Franklin was somewhat surprised to see that his clients continued to buy stocks:
"Lin, are you so optimistic about the US stock market? Aren't you afraid of a stock market crash someday? I think it's better for you to diversify your investments. For example, you can buy our bank's wealth management products. We have several good funds as well."
Lin Sanqi thought to himself, there is a famous saying in the financial investment circle: If you don’t manage your finances, your finances won’t manage you.
But in fact, that is all a scam. It is like when you give money to a fund company, if you really make money, they get the biggest share; if you lose money, the money lost is yours.
It’s not your own money, so who would feel bad about spending it?
Therefore, the investment of this type of fund manager is very reckless and aggressive. He goes in with a risk-taking mentality, and there is a high probability of loss.
For example, when you buy insurance, you spend a large sum of money. The insurance manager first takes away a few percent as his own kickback bonus, and the insurance company also takes part of the funds as its own profit.
That is to say, the money you invested actually suffered a loss on the first day. Do you still want to make money later?
Lin Sanqi was not a radical, so he thought it was best to keep the money in his own hands.
To quote another famous investment saying: If you don’t manage your finances, your finances will not leave you.
Besides, what if the stock price falls?
As long as he doesn't sell, the price will always go up. Maybe when the price goes down, he can take the opportunity to buy some more. Those exclusive animal companies are not afraid of bankruptcy at all.
"Mr. Franklin, I'm determined to invest in US stocks. So, I'll give you a $20 billion quota this year, and you can help me buy shares in these companies. Of course, you should purchase them in the names of my 20 offshore companies, so don't reveal my personal information."
Franklin's mouth opened wide. He had seen Lin Sanqi's financial records.
Last year, a total of more than 6 billion US dollars were invested, and another 20 billion US dollars were invested this year. Adding the expected income, when did such a rich man appear in China?
In the eyes of foreigners, those young people who live in luxury houses, drive luxury cars, and change girlfriends every day in the United States are all "Chinese aristocrats" without exception.
It is obvious that this Lin Sanqi is a rich man from some family. He uses the money earned by his parents' "hard work" to play stocks.
Franklin's client's request was very clear, so there was no need to persuade him any further. Professional bank managers know when to stop and not to cause customer disgust.
"Okay, sir. The average investment is $1 billion per stock. This amount of money won't cause rapid stock fluctuations. You can fully trust our professional operations."
Lin Sanqi thought that his retirement money depended on this pile.
Of course, what Lin Sanqi didn't know was that after ten years, just by relying on one Apple stock, his combined equity holdings of just over 10% across several accounts would be worth $300 billion...
Not to mention retirement, the money is enough to support the next life.
Yin Lianyi was also stunned when she saw her boyfriend's investment methods.
In total, more than 6 billion US dollars were invested in batches, and 800 million US dollars were earned in one year.
It seems that the profit margin is not too exaggerated, which is about 12 points.
But it’s $800 million!
On January 1, 2015, the mid-point exchange rate of the US dollar to the RMB was 1 US dollar to 6.2015 RMB.
So more than 800 million US dollars, when converted into RMB, is more than 5 billion. Among all the private companies and private enterprises in the country, how many companies can achieve such a high profit?
If we add the $20 billion this year, the capital of U.S. stocks purchased by Lin Sanqi will reach $27 billion. It is still unknown how much he will earn in a year.
Yin Lianyi understood Lin Sanqi's good intentions. In the future, the couple would have more money than they could spend. As long as the U.S. stock market did not go bankrupt, they would never have to worry about money again.
Because money makes itself money.
As for buying A shares, garlic bird garlic bird.
The A-share market is not an investment market at all, but a speculative market. It is just giving money to those capital oligarchs and is not worth long-term investment at all.
As for the fact that Lin Sanqi always gave second-hand equipment to foreigners for inexplicable reasons, or purchased so many supplies, that was not a big deal at all. Giving "kickbacks" to others was a common practice all over the world.
Lin Sanqi and Yin Lianyi didn't stay in the United States for long before returning to China. It was the end of the year and there were a lot of things to do.
First of all, it’s household chores.
The Lin family’s house in Shilou Village was finally completed, and they moved into their new home before the New Year.
Moving is not as simple as moving some furniture and buying some appliances. Now as another branch of the Lin family has emerged in Shilou Village, the Lin family's housewarming ceremony has caused a sensation in the whole village.
Lin Sanqi's new home is located in the southwest of the village, not far from May Square.
Because it was a homestead exchange with villagers, and the original village pond was filled in, the area reached 1,600 square meters, equivalent to two and a half acres of land.
In other rural areas, two and a half mu of residential land is not a big deal, but in Huadu's urban village, it is absolutely huge.
