the person asking this question was the old branch secretary's wife, Zhao Dahua. Seeing that she wanted to say more, Chen Jin said directly: "I said I won't sell it, and it would be rude to say more."
Another meaning of the words is: Don’t blame me for being rude if you say that again.
Zhao Dahua: ...I haven't said anything yet, why are you being rude?
Chen Jin snorted: What kind of people are you? Haven’t I seen through you in these two years?
Chen Jin got the answer he wanted and turned back to continue eating. Just then another dish was served and placed in front of her, and she immediately picked up the big chicken drumstick. Chen Yongan also quickly picked up another one and said as he ate, "It's great that no one is snatching the chicken legs now, right, Third Sister?"
"All good." Chen Jin saw that everyone at the table was familiar, so he started eating.
She was enjoying her meal so much that her third cousin winked at her several times, but she didn't notice. sigh.
The dinner party in the village didn't end until around four in the afternoon. They don't have to clean up, as the people hired to cook will take care of all the work. They bring the tables, chairs, dishes and chopsticks, and they will even keep the area clean.
The village chief said that next time when the village has something to do, he would still hire this company because it is reliable and trustworthy, and most importantly, it saves him the trouble.
Chen Jin felt that the gatherings in the village were becoming less and less interesting.
Aunt Zhou also said, "It's really boring. What they say is just old news. I went to the wholesale market and heard more interesting things than what they said."
Chen Jin didn't know whether to laugh or cry. There was a big difference between what she said was boring and what Aunt Zhou said was boring.
Before the demolition, the village was united and everyone was almost the same. No matter which family they were from, they were all related and brothers and sisters from the same ancestor. Now everyone is barely the same, with money and houses, and except for two individuals who are committing suicide, everyone else lives a comfortable life.
However, she can already see that as time goes by, the gap between everyone is getting bigger and bigger. Will they still be able to sit together and eat together, talking and laughing, or swearing at each other in the future?
Even the village chief cannot bear the majesty of the "clan leader". Everyone has seen a lot of the "world", and the old ideas instilled in them since childhood are being impacted by the bright lights, wine and women, and the extravagant life outside. Some people can still bow and burn incense respectfully in the ancestral hall, but in fact they no longer have their eyes on the offering table in front of them.
Someone suggested going to the club next time, but was scolded by Aunt Zhou.
"Go ahead and let me know who dares to ask my Chen Wenming to go too. Aren't you afraid that I will come to your house with a knife to help you chop vegetables? Just shout."
Not to mention Chen Jin, some uncles and aunts were too guilty to dare to look Aunt Zhou in the eye. Only Uncle Wenming kept swearing: "I won't go, I really won't go. They called me, but I'm not interested in going..."
"You'd better not have it. You'd better not have it either. Otherwise, humph!"
You see, Aunt Zhou, who is both civil and military, has an unshakable dominant position in Qiaodong Village.
Chen Jin glanced at the ancestral hall door that was locked after the banquet, weighed the big orange, and strode to catch up with the group.
Passing by Qiaoxi Village, she went to see the land across the road from Qiaoxi Village. There were indeed many big "demolition" characters on it. Someone was measuring and taking notes on the ground.
She laughed in her heart. She casually said that maybe they would demolish the house opposite Qiaoxi Village instead. She didn't expect that they would actually demolish it.
However, the developer intends to take both sides. I don’t know if the people in Qiaoxi Village are panicking.
Before, they were trying to control people, but now if anyone doesn’t sign quickly and delays the demolition, they will probably have to bear the pressure from the villagers.
Nie Rong has been out visiting his big clients recently and is not in Qiaoxi Village. What a pity, otherwise she could have asked him about the situation... Oh, no, wouldn't it be faster for her to go home and ask Shen Baichuan? But she couldn't ask today, so she followed him directly to the rose garden and had dinner at her uncle's house.
My second uncle and his family followed her car.
"Third sister, we have discussed it and we will take the house." Second uncle and second aunt told Chen Jin about their decision, and Chen Jia also said, "I think it's a good idea to take the house, too."
She likes big houses like Rose Garden and Hanlin Garden, but buying this house is not practical for their family. One house is equivalent to several houses, but it is difficult to rent out, so it is not cost-effective. It would be better to have more properties. When my parents retire, they can live by collecting rent like my third uncle and aunt. That would be great. Their family is not at the point where they need such a big house to show off.
Ever since the incident of applying to go abroad without telling the truth, Chen Jia has been involved in the "management" of the family's savings and real estate. She knows exactly what is in the house. When it comes time to make a decision, the three members of the family take a vote.
This is the best way. Chen Jin very much agrees with the choice of his second uncle and his family. In the future, the five families will rent a house together. At that time, I can continue to ask my cousin Meng Chong to help with renting and collecting rent.
After talking about the house, others asked her why she thought of starting a company and what her plans were.
That’s how things work at home. If you tell one elder, then the other elders have to tell as well, and then everyone knows. She knew that if she followed here, she would inevitably be asked about this matter.
He repeated what he had said before.
The summary is: if you have some money, think this industry is good, and you are interested in it, then give it a try.
You sound like you want to open a small store. Why not give it a try?
My uncle didn't expose her. He was relaxed in front of people and busy behind their backs.