The Lin family’s villa has 5 floors above ground and 2 floors underground (actually 3 floors), and is surrounded by a tall wall.
There are three underground floors. The bottom floor is the vault, another floor is the garage, and the first floor is the utility room.
There are elevators on all eight floors, which is very convenient.
If you look at the outside, the Lin family's villa is no different from the self-built houses in the surrounding urban villages. There are no luxurious decorations, just simple tiles on the walls.
Apart from the larger area, there is absolutely nothing outstanding or eye-catching about it.
This was what Lin Musen specifically instructed, that the appearance of the house must be ordinary.
But if you have the opportunity to walk into the Lin family compound, you will find that the yard is full of pavilions, towers, precious flowers and trees, and koi ponds.
If you are lucky enough to enter the Lin family's inner house again, it will be simply inhumane.
Looking around, all the furniture is made of golden nanmu, including golden nanmu chairs, golden nanmu tables, golden nanmu screens, etc.
Not only are there beautiful wood carvings on the golden nanmu furniture, but more importantly, the dragon on it has five claws...
In order to get this whole set of golden nanmu furniture, Lin Sanqi specially reported to his superiors and moved it directly from the Forbidden City.
Because even the old people in Beijing do not have a complete set of golden nanmu furniture.
This thing can only be used by the royal family. It is considered a great achievement for ordinary dignitaries to have a golden nanmu table in their homes.
That is to say, Lin Sanqi can travel through two realms and make great contributions to the country in another time and space. If he moved golden nanmu furniture out of the Forbidden City in reality, he would have been shot three hundred times.
All the paintings and calligraphy on the wall are from famous ancient masters. Each one is an original and the price of selling one of them starts at tens of millions.
And in the center of the living room, a Mao-style calligraphy painting stood out. Anyone who knew the meaning would know whose original work it was. It was a reward given to Lin Sanqi by his leader at another time.
This is absolutely priceless and is also the foundation of the Lin family.
If you are lucky enough to go to the second floor, which is the parents' room, all the furniture is made of rosewood, from the bed to the cabinets, all in classical traditional style.
The third floor is the territory of Lin Bingqiao, the youngest sister of the Lin family, and the fifth floor is the territory of Lin Sanqi.
The third and fifth floors are all decorated in a modern style with high technology. All furniture is from top luxury brands, and a Hästens mattress alone is priced at US$1 million.
It’s not only the interior that is luxurious, but also the security.
The Lin residence spent a full 200 million yuan on security alone. The entire house is automatically monitored. As long as someone breaks in over the wall, especially at night, the camera will identify them immediately.
As long as a stranger breaks in illegally, all the doors and windows of the Lin residence will automatically fall and lock immediately, so tightly that even a bomb cannot blow them open.
Not only is the entire house locked, but the interior is also locked individually by floor and room.
This three-level locking can basically ensure the safety of people in the house. Criminals have no chance to get to you. It is impossible to pass every level.
If it weren't for legal issues, Lin Sanqi would have wanted to install an automatic attack system that could eliminate all unusual intruders.
Of course, only God knows whether the Lin family finally installed this system.
Who will try it?
In addition, the security system will automatically notify the "village protection team" and "police station" of the alarm as soon as possible.
The camp of the village protection team was built in May Square next to Lin's house, 100 meters away. All expenses were borne by Lin Sanqi alone.
…
…
When the Lin family moved to a new house, the most important thing was to worship their ancestors and tell them that they had moved.
Today, there are 20 eight-immortal tables in the Lin family's yard, and the tables are filled with offerings.
Grandpa Lin came personally to preside over the ancestor worship ceremony. The old man stood at the front, holding incense in both hands and chanting something.
Lin Musen and his wife Wang Wenjuan stood on both sides, their faces very pious.
Lin Sanqi and Lin Bingqiao, a brother and sister, were in the third row, but they looked at each other, trying hard to hold back their laughter but not daring to.
Because on both sides of the tribute table stood a row of Taoists and a row of monks, and the Taoists and monks were all chanting scriptures, but you chanted yours and I chanted mine, which was very funny.
Lin Sanqi thought to himself that his family had money, but their class had not improved.
When truly wealthy people want to worship their ancestors, they would invite the abbot of the "Big Buddha Temple" in Huadu, Master Yaozhi, or the Taoist Master Lai Baorong, the abbot of the "Yuanxuan Taoist Temple".
The top tycoons who are a little richer would directly invite Zhang Tianshi from Longhu Mountain or Master Yinle, the abbot of Luoyang White Horse Temple.
It’s nothing like the Lin family, who hired only wild monks and Taoist priests.
Because Lin Sanqi had just seen these Taoists and monks get off a van. When they got off, they were all wearing vests, shorts, and flip-flops. They were clearly ordinary people. (End of this chapter)
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