After the elders finished their questions, the third cousin asked her to step aside and said, "The travel agency needs additional investment in July. Do you have enough money?"
"How much to add?" This was something the four of them had already discussed, and Chen was mentally prepared this morning.
"The four of us each have 100,000, plus the second quarter's dividend. We are planning to open a travel agency in another city, and we have to spend a lot of money up front." The third cousin said, "If you don't have enough, just tell me in advance, and I can move the money to you first. Don't wait until I buy a car, because I won't be able to pay for it then."
Chen Jin smiled and said, "The point of your words is that you want to buy a car, right? What car do you want to buy?"
Sure enough, the third cousin raised his lips, coughed lightly and said, "I don't have many cars, so I'll just buy a Santana like you and use it first. I'll change it when I make a lot of money in the future."
Chen Jin laughed out loud, she knew it!
"You don't drive your car anymore?"
"Leave it at home. When Yongan passes his driving test, he can also drive the family car." If he is too busy to spare, he can let Chen Yongan take over. It is better to have someone who can drive at home.
"Seriously, if you need money, you have to tell me in advance. If I buy a car, the money I have will be enough for additional investment."
Chen Jin waved his hand, "Not for now, I have enough money."
She wasn't taking big steps all at once and didn't need to buy machines or anything like that. In fact, her main job was to pay the processing factory for the goods. It was impossible for her to get goods worth hundreds of thousands at once. She had to proceed step by step. Therefore, she could still allocate 100,000 yuan from the money she had and put it into Sifang Travel Agency.
These are all long-term investments for her. When the travel agency, her uncle's company's Xicheng Home Project, and the large piece of land in the suburbs of Dongcheng District owned by her uncle's company all pay off in the future...she's excited just thinking about it.
Oh, and her Baiyou.
When her eldest cousin and his wife came to ask her if she had enough money and whether she wanted to invest in them, Chen Jin immediately refused, "No, I can manage on my own for now. I don't know if I can make money, so I won't cheat my eldest cousin and his wife."
"Well, we're a family, so there's no need to talk about whether it's a scam or not. If you need money to invest, just tell us. We still have some on hand."
"Okay." As soon as they left, Chen Jin turned around and met his third cousin's eyes. They both raised their eyebrows tacitly, and neither of them liked what their eldest cousin and cousin-in-law had just said.
The third cousin poked her arm, came over, and whispered, "At a time like this, you have to hold on to it. You have your own money and can make it work. If you don't want others to invest as shareholders, just reject it directly.
What he didn't say was that his sister-in-law is currently running his aunt's clothing company, so she must have some management experience. If I rely on my relationship with my third sister to participate in the management of the company, I would be afraid of being involved in unclear matters in the future.
In fact, he was a little dissatisfied. He always asked the third sister directly if she wanted to borrow money. He thought about investing in the third sister's company, but the third sister didn't ask, so he didn't mention the investment.
Although, even if they are brothers and sisters, you can't always lend money for free, but he felt uncomfortable when he heard that the first thing they said was to invest.
Chen Jin laughed and said, "I know what's going on."
Even if she wanted to attract investment, she would be attracting investment from her uncle and aunt. However, she didn't have this idea.
Chen Yongan just found out that Chen Jin is going to start a company. He is shocked, surprised, devastated, sad, and has a lot of emotions. However, he doesn't dare to act rashly because his brother is right next to him, otherwise he will wail at Chen Jin: Didn't you say you won't do anything big, just stay at home and eat well and collect rent leisurely? ! Why does everyone want to do big things?
Chen Yongan’s mind is now full of thoughts: What can I do in the future? Should I open a pig farm or a chicken farm?
"What are you doing?" Chen Jin patted the silly Chen Yongan and received a resentful look. Chen Jin felt puzzled and he didn't say anything when he asked him, so he pretended to sigh deeply. I guess he was upset again. Just let it go on his own and she won't ask any more questions.
When it was time for dinner, Chen Ting and Liu Chengzhi came back to eat. She observed them carefully and did not see any sign that the two had quarreled. Quite normal.
I heard that Chen Jin was going to start a company, and she said she would go to support her when the time comes.
It's quite normal. It seems that the wedding will be held as usual in August. She is also going to make a gold bracelet.
"Third sister, what's wrong with me?" Chen Jia asked, then touched his face and sighed resignedly, "I know I'm a national treasure now. Once I get through this semester, I'll make up for it by sleeping twelve hours a day at home during the summer vacation."
She has average talent for studying and can only achieve results if she works very hard. She can only grit her teeth and persevere.
Chen Jin shook his head. "Nothing. I was thinking that the price of gold seems to be moving up little by little. It's better to prepare early."
"What are you preparing for?"
"Prepare the big gold bracelets, they will be used sooner or later." Chen Jin decided immediately to prepare the big gold bracelets to be given to Chen Ting and Chen Jia.
The next day, Chen Jin took Daju to the old place - an old gold shop with a fat orange cat.
Chen Jin brought his own cat this time, and he didn't try to touch other people's cats in a sneaky way. When he came, he held up his own cat to show off: "My cat looks pretty fat, too, right?"
The young shop owner made eye contact with a small orange cat and stopped holding down the fat orange cat under the counter.
Chen Jin is looking at the new styles in the store. On the counter, two orange cats, one big and one small, were looking at each other.
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